Terms of Service – BIFA+<\/title>\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Montserrat:wght@300;400;500;600;700;800;900&family=Poppins:wght@300;400;500;600;700;800&family=Cairo:wght@300;400;500;600;700;800&family=Tajawal:wght@300;400;500;700;800&display=swap\" rel=\"stylesheet\">\n<\/head><br \/>\n<body style=\"margin: 0; padding: 0; overflow-x: hidden; width: 100%;\"><\/p>\n<div class=\"bifa-legal-wrapper\">\n <\/p>\n<div class=\"bifa-legal-decorative\">\n<div class=\"bifa-golden-accent\"><\/div>\n<div class=\"bifa-golden-accent\"><\/div>\n<div class=\"bifa-floating-particle\"><\/div>\n<div class=\"bifa-floating-particle\"><\/div>\n<div class=\"bifa-floating-particle\"><\/div>\n<\/p><\/div>\n<div class=\"bifa-legal-container\">\n <\/p>\n<div class=\"bifa-legal-header\">\n<h1 class=\"bifa-legal-title\">\u0938\u0947\u0935\u093e \u0915\u0940 \u0936\u0930\u094d\u0924\u0947\u0902<\/h1>\n<div class=\"bifa-subtitle-line\">\n <span class=\"bifa-gold-line\"><\/span><\/p>\n<p class=\"bifa-legal-subtitle\">\u0938\u092e\u091d\u094c\u0924\u093e \u0914\u0930 \u0926\u093f\u0936\u093e\u0928\u093f\u0930\u094d\u0926\u0947\u0936<\/p>\n<p> <span class=\"bifa-gold-line\"><\/span>\n <\/div>\n<p class=\"bifa-legal-meta\">\u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0924\u093f\u0925\u093f: 15 \u091c\u0928\u0935\u0930\u0940, 2025 | \u0905\u0902\u0924\u093f\u092e \u0905\u0926\u094d\u092f\u0924\u0928: 15 \u091c\u0928\u0935\u0930\u0940, 2025<\/p>\n<\/p><\/div>\n<p> <\/p>\n<div class=\"bifa-toc-section\">\n<h2>\u0935\u093f\u0937\u092f\u0938\u0942\u091a\u0940<\/h2>\n<nav class=\"bifa-toc-nav\">\n <a href=\"#section-1\">1. \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924\u093f<\/a><br \/>\n <a href=\"#section-2\">2. \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917<\/a><br \/>\n <a href=\"#section-3\">3. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0916\u093e\u0924\u0947<\/a><br \/>\n <a href=\"#section-4\">4. \u0928\u093f\u0937\u093f\u0926\u094d\u0927 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\/a><br \/>\n <a href=\"#section-5\">5. \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e<\/a><br \/>\n <a href=\"#section-6\">6. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\/a><br \/>\n <a href=\"#section-7\">7. \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0938\u0947\u0935\u093e\u090f\u0901<\/a><br \/>\n <a href=\"#section-8\">8. \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e<\/a><br \/>\n <a href=\"#section-9\">9. \u0938\u0947\u0935\u093e \u0938\u0902\u0936\u094b\u0927\u0928<\/a><br \/>\n <a href=\"#section-10\">10. \u0905\u0938\u094d\u0935\u0940\u0915\u0930\u0923<\/a><br \/>\n <a href=\"#section-11\">11. \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u0915\u0940 \u0938\u0940\u092e\u093e<\/a><br \/>\n <a href=\"#section-12\">12. \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f<\/a><br \/>\n <a href=\"#section-13\">13. \u0936\u093e\u0938\u0940 \u0915\u093e\u0928\u0942\u0928<\/a><br \/>\n <a href=\"#section-14\">14. \u0935\u093f\u0935\u093e\u0926 \u0938\u092e\u093e\u0927\u093e\u0928<\/a><br \/>\n <a href=\"#section-15\">15. \u0938\u092e\u093e\u092a\u094d\u0924\u093f<\/a><br \/>\n <a href=\"#section-16\">16. \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928<\/a><br \/>\n <a href=\"#section-17\">17. \u0938\u0902\u092a\u0930\u094d\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<\/a><br \/>\n <\/nav>\n<\/p><\/div>\n<p> <\/p>\n<div class=\"bifa-legal-content\">\n<section id=\"section-1\" class=\"bifa-legal-section\">\n<h2>1. \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924\u093f<\/h2>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 BIFA+ (\u092c\u094d\u0930\u093f\u0915\u094d\u0938 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092b\u0941\u091f\u092c\u0949\u0932 \u0917\u0920\u092c\u0902\u0927\u0928) \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u092f\u093e \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947 <strong>bifa.ai<\/strong>, \u092e\u094b\u092c\u093e\u0907\u0932 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928, \u092f\u093e \u0915\u094b\u0908 \u092d\u0940 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0938\u0947\u0935\u093e\u090f\u0902 (\u0938\u093e\u092e\u0942\u0939\u093f\u0915 \u0930\u0942\u092a \u0938\u0947, "\u0938\u0947\u0935\u093e\u090f\u0902"), \u0906\u092a \u0907\u0928 \u0938\u0947\u0935\u093e \u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 ("\u0936\u0930\u094d\u0924\u0947\u0902") \u0938\u0947 \u092c\u093e\u0927\u094d\u092f \u0939\u094b\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964<\/p>\n<p>\u092f\u0926\u093f \u0906\u092a \u0915\u093f\u0938\u0940 \u0938\u0902\u0917\u0920\u0928 \u0915\u0940 \u0913\u0930 \u0938\u0947 \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f\u0924\u094d\u0935 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0935\u093e\u0930\u0902\u091f\u0940 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0909\u0938 \u0938\u0902\u0917\u0920\u0928 \u0915\u094b \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u092c\u093e\u0927\u094d\u092f \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948, \u0914\u0930 "\u0906\u092a" \u0915\u0947 \u0938\u092d\u0940 \u0938\u0902\u0926\u0930\u094d\u092d\u094b\u0902 \u092e\u0947\u0902 \u0935\u0939 \u0938\u0902\u0917\u0920\u0928 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/p>\n<p>\u092f\u0926\u093f \u0906\u092a \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u094b \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u092f\u093e \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/p>\n<\/section>\n<section id=\"section-2\" class=\"bifa-legal-section\">\n<h2>2. \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917<\/h2>\n<h3>2.1 \u092a\u093e\u0924\u094d\u0930\u0924\u093e<\/h3>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u0940 \u0906\u092f\u0941 \u0915\u092e \u0938\u0947 \u0915\u092e 13 \u0935\u0930\u094d\u0937 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964 \u092f\u0926\u093f \u0906\u092a\u0915\u0940 \u0906\u092f\u0941 18 \u0935\u0930\u094d\u0937 \u0938\u0947 \u0915\u092e \u0939\u0948, \u0924\u094b \u0906\u092a \u092f\u0939 \u0926\u0930\u094d\u0936\u093e\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u0947 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092f\u093e \u0905\u092d\u093f\u092d\u093e\u0935\u0915 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0939\u0948\u0964<\/p>\n<h3>2.2 \u0938\u094d\u0935\u0940\u0915\u093e\u0930\u094d\u092f \u0909\u092a\u092f\u094b\u0917<\/h3>\n<p>\u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0947\u0935\u0932 \u0935\u0948\u0927 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0914\u0930 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964 \u0906\u092a \u0928\u093f\u092e\u094d\u0928 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\u0938\u091f\u0940\u0915, \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0914\u0930 \u092a\u0942\u0930\u094d\u0923 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0947\u0902<\/li>\n<li>\u0905\u092a\u0928\u0947 \u0916\u093e\u0924\u0947 \u0915\u0940 \u0915\u094d\u0930\u0947\u0921\u0947\u0902\u0936\u093f\u092f\u0932\u094d\u0938 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0947\u0902<\/li>\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0939\u092e\u0947\u0902 \u0924\u0941\u0930\u0902\u0924 \u0938\u0942\u091a\u093f\u0924 \u0915\u0930\u0947\u0902<\/li>\n<li>\u0938\u092d\u0940 \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0914\u0930 \u0935\u093f\u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0947\u0902<\/li>\n<li>\u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0914\u0930 \u0938\u092e\u094d\u092e\u093e\u0928 \u0915\u093e \u0938\u092e\u094d\u092e\u093e\u0928 \u0915\u0930\u0947\u0902<\/li>\n<\/ul>\n<h3>2.3 \u0909\u092a\u092f\u094b\u0917 \u0915\u093e \u0932\u093e\u0907\u0938\u0947\u0902\u0938<\/h3>\n<p>\u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0947 \u0905\u0927\u0940\u0928, BIFA+ \u0906\u092a\u0915\u094b \u0915\u0947\u0935\u0932 \u0905\u092a\u0928\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924, \u0917\u0948\u0930-\u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u0932\u093f\u090f \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a\u0928\u0947 \u0914\u0930 \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0938\u0940\u092e\u093f\u0924, \u0917\u0948\u0930-\u0905\u0928\u0928\u094d\u092f, \u0917\u0948\u0930-\u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923\u0940\u092f, \u092a\u094d\u0930\u0924\u093f\u0938\u0902\u0939\u0930\u0923\u0940\u092f \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/section>\n<section id=\"section-3\" class=\"bifa-legal-section\">\n<h2>3. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0916\u093e\u0924\u0947<\/h2>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0915\u0941\u091b \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u0906\u092a\u0915\u094b \u090f\u0915 \u0916\u093e\u0924\u093e \u092c\u0928\u093e\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0906\u092a \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\u0905\u092a\u0928\u0947 \u0916\u093e\u0924\u0947 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u093e<\/li>\n<li>\u0906\u092a\u0915\u0947 \u0916\u093e\u0924\u0947 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0938\u092d\u0940 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\/li>\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0940 \u0939\u092e\u0947\u0902 \u0924\u0941\u0930\u0902\u0924 \u0938\u0942\u091a\u0928\u093e \u0926\u0947\u0928\u093e<\/li>\n<li>\u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0915\u093f \u0906\u092a\u0915\u0940 \u0916\u093e\u0924\u093e \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u091f\u0940\u0915 \u0914\u0930 \u0905\u0926\u094d\u092f\u0924\u0928 \u0939\u0948<\/li>\n<\/ul>\n<p>\u0939\u092e \u0905\u092a\u0928\u0947 \u0935\u093f\u0935\u0947\u0915\u093e\u0928\u0941\u0938\u093e\u0930 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u092f\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0915\u093e\u0930\u0923 \u0938\u0947 \u0916\u093e\u0924\u094b\u0902 \u0915\u094b \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u092f\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-4\" class=\"bifa-legal-section\">\n<h2>4. \u0928\u093f\u0937\u093f\u0926\u094d\u0927 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\/h2>\n<p>\u0906\u092a \u0928 \u0915\u0930 \u0938\u0915\u0947\u0902:<\/p>\n<ul>\n<li><strong>\u0915\u093e\u0928\u0942\u0928 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928:<\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0935\u0948\u0927 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092f\u093e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u093e\u0928\u0942\u0928 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928 \u0915\u0930\u0947\u0902<\/li>\n<li><strong>\u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u094b \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0901\u091a\u093e\u0928\u093e:<\/strong> \u0905\u0928\u094d\u092f \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0930\u0947\u0936\u093e\u0928 \u0915\u0930\u0928\u093e, \u0926\u0941\u0930\u094d\u0935\u094d\u092f\u0935\u0939\u093e\u0930 \u0915\u0930\u0928\u093e, \u0927\u092e\u0915\u0940 \u0926\u0947\u0928\u093e \u092f\u093e \u0921\u0930\u093e\u0928\u093e<\/li>\n<li><strong>\u092a\u094d\u0930\u0924\u093f\u0930\u0942\u092a\u0923 \u0915\u0930\u0928\u093e:<\/strong> \u0938\u094d\u0935\u092f\u0902 \u0915\u094b \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u092f\u093e \u0938\u0902\u0917\u0920\u0928 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0917\u0932\u0924 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u0905\u0935\u093e\u0902\u091b\u093f\u0924 \u0908\u092e\u0947\u0932:<\/strong> \u0905\u0935\u093e\u0902\u091b\u093f\u0924 \u0938\u0902\u091a\u093e\u0930 \u092f\u093e \u0935\u093f\u091c\u094d\u091e\u093e\u092a\u0928 \u092d\u0947\u091c\u0928\u093e<\/li>\n<li><strong>\u0926\u0941\u0930\u094d\u092d\u093e\u0935\u0928\u093e\u092a\u0942\u0930\u094d\u0923 \u0915\u094b\u0921:<\/strong> \u0935\u093e\u092f\u0930\u0938, \u092e\u0948\u0932\u0935\u0947\u092f\u0930 \u092f\u093e \u0905\u0928\u094d\u092f \u0939\u093e\u0928\u093f\u0915\u093e\u0930\u0915 \u0915\u094b\u0921 \u092a\u094d\u0930\u0938\u093e\u0930\u093f\u0924 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u0939\u0938\u094d\u0924\u0915\u094d\u0937\u0947\u092a \u0915\u0930\u0928\u093e:<\/strong> \u0938\u0947\u0935\u093e\u0913\u0902 \u092f\u093e \u0938\u0930\u094d\u0935\u0930\u094b\u0902 \u092e\u0947\u0902 \u092c\u093e\u0927\u093e \u092f\u093e \u0939\u0938\u094d\u0924\u0915\u094d\u0937\u0947\u092a \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u0938\u094d\u0915\u094d\u0930\u0948\u092a:<\/strong> \u092c\u093f\u0928\u093e \u0905\u0928\u0941\u092e\u0924\u093f \u0915\u0947 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0938\u093e\u0927\u0928\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u0930\u093f\u0935\u0930\u094d\u0938 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930:<\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0949\u092b\u093c\u094d\u091f\u0935\u0947\u092f\u0930 \u0915\u094b \u0921\u093f\u0915\u094d\u0930\u093f\u092a\u094d\u091f, \u0921\u0940\u0915\u0902\u092a\u093e\u0907\u0932 \u092f\u093e \u0930\u093f\u0935\u0930\u094d\u0938 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 \u0915\u0930\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u092a\u0930\u093f\u0939\u093e\u0930:<\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f \u092f\u093e \u092a\u0939\u0941\u0901\u091a \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927 \u0915\u094b \u0926\u0930\u0915\u093f\u0928\u093e\u0930 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0909\u092a\u092f\u094b\u0917:<\/strong> \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928:<\/strong> \u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u0940 \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e \u092f\u093e \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u091d\u0942\u0920\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940:<\/strong> \u091d\u0942\u0920\u0940 \u092f\u093e \u092d\u094d\u0930\u093e\u092e\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e<\/li>\n<\/ul>\n<p>\u0907\u0928 \u0928\u093f\u0937\u0947\u0927\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u0947 \u092a\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u0906\u092a\u0915\u0940 \u092a\u0939\u0941\u0902\u091a \u0924\u0924\u094d\u0915\u093e\u0932 \u0938\u092e\u093e\u092a\u094d\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948 \u0924\u0925\u093e \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n<\/section>\n<section id=\"section-5\" class=\"bifa-legal-section\">\n<h2>5. \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e<\/h2>\n<h3>5.1 \u092c\u0940\u0906\u0908\u090f\u092b\u090f+ \u0938\u0902\u092a\u0924\u094d\u0924\u093f<\/h3>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0938\u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940, \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902 \u0914\u0930 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0937\u092e\u0924\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 \u092a\u093e\u0920, \u0917\u094d\u0930\u093e\u092b\u093f\u0915\u094d\u0938, \u0932\u094b\u0917\u094b, \u0906\u0907\u0915\u0928, \u091a\u093f\u0924\u094d\u0930, \u0911\u0921\u093f\u092f\u094b \u0915\u094d\u0932\u093f\u092a, \u0935\u0940\u0921\u093f\u092f\u094b \u0915\u094d\u0932\u093f\u092a, \u0921\u0947\u091f\u093e \u0938\u0902\u0915\u0932\u0928 \u0914\u0930 \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u094d\u0939\u0940\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, BIFA+ \u092f\u093e \u0907\u0938\u0915\u0947 \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0940 \u090f\u0915\u092e\u093e\u0924\u094d\u0930 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0939\u0948\u0902 \u0914\u0930 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0915\u0949\u092a\u0940\u0930\u093e\u0907\u091f, \u091f\u094d\u0930\u0947\u0921\u092e\u093e\u0930\u094d\u0915, \u092a\u0947\u091f\u0947\u0902\u091f, \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0930\u0939\u0938\u094d\u092f \u0914\u0930 \u0905\u0928\u094d\u092f \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u0948\u0902\u0964<\/p>\n<h3>5.2 \u091f\u094d\u0930\u0947\u0921\u092e\u093e\u0930\u094d\u0915<\/h3>\n<p>BIFA+, BIFA+ \u0932\u094b\u0917\u094b, \u0914\u0930 \u0938\u092d\u0940 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0928\u093e\u092e, \u0932\u094b\u0917\u094b, \u0909\u0924\u094d\u092a\u093e\u0926 \u0914\u0930 \u0938\u0947\u0935\u093e \u0928\u093e\u092e, \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0914\u0930 \u0928\u093e\u0930\u0947 BIFA+ \u0915\u0947 \u091f\u094d\u0930\u0947\u0921\u092e\u093e\u0930\u094d\u0915 \u0939\u0948\u0902\u0964 \u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u092a\u0942\u0930\u094d\u0935 \u0932\u093f\u0916\u093f\u0924 \u0905\u0928\u0941\u092e\u0924\u093f \u0915\u0947 \u092c\u093f\u0928\u093e \u0907\u0928 \u091a\u093f\u0939\u094d\u0928\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947\u0964<\/p>\n<h3>5.3 \u0938\u0940\u092e\u093f\u0924 \u0909\u092a\u092f\u094b\u0917<\/h3>\n<p>\u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0938\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u093e \u092a\u0941\u0928\u0930\u0941\u0924\u094d\u092a\u093e\u0926\u0928, \u0935\u093f\u0924\u0930\u0923, \u0938\u0902\u0936\u094b\u0927\u0928, \u0935\u094d\u092f\u0941\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u093e\u0930\u094d\u092f \u092c\u0928\u093e\u0928\u093e, \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924, \u092a\u0941\u0928\u0930\u094d\u092a\u094d\u0930\u0915\u093e\u0936\u093f\u0924, \u0921\u093e\u0909\u0928\u0932\u094b\u0921, \u092d\u0902\u0921\u093e\u0930\u0923 \u092f\u093e \u092a\u094d\u0930\u0938\u093e\u0930\u0923 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947, \u0938\u093f\u0935\u093e\u092f \u0907\u0938\u0915\u0947 \u0915\u093f \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924:<\/p>\n<ul>\n<li>\u0906\u092a\u0915\u093e \u0915\u0902\u092a\u094d\u092f\u0942\u091f\u0930 \u0905\u0938\u094d\u0925\u093e\u092f\u0940 \u0930\u0942\u092a \u0938\u0947 RAM \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f\u092f\u093e\u0902 \u0938\u0902\u0917\u094d\u0930\u0939\u0940\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948<\/li>\n<li>\u0906\u092a \u0910\u0938\u0940 \u092b\u093c\u093e\u0907\u0932\u0947\u0902 \u0938\u0902\u0917\u094d\u0930\u0939\u0940\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0906\u092a\u0915\u0947 \u092c\u094d\u0930\u093e\u0909\u091c\u093c\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0915\u0948\u0936 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0902<\/li>\n<li>\u0906\u092a \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u0932\u093f\u090f \u0909\u091a\u093f\u0924 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u092a\u0943\u0937\u094d\u0920 \u092a\u094d\u0930\u093f\u0902\u091f \u092f\u093e \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/li>\n<li>\u0906\u092a \u0939\u092e\u093e\u0930\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0938\u094b\u0936\u0932 \u092e\u0940\u0921\u093f\u092f\u093e \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u093e\u091d\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/li>\n<\/ul>\n<\/section>\n<section id=\"section-6\" class=\"bifa-legal-section\">\n<h2>6. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\/h2>\n<h3>6.1 \u0906\u092a\u0915\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\/h3>\n<p>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u092c\u092e\u093f\u091f, \u092a\u094b\u0938\u094d\u091f \u092f\u093e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924 \u0915\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 ("\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940") \u0915\u093e \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u092c\u0928\u093e \u0930\u0939\u0924\u093e \u0939\u0948\u0964 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u092c\u092e\u093f\u091f \u0915\u0930\u0915\u0947, \u0906\u092a \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f\u0924\u094d\u0935 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0935\u093e\u0930\u0902\u091f\u0940 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f:<\/p>\n<ul>\n<li>\u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0938\u094d\u0935\u093e\u092e\u0940 \u092f\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948\u0902<\/li>\n<li>\u0906\u092a\u0915\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u093f\u0938\u0940 \u0924\u0940\u0938\u0930\u0947 \u092a\u0915\u094d\u0937 \u0915\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0940 \u0939\u0948<\/li>\n<li>\u0906\u092a\u0915\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0914\u0930 \u0938\u092d\u0940 \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0915\u093e \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948<\/li>\n<\/ul>\n<h3>6.2 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0905\u0928\u0941\u0926\u093e\u0928<\/h3>\n<p>\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u092c\u092e\u093f\u091f \u0915\u0930\u0915\u0947, \u0906\u092a BIFA+ \u0915\u094b \u0938\u0947\u0935\u093e\u0913\u0902 \u0914\u0930 BIFA+ \u0915\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u0947 \u0938\u0902\u092c\u0902\u0927 \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u093e \u0909\u092a\u092f\u094b\u0917, \u092a\u0941\u0928\u0930\u0941\u0924\u094d\u092a\u093e\u0926\u0928, \u0935\u093f\u0924\u0930\u0923, \u0935\u094d\u092f\u0941\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u093e\u0930\u094d\u092f\u094b\u0902 \u0915\u094b \u0924\u0948\u092f\u093e\u0930 \u0915\u0930\u0928\u0947, \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0935\u093f\u0936\u094d\u0935\u0935\u094d\u092f\u093e\u092a\u0940, \u0917\u0948\u0930-\u0905\u0928\u0928\u094d\u092f, \u0930\u0949\u092f\u0932\u094d\u091f\u0940-\u092e\u0941\u0915\u094d\u0924, \u0938\u094d\u0925\u093e\u092f\u0940, \u0905\u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0940\u092f, \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923\u0940\u092f \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u092e\u0947\u0902 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u093e \u0914\u0930 \u092a\u0941\u0928\u0930\u094d\u0935\u093f\u0924\u0930\u093f\u0924 \u0915\u0930\u0928\u093e \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/p>\n<h3>6.3 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u092e\u0949\u0921\u0930\u0947\u0936\u0928<\/h3>\n<p>\u0939\u092e \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0915\u094b\u0908 \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u0928\u0939\u0940\u0902 \u0930\u0916\u0924\u0947:<\/p>\n<ul>\n<li>\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0940 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0915\u0930\u0947\u0902<\/li>\n<li>\u0939\u092e\u093e\u0930\u0947 \u092a\u0942\u0930\u094d\u0923 \u0935\u093f\u0935\u0947\u0915 \u092a\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u094b \u0939\u091f\u093e\u0928\u093e \u092f\u093e \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u093e<\/li>\n<li>\u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0930\u0947\u0902<\/li>\n<li>\u0905\u0935\u0948\u0927 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0909\u091a\u093f\u0924 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0915\u0930\u0947\u0902<\/li>\n<\/ul>\n<h3>6.4 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e<\/h3>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0926\u0940 \u0917\u0908 \u0915\u094b\u0908 \u092d\u0940 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e, \u0938\u0941\u091d\u093e\u0935 \u092f\u093e \u0935\u093f\u091a\u093e\u0930 BIFA+ \u0915\u0940 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092c\u0928 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0906\u092a\u0915\u094b \u092e\u0941\u0906\u0935\u091c\u093e \u0926\u093f\u090f \u092c\u093f\u0928\u093e \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/section>\n<section id=\"section-7\" class=\"bifa-legal-section\">\n<h2>7. \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0938\u0947\u0935\u093e\u090f\u0901<\/h2>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u092e\u0947\u0902 \u0910\u0938\u0947 \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0935\u0947\u092c\u0938\u093e\u0907\u091f\u094b\u0902, \u0938\u0947\u0935\u093e\u0913\u0902 \u092f\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0932\u093f\u0902\u0915 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0928\u0915\u093e \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u092f\u093e \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 BIFA+ \u0915\u0947 \u092a\u093e\u0938 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0939\u092e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0938\u093e\u0907\u091f, \u0938\u0942\u091a\u0928\u093e, \u0938\u093e\u092e\u0917\u094d\u0930\u0940, \u0909\u0924\u094d\u092a\u093e\u0926 \u092f\u093e \u0938\u0947\u0935\u093e \u0915\u093e \u0938\u092e\u0930\u094d\u0925\u0928 \u092f\u093e \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u0928\u0939\u0940\u0902 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p>\u0924\u0943\u0924\u0940\u092f \u092a\u0915\u094d\u0937\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0906\u092a\u0915\u0940 \u092c\u093e\u0924\u091a\u0940\u0924 \u0914\u0930 \u0909\u0928\u0915\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0909\u0928\u0915\u0940 \u0905\u092a\u0928\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0914\u0930 \u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0939\u092e \u0906\u092a\u0915\u094b \u0909\u0928\u0915\u0947 \u0938\u093e\u0925 \u091c\u0941\u0921\u093c\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0909\u0928\u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-8\" class=\"bifa-legal-section\">\n<h2>8. \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e<\/h2>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0939\u092e\u093e\u0930\u0947 \u0905\u0927\u0940\u0928 \u0939\u0948 <a href=\"\/privacy-policy\">\u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f<\/a>, \u091c\u093f\u0938\u0947 \u0938\u0902\u0926\u0930\u094d\u092d \u0926\u094d\u0935\u093e\u0930\u093e \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0915\u0943\u092a\u092f\u093e \u0939\u092e\u093e\u0930\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f \u0926\u0947\u0916\u0947\u0902 \u0924\u093e\u0915\u093f \u0906\u092a \u0938\u092e\u091d \u0938\u0915\u0947\u0902 \u0915\u093f \u0939\u092e \u0906\u092a\u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0948\u0938\u0947 \u090f\u0915\u0924\u094d\u0930\u093f\u0924, \u0909\u092a\u092f\u094b\u0917 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-9\" class=\"bifa-legal-section\">\n<h2>9. \u0938\u0947\u0935\u093e \u0938\u0902\u0936\u094b\u0927\u0928<\/h2>\n<p>\u0939\u092e \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092d\u093e\u0917 \u0915\u094b \u0938\u0902\u0936\u094b\u0927\u093f\u0924, \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u092f\u093e \u092c\u0902\u0926 \u0915\u0930\u0928\u093e<\/li>\n<li>\u0915\u0941\u091b \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u092a\u0930 \u0938\u0940\u092e\u093e\u090f\u0901 \u0932\u0917\u093e\u0928\u093e \u092f\u093e \u092a\u0939\u0941\u0901\u091a \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927\u093f\u0924 \u0915\u0930\u0928\u093e<\/li>\n<li>\u0909\u091a\u093f\u0924 \u0938\u0942\u091a\u0928\u093e \u0915\u0947 \u0938\u093e\u0925 \u0936\u0941\u0932\u094d\u0915 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u0930\u0947\u0902 \u092f\u093e \u0928\u090f \u0936\u0941\u0932\u094d\u0915 \u0932\u093e\u0917\u0942 \u0915\u0930\u0947\u0902<\/li>\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u094b \u0905\u092a\u0921\u0947\u091f, \u0909\u0928\u094d\u0928\u0924 \u092f\u093e \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u093f\u0924 \u0915\u0930\u0947\u0902<\/li>\n<\/ul>\n<p>\u091c\u092c \u092d\u0940 \u0938\u0902\u092d\u0935 \u0939\u094b\u0917\u093e \u0939\u092e \u0915\u093f\u0938\u0940 \u092d\u0940 \u092d\u094c\u0924\u093f\u0915 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u0940 \u0909\u091a\u093f\u0924 \u0938\u0942\u091a\u0928\u093e \u0926\u0947\u0902\u0917\u0947, \u0932\u0947\u0915\u093f\u0928 \u0939\u092e \u0938\u0947\u0935\u093e\u0913\u0902 \u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0902\u0936\u094b\u0927\u0928, \u0928\u093f\u0932\u0902\u092c\u0928 \u092f\u093e \u0938\u092e\u093e\u092a\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0902\u0917\u0947\u0964<\/p>\n<\/section>\n<section id=\"section-10\" class=\"bifa-legal-section\">\n<h2>10. \u0905\u0938\u094d\u0935\u0940\u0915\u0930\u0923<\/h2>\n<h3>10.1 \u091c\u0948\u0938\u093e \u0939\u0948 \u0935\u0948\u0938\u093e \u0906\u0927\u093e\u0930<\/h3>\n<p>\u0938\u0947\u0935\u093e\u090f\u0902 \u201c\u091c\u0948\u0938\u0940 \u0939\u0948\u0902\u201d \u0914\u0930 \u201c\u091c\u0948\u0938\u0940 \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0902\u201d \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u0935\u093e\u0930\u0902\u091f\u0940 \u0915\u0947 \u092c\u093f\u0928\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0902, \u091a\u093e\u0939\u0947 \u0935\u0939 \u0935\u094d\u092f\u0915\u094d\u0924 \u0939\u094b \u092f\u093e \u0928\u093f\u0939\u093f\u0924, \u091c\u093f\u0938\u092e\u0947\u0902 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902 \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u094d\u0939\u0940\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915\u0924\u093e \u0915\u0940 \u0935\u093e\u0930\u0902\u091f\u0940<\/li>\n<li>\u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924\u0924\u093e<\/li>\n<li>\u0917\u0948\u0930-\u0909\u0932\u094d\u0932\u0902\u0918\u0928<\/li>\n<li>\u0936\u0940\u0930\u094d\u0937\u0915<\/li>\n<li>\u0938\u091f\u0940\u0915\u0924\u093e, \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f\u0924\u093e, \u092f\u093e \u092a\u0942\u0930\u094d\u0923\u0924\u093e<\/li>\n<\/ul>\n<h3>10.2 \u0915\u094b\u0908 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u0939\u0940\u0902<\/h3>\n<p>\u0939\u092e \u0907\u0938\u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0947 \u0915\u093f:<\/p>\n<ul>\n<li>\u0938\u0947\u0935\u093e\u090f\u0901 \u0906\u092a\u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0947\u0902\u0917\u0940<\/li>\n<li>\u0938\u0947\u0935\u093e\u090f\u0901 \u0928\u093f\u0930\u094d\u092c\u093e\u0927, \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092f\u093e \u0924\u094d\u0930\u0941\u091f\u093f-\u092e\u0941\u0915\u094d\u0924 \u0939\u094b\u0902\u0917\u0940<\/li>\n<li>\u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u092a\u0930\u093f\u0923\u093e\u092e \u0938\u091f\u0940\u0915 \u092f\u093e \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f \u0939\u094b\u0902\u0917\u0947<\/li>\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0924\u094d\u0930\u0941\u091f\u093f \u0915\u094b \u0938\u0941\u0927\u093e\u0930\u093e \u091c\u093e\u090f\u0917\u093e<\/li>\n<\/ul>\n<h3>10.3 \u091c\u094b\u0916\u093f\u092e \u0927\u093e\u0930\u0923\u093e<\/h3>\n<p>\u0906\u092a \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0938\u0939\u092e\u0924 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0905\u092a\u0928\u0947 \u091c\u094b\u0916\u093f\u092e \u092a\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u092a\u0930\u093f\u0923\u093e\u092e\u0938\u094d\u0935\u0930\u0942\u092a \u0906\u092a\u0915\u0947 \u0915\u0902\u092a\u094d\u092f\u0942\u091f\u0930 \u0938\u093f\u0938\u094d\u091f\u092e \u0915\u094b \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u094d\u0937\u0924\u093f \u092f\u093e \u0921\u0947\u091f\u093e \u0939\u093e\u0928\u093f \u0915\u0947 \u0932\u093f\u090f \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0906\u092a \u0939\u0940 \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0939\u0948\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-11\" class=\"bifa-legal-section\">\n<h2>11. \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u0915\u0940 \u0938\u0940\u092e\u093e<\/h2>\n<p>\u0915\u093e\u0928\u0942\u0928 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0928\u0941\u092e\u0924 \u0905\u0927\u093f\u0915\u0924\u092e \u0938\u0940\u092e\u093e \u0924\u0915, BIFA+ \u0914\u0930 \u0909\u0938\u0915\u0947 \u0938\u0939\u092f\u094b\u0917\u0940, \u0905\u0927\u093f\u0915\u093e\u0930\u0940, \u0928\u093f\u0926\u0947\u0936\u0915, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940, \u090f\u091c\u0947\u0902\u091f \u0914\u0930 \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u0927\u093e\u0930\u0915 \u0915\u093f\u0938\u0940 \u092d\u0940 \u091a\u0940\u091c\u093c \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0902\u0917\u0947:<\/p>\n<ul>\n<li>\u0905\u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937, \u0906\u0915\u0938\u094d\u092e\u093f\u0915, \u0935\u093f\u0936\u0947\u0937, \u092a\u0930\u093f\u0923\u093e\u092e\u0940, \u092f\u093e \u0926\u0902\u0921\u093e\u0924\u094d\u092e\u0915 \u0915\u094d\u0937\u0924\u093f<\/li>\n<li>\u0932\u093e\u092d, \u0930\u093e\u091c\u0938\u094d\u0935, \u0921\u0947\u091f\u093e \u092f\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0940 \u0939\u093e\u0928\u093f<\/li>\n<li>\u0926\u0947\u092f\u0924\u093e \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0915\u094d\u0937\u0924\u093f<\/li>\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u092f\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0905\u0938\u092e\u0930\u094d\u0925\u0924\u093e \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u094d\u0937\u0924\u093f\u092f\u093e\u0901<\/li>\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u0941\u0915\u0938\u093e\u0928<\/li>\n<li>\u0906\u092a\u0915\u0947 \u0921\u0947\u091f\u093e \u0924\u0915 \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u092a\u0939\u0941\u0901\u091a \u092f\u093e \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u0941\u0915\u0938\u093e\u0928<\/li>\n<\/ul>\n<p>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0939\u092e\u093e\u0930\u0940 \u0915\u0941\u0932 \u0926\u0947\u092f\u0924\u093e \u092a\u093f\u091b\u0932\u0947 \u092c\u093e\u0930\u0939 \u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e BIFA+ \u0915\u094b \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0930\u093e\u0936\u093f \u0938\u0947 \u0905\u0927\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940, \u092f\u093e \u092f\u0926\u093f \u0906\u092a\u0928\u0947 \u0915\u094b\u0908 \u092d\u0941\u0917\u0924\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0939\u0948 \u0924\u094b \u090f\u0915 \u0938\u094c \u0921\u0949\u0932\u0930 ($100) \u0938\u0947 \u0905\u0927\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940\u0964<\/p>\n<p>\u0915\u0941\u091b \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u093e\u0927\u093f\u0915\u093e\u0930 \u0915\u0941\u091b \u0938\u0940\u092e\u093e\u0913\u0902 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0947, \u0907\u0938\u0932\u093f\u090f \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948 \u0915\u093f \u0907\u0928\u092e\u0947\u0902 \u0938\u0947 \u0915\u0941\u091b \u0938\u0940\u092e\u093e\u090f\u0902 \u0906\u092a \u092a\u0930 \u0932\u093e\u0917\u0942 \u0928 \u0939\u094b\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-12\" class=\"bifa-legal-section\">\n<h2>12. \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f<\/h2>\n<p>\u0906\u092a BIFA+, \u0909\u0938\u0915\u0947 \u0938\u0939\u092f\u094b\u0917\u093f\u092f\u094b\u0902 \u0914\u0930 \u0909\u0928\u0915\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0905\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902, \u0928\u093f\u0926\u0947\u0936\u0915\u094b\u0902, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902, \u090f\u091c\u0947\u0902\u091f\u094b\u0902, \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u0927\u093e\u0930\u0915\u094b\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u094b \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0938\u0947 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0926\u093e\u0935\u0947, \u0926\u0947\u0928\u0926\u093e\u0930\u093f\u092f\u094b\u0902, \u0915\u094d\u0937\u0924\u093f, \u0939\u093e\u0928\u093f, \u0932\u093e\u0917\u0924, \u0935\u094d\u092f\u092f \u092f\u093e \u0936\u0941\u0932\u094d\u0915 (\u0935\u0915\u0940\u0932 \u0915\u0947 \u0909\u091a\u093f\u0924 \u0936\u0941\u0932\u094d\u0915 \u0938\u0939\u093f\u0924) \u0938\u0947 \u092c\u091a\u093e\u0928\u0947, \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0930\u0928\u0947 \u0914\u0930 \u0939\u093e\u0928\u093f\u0930\u0939\u093f\u0924 \u0930\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u092a\u092f\u094b\u0917<\/li>\n<li>\u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928<\/li>\n<li>\u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u092a\u0915\u094d\u0937 \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0927\u093f\u0915\u093e\u0930 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928<\/li>\n<li>\u0906\u092a\u0915\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\/li>\n<li>\u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928 \u092f\u093e \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928<\/li>\n<\/ul>\n<p>\u0939\u092e \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u0905\u0927\u0940\u0928 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092e\u093e\u092e\u0932\u0947 \u0915\u0947 \u0905\u0928\u0928\u094d\u092f \u092c\u091a\u093e\u0935 \u0914\u0930 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0915\u094b \u0938\u0902\u092d\u093e\u0932\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u0914\u0930 \u0906\u092a \u0939\u092e\u093e\u0930\u0947 \u092c\u091a\u093e\u0935 \u092e\u0947\u0902 \u0938\u0939\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-13\" class=\"bifa-legal-section\">\n<h2>13. \u0936\u093e\u0938\u0940 \u0915\u093e\u0928\u0942\u0928<\/h2>\n<p>\u092f\u0947 \u0936\u0930\u094d\u0924\u0947\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924 \u0915\u0947 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0936\u093e\u0938\u093f\u0924 \u0914\u0930 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938\u0915\u0947 \u0915\u093e\u0928\u0942\u0928 \u0915\u0947 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924\u094b\u0902 \u0915\u0947 \u0938\u0902\u0918\u0930\u094d\u0937 \u0915\u0940 \u092a\u0930\u0935\u093e\u0939 \u0915\u093f\u090f \u092c\u093f\u0928\u093e\u0964<\/p>\n<p>\u092e\u093e\u0932 \u0915\u0940 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092c\u093f\u0915\u094d\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u0905\u0928\u0941\u092c\u0902\u0927\u094b\u0902 \u092a\u0930 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u0915\u0928\u094d\u0935\u0947\u0902\u0936\u0928 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/section>\n<section id=\"section-14\" class=\"bifa-legal-section\">\n<h2>14. \u0935\u093f\u0935\u093e\u0926 \u0938\u092e\u093e\u0927\u093e\u0928<\/h2>\n<h3>14.1 \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0938\u092e\u093e\u0927\u093e\u0928<\/h3>\n<p>\u0939\u092e \u0935\u093f\u0935\u093e\u0926\u094b\u0902 \u0915\u094b \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0938\u0941\u0932\u091d\u093e\u0928\u093e \u092a\u0938\u0902\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u094b\u0908 \u092d\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947, \u0906\u092a \u0939\u092e\u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0915\u0947 \u0935\u093f\u0935\u093e\u0926 \u0938\u0941\u0932\u091d\u093e\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964 <a href=\"mailto:info@bifa.ai\">info@bifa.ai<\/a>\u0939\u092e \u0906\u092a\u0938\u0947 \u0908\u092e\u0947\u0932 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0915\u0947 \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0935\u093f\u0935\u093e\u0926 \u0915\u094b \u0938\u0941\u0932\u091d\u093e\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0947\u0902\u0917\u0947\u0964<\/p>\n<h3>14.2 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0915\u093e\u0930\u094d\u092f\u0935\u093e\u0939\u0940<\/h3>\n<p>\u092f\u0926\u093f \u0939\u092e 60 \u0926\u093f\u0928\u094b\u0902 \u0915\u0947 \u092d\u0940\u0924\u0930 \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0935\u093f\u0935\u093e\u0926 \u0915\u093e \u0938\u092e\u093e\u0927\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u0930 \u092a\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0915\u094b\u0908 \u092d\u0940 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0926\u0941\u092c\u0908, \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924 \u0915\u0940 \u0905\u0926\u093e\u0932\u0924\u094b\u0902 \u092e\u0947\u0902 \u0915\u0940 \u091c\u093e\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964 \u0906\u092a \u0907\u0928 \u0905\u0926\u093e\u0932\u0924\u094b\u0902 \u0915\u0947 \u0905\u0928\u0928\u094d\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u093e\u0927\u093f\u0915\u093e\u0930 \u0914\u0930 \u0938\u094d\u0925\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924\u093f \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h3>14.3 \u0935\u0930\u094d\u0917 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u091b\u0942\u091f<\/h3>\n<p>\u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u093f\u0935\u093e\u0926 \u0915\u094b \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0930\u0942\u092a \u0938\u0947 \u0932\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902, \u0928 \u0915\u093f \u0915\u093f\u0938\u0940 \u0935\u0930\u094d\u0917 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908, \u0938\u093e\u092e\u0942\u0939\u093f\u0915 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u092f\u093e \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f \u0915\u093e\u0930\u094d\u092f\u0935\u093e\u0939\u0940 \u0915\u0947 \u092d\u093e\u0917 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-15\" class=\"bifa-legal-section\">\n<h2>15. \u0938\u092e\u093e\u092a\u094d\u0924\u093f<\/h2>\n<h3>15.1 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e<\/h3>\n<p>\u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u092c\u0902\u0926 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092a \u0939\u092e\u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0915\u0947 \u0905\u092a\u0928\u093e \u0916\u093e\u0924\u093e \u0939\u091f\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 <a href=\"mailto:support@bifa.ai\">support@bifa.ai<\/a>.<\/p>\n<h3>15.2 \u0939\u092e\u093e\u0930\u0947 \u0926\u094d\u0935\u093e\u0930\u093e<\/h3>\n<p>\u0939\u092e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f, \u0915\u093e\u0930\u0923 \u092f\u093e \u0938\u0942\u091a\u0928\u093e \u0915\u0947 \u0938\u093e\u0925 \u092f\u093e \u092c\u093f\u0928\u093e \u0915\u093e\u0930\u0923 \u092f\u093e \u0938\u0942\u091a\u0928\u093e \u0915\u0947, \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u0906\u092a\u0915\u0940 \u092a\u0939\u0941\u0901\u091a \u0915\u094b \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u092f\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u092e\u0947\u0902 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u094d\u0939\u0940\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>Violation of these Terms<\/li>\n<li>Conduct harmful to other users or BIFA+<\/li>\n<li>Extended periods of inactivity<\/li>\n<li>Request by law enforcement or government agencies<\/li>\n<li>Discontinuation of the Services<\/li>\n<\/ul>\n<h3>15.3 Effect of Termination<\/h3>\n<p>Upon termination:<\/p>\n<ul>\n<li>Your right to use the Services ceases immediately<\/li>\n<li>We may delete your account and data<\/li>\n<li>Provisions that should survive termination will remain in effect<\/li>\n<\/ul>\n<\/section>\n<section id=\"section-16\" class=\"bifa-legal-section\">\n<h2>16. \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928<\/h2>\n<p>We may revise these Terms from time to time at our sole discretion. When we make changes:<\/p>\n<ul>\n<li>We will update the “Last Updated” date<\/li>\n<li>For material changes, we will provide notice through the Services or via email<\/li>\n<li>Your continued use after changes constitutes acceptance<\/li>\n<\/ul>\n<p>If you do not agree to the revised Terms, you must stop using the Services.<\/p>\n<\/section>\n<section id=\"section-17\" class=\"bifa-legal-section\">\n<h2>17. \u0938\u0902\u092a\u0930\u094d\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<\/h2>\n<div class=\"bifa-contact-box\">\n<h3>Legal Department<\/h3>\n<p><strong>Email:<\/strong> <a href=\"mailto:info@bifa.ai\">info@bifa.ai<\/a><\/p>\n<p><strong>General Inquiries:<\/strong> <a href=\"mailto:info@bifa.ai\">info@bifa.ai<\/a><\/p>\n<p><strong>Support:<\/strong> <a href=\"mailto:support@bifa.ai\">support@bifa.ai<\/a><\/p>\n<p><strong>Postal Address:<\/strong><br \/>\n BIFA+ (BRICS International Football Alliance)<br \/>\n Legal Department<br \/>\n \u0926\u0941\u092c\u0908, \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924<\/p>\n<\/p><\/div>\n<h3>Additional Provisions<\/h3>\n<p><strong>Entire Agreement:<\/strong> These Terms constitute the entire agreement between you and BIFA+ regarding the Services.<\/p>\n<p><strong>Severability:<\/strong> If any provision is deemed invalid, the remaining provisions will continue in effect.<\/p>\n<p><strong>No Waiver:<\/strong> Our failure to enforce any provision is not a waiver of our right to do so later.<\/p>\n<p><strong>Assignment:<\/strong> You may not assign these Terms without our consent. We may assign our rights to any successor or acquirer.<\/p>\n<\/section><\/div>\n<p> <\/p>\n<div class=\"bifa-legal-footer\">\n<p>Questions about our Terms of Service?<\/p>\n<p> <a href=\"\/contacts\" class=\"bifa-cta-button\">Contact Legal Team<\/a>\n <\/div>\n<\/p><\/div>\n<\/div>\n<style>\n\/* BIFA+ brand colors *\/\n:root {\n --bifa-deep-navy: #0A1F44 !important;\n --bifa-heritage-gold: #D4AF37 !important;\n --bifa-civic-green: #1D6143 !important;\n --bifa-bright-white: #FFFFFF !important;\n --bifa-soft-black: #1A1A1A !important;\n --bifa-font-heading: 'Montserrat', 'Cairo', sans-serif !important;\n --bifa-font-body: 'Poppins', 'Tajawal', sans-serif !important;\n}<\/p>\n<p>\/* Global reset *\/\n* {\n box-sizing: border-box;\n}<\/p>\n<p>html, body {\n margin: 0;\n padding: 0;\n overflow-x: hidden;\n width: 100%;\n}<\/p>\n<p>\/* Main wrapper *\/\n.bifa-legal-wrapper {\n position: relative;\n background: linear-gradient(135deg, #ffffff 0%, #f8f9fa 50%, #ffffff 100%);\n padding: 100px 0;\n min-height: 100vh;\n overflow: hidden;\n width: 100vw;\n margin-left: calc(50% - 50vw);\n}<\/p>\n<p>\/* Decorative elements *\/\n.bifa-legal-decorative {\n position: absolute;\n top: 0;\n left: 0;\n width: 100%;\n height: 100%;\n overflow: hidden;\n pointer-events: none;\n z-index: 0;\n}<\/p>\n<p>.bifa-golden-accent {\n position: absolute;\n border-radius: 50%;\n background: var(--bifa-heritage-gold);\n opacity: 0.05;\n filter: blur(100px);\n animation: floatGentle 20s ease-in-out infinite;\n}<\/p>\n<p>.bifa-golden-accent:first-child {\n width: 400px;\n height: 400px;\n top: -200px;\n right: -200px;\n}<\/p>\n<p>.bifa-golden-accent:nth-child(2) {\n width: 300px;\n height: 300px;\n bottom: -150px;\n left: -150px;\n animation-delay: 10s;\n}<\/p>\n<p>.bifa-floating-particle {\n position: absolute;\n width: 4px;\n height: 4px;\n background: var(--bifa-heritage-gold);\n border-radius: 50%;\n opacity: 0.3;\n animation: floatUp 15s linear infinite;\n}<\/p>\n<p>.bifa-floating-particle:nth-child(3) { left: 10%; animation-delay: 0s; }\n.bifa-floating-particle:nth-child(4) { left: 50%; animation-delay: 5s; }\n.bifa-floating-particle:nth-child(5) { left: 80%; animation-delay: 10s; }<\/p>\n<p>\/* Container *\/\n.bifa-legal-container {\n max-width: 1000px;\n margin: 0 auto;\n padding: 0 60px;\n position: relative;\n z-index: 1;\n}<\/p>\n<p>\/* Header *\/\n.bifa-legal-header {\n text-align: center;\n margin-bottom: 60px;\n animation: fadeInDown 1s ease;\n}<\/p>\n<p>.bifa-legal-title {\n font-family: var(--bifa-font-heading) !important;\n font-size: clamp(2.5rem, 4vw, 3.5rem);\n font-weight: 800;\n background: linear-gradient(135deg, var(--bifa-heritage-gold), #ffd700);\n -webkit-background-clip: text;\n background-clip: text;\n color: transparent;\n margin: 0 0 20px;\n text-transform: uppercase;\n letter-spacing: -1px;\n}<\/p>\n<p>.bifa-subtitle-line {\n display: flex;\n align-items: center;\n justify-content: center;\n gap: 20px;\n margin-bottom: 20px;\n}<\/p>\n<p>.bifa-gold-line {\n width: 50px;\n height: 2px;\n background: linear-gradient(90deg, transparent, var(--bifa-heritage-gold), transparent);\n}<\/p>\n<p>.bifa-legal-subtitle {\n font-family: var(--bifa-font-body) !important;\n font-size: 1.2rem;\n color: var(--bifa-deep-navy);\n font-weight: 600;\n text-transform: uppercase;\n letter-spacing: 2px;\n margin: 0;\n}<\/p>\n<p>.bifa-legal-meta {\n font-family: var(--bifa-font-body) !important;\n font-size: 0.95rem;\n color: #666;\n margin-top: 10px;\n}<\/p>\n<p>\/* Table of Contents *\/\n.bifa-toc-section {\n background: white;\n border-radius: 20px;\n padding: 30px;\n margin-bottom: 40px;\n box-shadow: 0 10px 40px rgba(10, 31, 68, 0.08);\n animation: fadeInUp 1s ease 0.2s both;\n}<\/p>\n<p>.bifa-toc-section h2 {\n font-family: var(--bifa-font-heading) !important;\n font-size: 1.5rem;\n font-weight: 700;\n color: var(--bifa-deep-navy);\n margin: 0 0 20px;\n padding-bottom: 15px;\n border-bottom: 3px solid var(--bifa-heritage-gold);\n}<\/p>\n<p>.bifa-toc-nav {\n display: grid;\n grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));\n gap: 10px;\n}<\/p>\n<p>.bifa-toc-nav a {\n font-family: var(--bifa-font-body) !important;\n font-size: 0.95rem;\n color: var(--bifa-deep-navy);\n text-decoration: none;\n padding: 8px 12px;\n border-radius: 8px;\n transition: all 0.3s ease;\n}<\/p>\n<p>.bifa-toc-nav a:hover {\n background: linear-gradient(135deg, var(--bifa-heritage-gold), #ffd700);\n color: white;\n transform: translateX(5px);\n}<\/p>\n<p>\/* Main content *\/\n.bifa-legal-content {\n background: white;\n border-radius: 20px;\n padding: 50px;\n box-shadow: 0 10px 40px rgba(10, 31, 68, 0.08);\n animation: fadeInUp 1s ease 0.4s both;\n}<\/p>\n<p>.bifa-legal-section {\n margin-bottom: 50px;\n scroll-margin-top: 100px;\n}<\/p>\n<p>.bifa-legal-section:last-child {\n margin-bottom: 0;\n}<\/p>\n<p>.bifa-legal-section h2 {\n font-family: var(--bifa-font-heading) !important;\n font-size: 1.8rem;\n font-weight: 700;\n color: var(--bifa-deep-navy);\n margin: 0 0 25px;\n padding-bottom: 10px;\n border-bottom: 2px solid rgba(212, 175, 55, 0.2);\n}<\/p>\n<p>.bifa-legal-section h3 {\n font-family: var(--bifa-font-heading) !important;\n font-size: 1.3rem;\n font-weight: 600;\n color: var(--bifa-deep-navy);\n margin: 25px 0 15px;\n}<\/p>\n<p>.bifa-legal-section p {\n font-family: var(--bifa-font-body) !important;\n font-size: 1rem;\n line-height: 1.8;\n color: #444;\n margin: 0 0 15px;\n}<\/p>\n<p>.bifa-legal-section ul {\n font-family: var(--bifa-font-body) !important;\n font-size: 1rem;\n line-height: 1.8;\n color: #444;\n margin: 0 0 20px;\n padding-left: 25px;\n}<\/p>\n<p>.bifa-legal-section ul li {\n margin-bottom: 10px;\n}<\/p>\n<p>.bifa-legal-section strong {\n color: var(--bifa-deep-navy);\n font-weight: 600;\n}<\/p>\n<p>.bifa-legal-section a {\n color: var(--bifa-heritage-gold);\n text-decoration: none;\n transition: all 0.3s ease;\n font-weight: 500;\n}<\/p>\n<p>.bifa-legal-section a:hover {\n color: var(--bifa-civic-green);\n text-decoration: underline;\n}<\/p>\n<p>\/* Contact Box *\/\n.bifa-contact-box {\n background: linear-gradient(135deg, rgba(212, 175, 55, 0.05), rgba(212, 175, 55, 0.1));\n border-left: 4px solid var(--bifa-heritage-gold);\n border-radius: 10px;\n padding: 25px;\n margin-top: 20px;\n}<\/p>\n<p>.bifa-contact-box h3 {\n font-family: var(--bifa-font-heading) !important;\n font-size: 1.2rem;\n font-weight: 700;\n color: var(--bifa-deep-navy);\n margin: 0 0 15px;\n}<\/p>\n<p>.bifa-contact-box p {\n margin: 10px 0;\n}<\/p>\n<p>\/* Footer CTA *\/\n.bifa-legal-footer {\n text-align: center;\n margin-top: 60px;\n padding: 40px;\n background: linear-gradient(135deg, var(--bifa-civic-green), #2a8a5e);\n border-radius: 20px;\n animation: fadeInUp 1s ease 0.6s both;\n}<\/p>\n<p>.bifa-legal-footer p {\n font-family: var(--bifa-font-body) !important;\n font-size: 1.2rem;\n color: white;\n margin: 0 0 20px;\n}<\/p>\n<p>.bifa-cta-button {\n display: inline-block;\n padding: 18px 40px;\n background: var(--bifa-heritage-gold);\n color: var(--bifa-deep-navy);\n text-decoration: none;\n font-family: var(--bifa-font-heading) !important;\n font-size: 1rem;\n font-weight: 700;\n text-transform: uppercase;\n letter-spacing: 1px;\n border-radius: 50px;\n transition: all 0.3s ease;\n}<\/p>\n<p>.bifa-cta-button:hover {\n background: white;\n transform: translateY(-3px);\n box-shadow: 0 15px 30px rgba(0, 0, 0, 0.2);\n}<\/p>\n<p>\/* Animations *\/\n@keyframes floatGentle {\n 0%, 100% { transform: translate(0, 0); }\n 50% { transform: translate(30px, -30px); }\n}<\/p>\n<p>@keyframes floatUp {\n 0% {\n transform: translateY(100vh);\n opacity: 0;\n }\n 10% {\n opacity: 0.3;\n }\n 90% {\n opacity: 0.3;\n }\n 100% {\n transform: translateY(-100vh);\n opacity: 0;\n }\n}<\/p>\n<p>@keyframes fadeInDown {\n from {\n opacity: 0;\n transform: translateY(-30px);\n }\n to {\n opacity: 1;\n transform: translateY(0);\n }\n}<\/p>\n<p>@keyframes fadeInUp {\n from {\n opacity: 0;\n transform: translateY(30px);\n }\n to {\n opacity: 1;\n transform: translateY(0);\n }\n}<\/p>\n<p>\/* Responsive design *\/\n@media (max-width: 1200px) {\n .bifa-legal-container {\n padding: 0 40px;\n }\n}<\/p>\n<p>@media (max-width: 768px) {\n .bifa-legal-wrapper {\n padding: 60px 0;\n }<\/p>\n<p> .bifa-legal-container {\n padding: 0 20px;\n }<\/p>\n<p> .bifa-legal-header {\n margin-bottom: 40px;\n }<\/p>\n<p> .bifa-legal-title {\n font-size: 2rem;\n }<\/p>\n<p> .bifa-legal-subtitle {\n font-size: 1rem;\n }<\/p>\n<p> .bifa-toc-nav {\n grid-template-columns: 1fr;\n }<\/p>\n<p> .bifa-legal-content {\n padding: 30px 20px;\n }<\/p>\n<p> .bifa-legal-section h2 {\n font-size: 1.4rem;\n }<\/p>\n<p> .bifa-legal-section h3 {\n font-size: 1.1rem;\n }<\/p>\n<p> .bifa-legal-section {\n margin-bottom: 35px;\n }<\/p>\n<p> .bifa-legal-footer {\n padding: 30px 20px;\n }<\/p>\n<p> \/* Hide decorative elements on mobile *\/\n .bifa-golden-accent,\n .bifa-floating-particle {\n display: none;\n }\n}<\/p>\n<p>@media (max-width: 480px) {\n .bifa-legal-wrapper {\n padding: 40px 0;\n }<\/p>\n<p> .bifa-legal-container {\n padding: 0 15px;\n }<\/p>\n<p> .bifa-legal-title {\n font-size: 1.7rem;\n }<\/p>\n<p> .bifa-legal-content {\n padding: 25px 15px;\n border-radius: 15px;\n }<\/p>\n<p> .bifa-cta-button {\n padding: 15px 30px;\n font-size: 0.9rem;\n }\n}\n<\/style>\n<p><\/body><br \/>\n<\/html>\n<\/div>\n<p><br \/>\n\\n <\/p>\n<div class=\"\\\"bifa-legal-decorative\\\"\">\\n <\/p>\n<div class=\"\\\"bifa-golden-accent\\\"\"><\\\/div>\\n <\/p>\n<div class=\"\\\"bifa-golden-accent\\\"\"><\\\/div>\\n <\/p>\n<div class=\"\\\"bifa-floating-particle\\\"\"><\\\/div>\\n <\/p>\n<div class=\"\\\"bifa-floating-particle\\\"\"><\\\/div>\\n <\/p>\n<div class=\"\\\"bifa-floating-particle\\\"\"><\\\/div>\\n <\\\/div>\\n\\n <\/p>\n<div class=\"\\\"bifa-legal-container\\\"\">\\n \\n <\/p>\n<div class=\"\\\"bifa-legal-header\\\"\">\\n <\/p>\n<h1 class=\"\\\"bifa-legal-title\\\"\">\u0938\u0947\u0935\u093e \u0915\u0940 \u0936\u0930\u094d\u0924\u0947\u0902<\\\/h1>\\n <\/p>\n<div class=\"\\\"bifa-subtitle-line\\\"\">\\n <span class=\"\\\"bifa-gold-line\\\"\"><\\\/span>\\n <\/p>\n<p class=\"\\\"bifa-legal-subtitle\\\"\">\u0938\u092e\u091d\u094c\u0924\u093e \u0914\u0930 \u0926\u093f\u0936\u093e\u0928\u093f\u0930\u094d\u0926\u0947\u0936<\\\/p>\\n <span class=\"\\\"bifa-gold-line\\\"\"><\\\/span>\\n <\\\/div>\\n <\/p>\n<p class=\"\\\"bifa-legal-meta\\\"\">\u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0924\u093f\u0925\u093f: 15 \u091c\u0928\u0935\u0930\u0940, 2025 | \u0905\u0902\u0924\u093f\u092e \u0905\u0926\u094d\u092f\u0924\u0928: 15 \u091c\u0928\u0935\u0930\u0940, 2025<\\\/p>\\n <\\\/div>\\n\\n \\n <\/p>\n<div class=\"\\\"bifa-toc-section\\\"\">\\n <\/p>\n<h2>\u0935\u093f\u0937\u092f\u0938\u0942\u091a\u0940<\\\/h2>\\n <\/p>\n<nav class=\"\\\"bifa-toc-nav\\\"\">\\n <a href=\"\\\"#section-1\\\"\">1. \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924\u093f<\\\/a>\\n <a href=\"\\\"#section-2\\\"\">2. \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917<\\\/a>\\n <a href=\"\\\"#section-3\\\"\">3. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0916\u093e\u0924\u0947<\\\/a>\\n <a href=\"\\\"#section-4\\\"\">4. \u0928\u093f\u0937\u093f\u0926\u094d\u0927 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\\\/a>\\n <a href=\"\\\"#section-5\\\"\">5. \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e<\\\/a>\\n <a href=\"\\\"#section-6\\\"\">6. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\\\/a>\\n <a href=\"\\\"#section-7\\\"\">7. \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0938\u0947\u0935\u093e\u090f\u0901<\\\/a>\\n <a href=\"\\\"#section-8\\\"\">8. \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e<\\\/a>\\n <a href=\"\\\"#section-9\\\"\">9. \u0938\u0947\u0935\u093e \u0938\u0902\u0936\u094b\u0927\u0928<\\\/a>\\n <a href=\"\\\"#section-10\\\"\">10. \u0905\u0938\u094d\u0935\u0940\u0915\u0930\u0923<\\\/a>\\n <a href=\"\\\"#section-11\\\"\">11. \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u0915\u0940 \u0938\u0940\u092e\u093e<\\\/a>\\n <a href=\"\\\"#section-12\\\"\">12. \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f<\\\/a>\\n <a href=\"\\\"#section-13\\\"\">13. \u0936\u093e\u0938\u0940 \u0915\u093e\u0928\u0942\u0928<\\\/a>\\n <a href=\"\\\"#section-14\\\"\">14. \u0935\u093f\u0935\u093e\u0926 \u0938\u092e\u093e\u0927\u093e\u0928<\\\/a>\\n <a href=\"\\\"#section-15\\\"\">15. \u0938\u092e\u093e\u092a\u094d\u0924\u093f<\\\/a>\\n <a href=\"\\\"#section-16\\\"\">16. \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928<\\\/a>\\n <a href=\"\\\"#section-17\\\"\">17. \u0938\u0902\u092a\u0930\u094d\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<\\\/a>\\n <\\\/nav>\\n <\\\/div>\\n\\n \\n <\/p>\n<div class=\"\\\"bifa-legal-content\\\"\">\\n <\/p>\n<section id=\"\\\"section-1\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>1. \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924\u093f<\\\/h2>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 BIFA+ (\u092c\u094d\u0930\u093f\u0915\u094d\u0938 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092b\u0941\u091f\u092c\u0949\u0932 \u0917\u0920\u092c\u0902\u0927\u0928) \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u092f\u093e \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947 <strong>bifa.ai<\\\/strong>, mobile applications, or any related services (collectively, the \\”Services\\”), you agree to be bound by these Terms of Service (\\”Terms\\”).<\\\/p>\\n <\/p>\n<p>If you are using our Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and all references to \\”you\\” include that organization.<\\\/p>\\n <\/p>\n<p>\u092f\u0926\u093f \u0906\u092a \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u094b \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u092f\u093e \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-2\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>2. \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917<\\\/h2>\\n <\/p>\n<h3>2.1 \u092a\u093e\u0924\u094d\u0930\u0924\u093e<\\\/h3>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u0940 \u0906\u092f\u0941 \u0915\u092e \u0938\u0947 \u0915\u092e 13 \u0935\u0930\u094d\u0937 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964 \u092f\u0926\u093f \u0906\u092a\u0915\u0940 \u0906\u092f\u0941 18 \u0935\u0930\u094d\u0937 \u0938\u0947 \u0915\u092e \u0939\u0948, \u0924\u094b \u0906\u092a \u092f\u0939 \u0926\u0930\u094d\u0936\u093e\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u0947 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092f\u093e \u0905\u092d\u093f\u092d\u093e\u0935\u0915 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0939\u0948\u0964<\\\/p>\\n \\n <\/p>\n<h3>2.2 \u0938\u094d\u0935\u0940\u0915\u093e\u0930\u094d\u092f \u0909\u092a\u092f\u094b\u0917<\\\/h3>\\n <\/p>\n<p>\u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0947\u0935\u0932 \u0935\u0948\u0927 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0914\u0930 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964 \u0906\u092a \u0928\u093f\u092e\u094d\u0928 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0938\u091f\u0940\u0915, \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0914\u0930 \u092a\u0942\u0930\u094d\u0923 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li>\u0905\u092a\u0928\u0947 \u0916\u093e\u0924\u0947 \u0915\u0940 \u0915\u094d\u0930\u0947\u0921\u0947\u0902\u0936\u093f\u092f\u0932\u094d\u0938 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0947\u0902<\\\/li>\\n\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0939\u092e\u0947\u0902 \u0924\u0941\u0930\u0902\u0924 \u0938\u0942\u091a\u093f\u0924 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li>\u0938\u092d\u0940 \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0914\u0930 \u0935\u093f\u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li>\u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0914\u0930 \u0938\u092e\u094d\u092e\u093e\u0928 \u0915\u093e \u0938\u092e\u094d\u092e\u093e\u0928 \u0915\u0930\u0947\u0902<\\\/li>\\n <\\\/ul>\\n\\n<br \/>\n<h3>2.3 \u0909\u092a\u092f\u094b\u0917 \u0915\u093e \u0932\u093e\u0907\u0938\u0947\u0902\u0938<\\\/h3>\\n <\/p>\n<p>\u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0947 \u0905\u0927\u0940\u0928, BIFA+ \u0906\u092a\u0915\u094b \u0915\u0947\u0935\u0932 \u0905\u092a\u0928\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924, \u0917\u0948\u0930-\u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u0932\u093f\u090f \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a\u0928\u0947 \u0914\u0930 \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0938\u0940\u092e\u093f\u0924, \u0917\u0948\u0930-\u0905\u0928\u0928\u094d\u092f, \u0917\u0948\u0930-\u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923\u0940\u092f, \u092a\u094d\u0930\u0924\u093f\u0938\u0902\u0939\u0930\u0923\u0940\u092f \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-3\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>3. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0916\u093e\u0924\u0947<\\\/h2>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0915\u0941\u091b \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u0906\u092a\u0915\u094b \u090f\u0915 \u0916\u093e\u0924\u093e \u092c\u0928\u093e\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0906\u092a \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0939\u0948\u0902:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0905\u092a\u0928\u0947 \u0916\u093e\u0924\u0947 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u093e<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0947 \u0916\u093e\u0924\u0947 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0938\u092d\u0940 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\\\/li>\\n\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0940 \u0939\u092e\u0947\u0902 \u0924\u0941\u0930\u0902\u0924 \u0938\u0942\u091a\u0928\u093e \u0926\u0947\u0928\u093e<\\\/li>\\n\n<li>\u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0915\u093f \u0906\u092a\u0915\u0940 \u0916\u093e\u0924\u093e \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u091f\u0940\u0915 \u0914\u0930 \u0905\u0926\u094d\u092f\u0924\u0928 \u0939\u0948<\\\/li>\\n <\\\/ul>\\n\n<p>\u0939\u092e \u0905\u092a\u0928\u0947 \u0935\u093f\u0935\u0947\u0915\u093e\u0928\u0941\u0938\u093e\u0930 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u092f\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0915\u093e\u0930\u0923 \u0938\u0947 \u0916\u093e\u0924\u094b\u0902 \u0915\u094b \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u092f\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-4\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>4. \u0928\u093f\u0937\u093f\u0926\u094d\u0927 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\\\/h2>\\n <\/p>\n<p>\u0906\u092a \u0928 \u0915\u0930 \u0938\u0915\u0947\u0902:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li><strong>\u0915\u093e\u0928\u0942\u0928 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928:<\\\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0935\u0948\u0927 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092f\u093e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u093e\u0928\u0942\u0928 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li><strong>\u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u094b \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0901\u091a\u093e\u0928\u093e:<\\\/strong> \u0905\u0928\u094d\u092f \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0930\u0947\u0936\u093e\u0928 \u0915\u0930\u0928\u093e, \u0926\u0941\u0930\u094d\u0935\u094d\u092f\u0935\u0939\u093e\u0930 \u0915\u0930\u0928\u093e, \u0927\u092e\u0915\u0940 \u0926\u0947\u0928\u093e \u092f\u093e \u0921\u0930\u093e\u0928\u093e<\\\/li>\\n\n<li><strong>\u092a\u094d\u0930\u0924\u093f\u0930\u0942\u092a\u0923 \u0915\u0930\u0928\u093e:<\\\/strong> \u0938\u094d\u0935\u092f\u0902 \u0915\u094b \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u092f\u093e \u0938\u0902\u0917\u0920\u0928 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0917\u0932\u0924 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u0905\u0935\u093e\u0902\u091b\u093f\u0924 \u0908\u092e\u0947\u0932:<\\\/strong> \u0905\u0935\u093e\u0902\u091b\u093f\u0924 \u0938\u0902\u091a\u093e\u0930 \u092f\u093e \u0935\u093f\u091c\u094d\u091e\u093e\u092a\u0928 \u092d\u0947\u091c\u0928\u093e<\\\/li>\\n\n<li><strong>\u0926\u0941\u0930\u094d\u092d\u093e\u0935\u0928\u093e\u092a\u0942\u0930\u094d\u0923 \u0915\u094b\u0921:<\\\/strong> \u0935\u093e\u092f\u0930\u0938, \u092e\u0948\u0932\u0935\u0947\u092f\u0930 \u092f\u093e \u0905\u0928\u094d\u092f \u0939\u093e\u0928\u093f\u0915\u093e\u0930\u0915 \u0915\u094b\u0921 \u092a\u094d\u0930\u0938\u093e\u0930\u093f\u0924 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u0939\u0938\u094d\u0924\u0915\u094d\u0937\u0947\u092a \u0915\u0930\u0928\u093e:<\\\/strong> \u0938\u0947\u0935\u093e\u0913\u0902 \u092f\u093e \u0938\u0930\u094d\u0935\u0930\u094b\u0902 \u092e\u0947\u0902 \u092c\u093e\u0927\u093e \u092f\u093e \u0939\u0938\u094d\u0924\u0915\u094d\u0937\u0947\u092a \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u0938\u094d\u0915\u094d\u0930\u0948\u092a:<\\\/strong> \u092c\u093f\u0928\u093e \u0905\u0928\u0941\u092e\u0924\u093f \u0915\u0947 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0938\u093e\u0927\u0928\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u0930\u093f\u0935\u0930\u094d\u0938 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930:<\\\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0949\u092b\u093c\u094d\u091f\u0935\u0947\u092f\u0930 \u0915\u094b \u0921\u093f\u0915\u094d\u0930\u093f\u092a\u094d\u091f, \u0921\u0940\u0915\u0902\u092a\u093e\u0907\u0932 \u092f\u093e \u0930\u093f\u0935\u0930\u094d\u0938 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 \u0915\u0930\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u092a\u0930\u093f\u0939\u093e\u0930:<\\\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f \u092f\u093e \u092a\u0939\u0941\u0901\u091a \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927 \u0915\u094b \u0926\u0930\u0915\u093f\u0928\u093e\u0930 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0909\u092a\u092f\u094b\u0917:<\\\/strong> \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928:<\\\/strong> \u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u0940 \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e \u092f\u093e \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u091d\u0942\u0920\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940:<\\\/strong> \u091d\u0942\u0920\u0940 \u092f\u093e \u092d\u094d\u0930\u093e\u092e\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e<\\\/li>\\n <\\\/ul>\\n\n<p>\u0907\u0928 \u0928\u093f\u0937\u0947\u0927\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u0947 \u092a\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u0906\u092a\u0915\u0940 \u092a\u0939\u0941\u0902\u091a \u0924\u0924\u094d\u0915\u093e\u0932 \u0938\u092e\u093e\u092a\u094d\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948 \u0924\u0925\u093e \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-5\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>5. \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e<\\\/h2>\\n <\/p>\n<h3>5.1 \u092c\u0940\u0906\u0908\u090f\u092b\u090f+ \u0938\u0902\u092a\u0924\u094d\u0924\u093f<\\\/h3>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0938\u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940, \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902 \u0914\u0930 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0937\u092e\u0924\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 \u092a\u093e\u0920, \u0917\u094d\u0930\u093e\u092b\u093f\u0915\u094d\u0938, \u0932\u094b\u0917\u094b, \u0906\u0907\u0915\u0928, \u091a\u093f\u0924\u094d\u0930, \u0911\u0921\u093f\u092f\u094b \u0915\u094d\u0932\u093f\u092a, \u0935\u0940\u0921\u093f\u092f\u094b \u0915\u094d\u0932\u093f\u092a, \u0921\u0947\u091f\u093e \u0938\u0902\u0915\u0932\u0928 \u0914\u0930 \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u094d\u0939\u0940\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, BIFA+ \u092f\u093e \u0907\u0938\u0915\u0947 \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0940 \u090f\u0915\u092e\u093e\u0924\u094d\u0930 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0939\u0948\u0902 \u0914\u0930 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0915\u0949\u092a\u0940\u0930\u093e\u0907\u091f, \u091f\u094d\u0930\u0947\u0921\u092e\u093e\u0930\u094d\u0915, \u092a\u0947\u091f\u0947\u0902\u091f, \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0930\u0939\u0938\u094d\u092f \u0914\u0930 \u0905\u0928\u094d\u092f \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u0948\u0902\u0964<\\\/p>\\n\\n <\/p>\n<h3>5.2 \u091f\u094d\u0930\u0947\u0921\u092e\u093e\u0930\u094d\u0915<\\\/h3>\\n <\/p>\n<p>BIFA+, BIFA+ \u0932\u094b\u0917\u094b, \u0914\u0930 \u0938\u092d\u0940 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0928\u093e\u092e, \u0932\u094b\u0917\u094b, \u0909\u0924\u094d\u092a\u093e\u0926 \u0914\u0930 \u0938\u0947\u0935\u093e \u0928\u093e\u092e, \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0914\u0930 \u0928\u093e\u0930\u0947 BIFA+ \u0915\u0947 \u091f\u094d\u0930\u0947\u0921\u092e\u093e\u0930\u094d\u0915 \u0939\u0948\u0902\u0964 \u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u092a\u0942\u0930\u094d\u0935 \u0932\u093f\u0916\u093f\u0924 \u0905\u0928\u0941\u092e\u0924\u093f \u0915\u0947 \u092c\u093f\u0928\u093e \u0907\u0928 \u091a\u093f\u0939\u094d\u0928\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947\u0964<\\\/p>\\n\\n <\/p>\n<h3>5.3 \u0938\u0940\u092e\u093f\u0924 \u0909\u092a\u092f\u094b\u0917<\\\/h3>\\n <\/p>\n<p>\u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0938\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u093e \u092a\u0941\u0928\u0930\u0941\u0924\u094d\u092a\u093e\u0926\u0928, \u0935\u093f\u0924\u0930\u0923, \u0938\u0902\u0936\u094b\u0927\u0928, \u0935\u094d\u092f\u0941\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u093e\u0930\u094d\u092f \u092c\u0928\u093e\u0928\u093e, \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924, \u092a\u0941\u0928\u0930\u094d\u092a\u094d\u0930\u0915\u093e\u0936\u093f\u0924, \u0921\u093e\u0909\u0928\u0932\u094b\u0921, \u092d\u0902\u0921\u093e\u0930\u0923 \u092f\u093e \u092a\u094d\u0930\u0938\u093e\u0930\u0923 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947, \u0938\u093f\u0935\u093e\u092f \u0907\u0938\u0915\u0947 \u0915\u093f \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0906\u092a\u0915\u093e \u0915\u0902\u092a\u094d\u092f\u0942\u091f\u0930 \u0905\u0938\u094d\u0925\u093e\u092f\u0940 \u0930\u0942\u092a \u0938\u0947 RAM \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f\u092f\u093e\u0902 \u0938\u0902\u0917\u094d\u0930\u0939\u0940\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948<\\\/li>\\n\n<li>\u0906\u092a \u0910\u0938\u0940 \u092b\u093c\u093e\u0907\u0932\u0947\u0902 \u0938\u0902\u0917\u094d\u0930\u0939\u0940\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0906\u092a\u0915\u0947 \u092c\u094d\u0930\u093e\u0909\u091c\u093c\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0915\u0948\u0936 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0902<\\\/li>\\n\n<li>\u0906\u092a \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u0932\u093f\u090f \u0909\u091a\u093f\u0924 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u092a\u0943\u0937\u094d\u0920 \u092a\u094d\u0930\u093f\u0902\u091f \u092f\u093e \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\\\/li>\\n\n<li>\u0906\u092a \u0939\u092e\u093e\u0930\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0938\u094b\u0936\u0932 \u092e\u0940\u0921\u093f\u092f\u093e \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u093e\u091d\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\\\/li>\\n <\\\/ul>\\n <\\\/section>\\n\\n<br \/>\n<section id=\"\\\"section-6\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>6. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\\\/h2>\\n <\/p>\n<h3>6.1 \u0906\u092a\u0915\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\\\/h3>\\n <\/p>\n<p>You retain ownership of any content you submit, post, or display through the Services (\\”User Content\\”). By submitting User Content, you represent and warrant that:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0938\u094d\u0935\u093e\u092e\u0940 \u092f\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948\u0902<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u093f\u0938\u0940 \u0924\u0940\u0938\u0930\u0947 \u092a\u0915\u094d\u0937 \u0915\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0940 \u0939\u0948<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0914\u0930 \u0938\u092d\u0940 \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0915\u093e \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948<\\\/li>\\n <\\\/ul>\\n\\n<br \/>\n<h3>6.2 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0905\u0928\u0941\u0926\u093e\u0928<\\\/h3>\\n <\/p>\n<p>\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u092c\u092e\u093f\u091f \u0915\u0930\u0915\u0947, \u0906\u092a BIFA+ \u0915\u094b \u0938\u0947\u0935\u093e\u0913\u0902 \u0914\u0930 BIFA+ \u0915\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u0947 \u0938\u0902\u092c\u0902\u0927 \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u093e \u0909\u092a\u092f\u094b\u0917, \u092a\u0941\u0928\u0930\u0941\u0924\u094d\u092a\u093e\u0926\u0928, \u0935\u093f\u0924\u0930\u0923, \u0935\u094d\u092f\u0941\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u093e\u0930\u094d\u092f\u094b\u0902 \u0915\u094b \u0924\u0948\u092f\u093e\u0930 \u0915\u0930\u0928\u0947, \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0935\u093f\u0936\u094d\u0935\u0935\u094d\u092f\u093e\u092a\u0940, \u0917\u0948\u0930-\u0905\u0928\u0928\u094d\u092f, \u0930\u0949\u092f\u0932\u094d\u091f\u0940-\u092e\u0941\u0915\u094d\u0924, \u0938\u094d\u0925\u093e\u092f\u0940, \u0905\u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0940\u092f, \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923\u0940\u092f \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u092e\u0947\u0902 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u093e \u0914\u0930 \u092a\u0941\u0928\u0930\u094d\u0935\u093f\u0924\u0930\u093f\u0924 \u0915\u0930\u0928\u093e \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\\\/p>\\n\\n <\/p>\n<h3>6.3 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u092e\u0949\u0921\u0930\u0947\u0936\u0928<\\\/h3>\\n <\/p>\n<p>\u0939\u092e \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0915\u094b\u0908 \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u0928\u0939\u0940\u0902 \u0930\u0916\u0924\u0947:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0940 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li>\u0939\u092e\u093e\u0930\u0947 \u092a\u0942\u0930\u094d\u0923 \u0935\u093f\u0935\u0947\u0915 \u092a\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u094b \u0939\u091f\u093e\u0928\u093e \u092f\u093e \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li>\u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li>\u0905\u0935\u0948\u0927 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0909\u091a\u093f\u0924 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0915\u0930\u0947\u0902<\\\/li>\\n <\\\/ul>\\n\\n<br \/>\n<h3>6.4 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e<\\\/h3>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0926\u0940 \u0917\u0908 \u0915\u094b\u0908 \u092d\u0940 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e, \u0938\u0941\u091d\u093e\u0935 \u092f\u093e \u0935\u093f\u091a\u093e\u0930 BIFA+ \u0915\u0940 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092c\u0928 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0906\u092a\u0915\u094b \u092e\u0941\u0906\u0935\u091c\u093e \u0926\u093f\u090f \u092c\u093f\u0928\u093e \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-7\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>7. \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0938\u0947\u0935\u093e\u090f\u0901<\\\/h2>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u092e\u0947\u0902 \u0910\u0938\u0947 \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0935\u0947\u092c\u0938\u093e\u0907\u091f\u094b\u0902, \u0938\u0947\u0935\u093e\u0913\u0902 \u092f\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0932\u093f\u0902\u0915 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0928\u0915\u093e \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u092f\u093e \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 BIFA+ \u0915\u0947 \u092a\u093e\u0938 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0939\u092e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0938\u093e\u0907\u091f, \u0938\u0942\u091a\u0928\u093e, \u0938\u093e\u092e\u0917\u094d\u0930\u0940, \u0909\u0924\u094d\u092a\u093e\u0926 \u092f\u093e \u0938\u0947\u0935\u093e \u0915\u093e \u0938\u092e\u0930\u094d\u0925\u0928 \u092f\u093e \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u0928\u0939\u0940\u0902 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\\\/p>\\n <\/p>\n<p>\u0924\u0943\u0924\u0940\u092f \u092a\u0915\u094d\u0937\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0906\u092a\u0915\u0940 \u092c\u093e\u0924\u091a\u0940\u0924 \u0914\u0930 \u0909\u0928\u0915\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0909\u0928\u0915\u0940 \u0905\u092a\u0928\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0914\u0930 \u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0939\u092e \u0906\u092a\u0915\u094b \u0909\u0928\u0915\u0947 \u0938\u093e\u0925 \u091c\u0941\u0921\u093c\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0909\u0928\u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-8\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>8. \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e<\\\/h2>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0939\u092e\u093e\u0930\u0947 \u0905\u0927\u0940\u0928 \u0939\u0948 <a href=\"\\\"\\\/privacy-policy\\\"\">\u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f<\\\/a>, \u091c\u093f\u0938\u0947 \u0938\u0902\u0926\u0930\u094d\u092d \u0926\u094d\u0935\u093e\u0930\u093e \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0915\u0943\u092a\u092f\u093e \u0939\u092e\u093e\u0930\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f \u0926\u0947\u0916\u0947\u0902 \u0924\u093e\u0915\u093f \u0906\u092a \u0938\u092e\u091d \u0938\u0915\u0947\u0902 \u0915\u093f \u0939\u092e \u0906\u092a\u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0948\u0938\u0947 \u090f\u0915\u0924\u094d\u0930\u093f\u0924, \u0909\u092a\u092f\u094b\u0917 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-9\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>9. \u0938\u0947\u0935\u093e \u0938\u0902\u0936\u094b\u0927\u0928<\\\/h2>\\n <\/p>\n<p>\u0939\u092e \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092d\u093e\u0917 \u0915\u094b \u0938\u0902\u0936\u094b\u0927\u093f\u0924, \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u092f\u093e \u092c\u0902\u0926 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li>\u0915\u0941\u091b \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u092a\u0930 \u0938\u0940\u092e\u093e\u090f\u0901 \u0932\u0917\u093e\u0928\u093e \u092f\u093e \u092a\u0939\u0941\u0901\u091a \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927\u093f\u0924 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li>\u0909\u091a\u093f\u0924 \u0938\u0942\u091a\u0928\u093e \u0915\u0947 \u0938\u093e\u0925 \u0936\u0941\u0932\u094d\u0915 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u0930\u0947\u0902 \u092f\u093e \u0928\u090f \u0936\u0941\u0932\u094d\u0915 \u0932\u093e\u0917\u0942 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u094b \u0905\u092a\u0921\u0947\u091f, \u0909\u0928\u094d\u0928\u0924 \u092f\u093e \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u093f\u0924 \u0915\u0930\u0947\u0902<\\\/li>\\n <\\\/ul>\\n\n<p>\u091c\u092c \u092d\u0940 \u0938\u0902\u092d\u0935 \u0939\u094b\u0917\u093e \u0939\u092e \u0915\u093f\u0938\u0940 \u092d\u0940 \u092d\u094c\u0924\u093f\u0915 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u0940 \u0909\u091a\u093f\u0924 \u0938\u0942\u091a\u0928\u093e \u0926\u0947\u0902\u0917\u0947, \u0932\u0947\u0915\u093f\u0928 \u0939\u092e \u0938\u0947\u0935\u093e\u0913\u0902 \u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0902\u0936\u094b\u0927\u0928, \u0928\u093f\u0932\u0902\u092c\u0928 \u092f\u093e \u0938\u092e\u093e\u092a\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0902\u0917\u0947\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-10\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>10. \u0905\u0938\u094d\u0935\u0940\u0915\u0930\u0923<\\\/h2>\\n <\/p>\n<h3>10.1 \u091c\u0948\u0938\u093e \u0939\u0948 \u0935\u0948\u0938\u093e \u0906\u0927\u093e\u0930<\\\/h3>\\n <\/p>\n<p>THE SERVICES ARE PROVIDED \\”AS IS\\” AND \\”AS AVAILABLE\\” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915\u0924\u093e \u0915\u0940 \u0935\u093e\u0930\u0902\u091f\u0940<\\\/li>\\n\n<li>\u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924\u0924\u093e<\\\/li>\\n\n<li>\u0917\u0948\u0930-\u0909\u0932\u094d\u0932\u0902\u0918\u0928<\\\/li>\\n\n<li>\u0936\u0940\u0930\u094d\u0937\u0915<\\\/li>\\n\n<li>\u0938\u091f\u0940\u0915\u0924\u093e, \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f\u0924\u093e, \u092f\u093e \u092a\u0942\u0930\u094d\u0923\u0924\u093e<\\\/li>\\n <\\\/ul>\\n\\n<br \/>\n<h3>10.2 \u0915\u094b\u0908 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u0939\u0940\u0902<\\\/h3>\\n <\/p>\n<p>\u0939\u092e \u0907\u0938\u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0947 \u0915\u093f:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0938\u0947\u0935\u093e\u090f\u0901 \u0906\u092a\u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0947\u0902\u0917\u0940<\\\/li>\\n\n<li>\u0938\u0947\u0935\u093e\u090f\u0901 \u0928\u093f\u0930\u094d\u092c\u093e\u0927, \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092f\u093e \u0924\u094d\u0930\u0941\u091f\u093f-\u092e\u0941\u0915\u094d\u0924 \u0939\u094b\u0902\u0917\u0940<\\\/li>\\n\n<li>\u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u092a\u0930\u093f\u0923\u093e\u092e \u0938\u091f\u0940\u0915 \u092f\u093e \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f \u0939\u094b\u0902\u0917\u0947<\\\/li>\\n\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0924\u094d\u0930\u0941\u091f\u093f \u0915\u094b \u0938\u0941\u0927\u093e\u0930\u093e \u091c\u093e\u090f\u0917\u093e<\\\/li>\\n <\\\/ul>\\n\\n<br \/>\n<h3>10.3 \u091c\u094b\u0916\u093f\u092e \u0927\u093e\u0930\u0923\u093e<\\\/h3>\\n <\/p>\n<p>\u0906\u092a \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0938\u0939\u092e\u0924 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0905\u092a\u0928\u0947 \u091c\u094b\u0916\u093f\u092e \u092a\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u092a\u0930\u093f\u0923\u093e\u092e\u0938\u094d\u0935\u0930\u0942\u092a \u0906\u092a\u0915\u0947 \u0915\u0902\u092a\u094d\u092f\u0942\u091f\u0930 \u0938\u093f\u0938\u094d\u091f\u092e \u0915\u094b \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u094d\u0937\u0924\u093f \u092f\u093e \u0921\u0947\u091f\u093e \u0939\u093e\u0928\u093f \u0915\u0947 \u0932\u093f\u090f \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0906\u092a \u0939\u0940 \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0939\u0948\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-11\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>11. \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u0915\u0940 \u0938\u0940\u092e\u093e<\\\/h2>\\n <\/p>\n<p>\u0915\u093e\u0928\u0942\u0928 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0928\u0941\u092e\u0924 \u0905\u0927\u093f\u0915\u0924\u092e \u0938\u0940\u092e\u093e \u0924\u0915, BIFA+ \u0914\u0930 \u0909\u0938\u0915\u0947 \u0938\u0939\u092f\u094b\u0917\u0940, \u0905\u0927\u093f\u0915\u093e\u0930\u0940, \u0928\u093f\u0926\u0947\u0936\u0915, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940, \u090f\u091c\u0947\u0902\u091f \u0914\u0930 \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u0927\u093e\u0930\u0915 \u0915\u093f\u0938\u0940 \u092d\u0940 \u091a\u0940\u091c\u093c \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0902\u0917\u0947:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0905\u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937, \u0906\u0915\u0938\u094d\u092e\u093f\u0915, \u0935\u093f\u0936\u0947\u0937, \u092a\u0930\u093f\u0923\u093e\u092e\u0940, \u092f\u093e \u0926\u0902\u0921\u093e\u0924\u094d\u092e\u0915 \u0915\u094d\u0937\u0924\u093f<\\\/li>\\n\n<li>\u0932\u093e\u092d, \u0930\u093e\u091c\u0938\u094d\u0935, \u0921\u0947\u091f\u093e \u092f\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0940 \u0939\u093e\u0928\u093f<\\\/li>\\n\n<li>\u0926\u0947\u092f\u0924\u093e \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0915\u094d\u0937\u0924\u093f<\\\/li>\\n\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u092f\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0905\u0938\u092e\u0930\u094d\u0925\u0924\u093e \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u094d\u0937\u0924\u093f\u092f\u093e\u0901<\\\/li>\\n\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u0941\u0915\u0938\u093e\u0928<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0947 \u0921\u0947\u091f\u093e \u0924\u0915 \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u092a\u0939\u0941\u0901\u091a \u092f\u093e \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u0941\u0915\u0938\u093e\u0928<\\\/li>\\n <\\\/ul>\\n\n<p>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0939\u092e\u093e\u0930\u0940 \u0915\u0941\u0932 \u0926\u0947\u092f\u0924\u093e \u092a\u093f\u091b\u0932\u0947 \u092c\u093e\u0930\u0939 \u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e BIFA+ \u0915\u094b \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0930\u093e\u0936\u093f \u0938\u0947 \u0905\u0927\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940, \u092f\u093e \u092f\u0926\u093f \u0906\u092a\u0928\u0947 \u0915\u094b\u0908 \u092d\u0941\u0917\u0924\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0939\u0948 \u0924\u094b \u090f\u0915 \u0938\u094c \u0921\u0949\u0932\u0930 ($100) \u0938\u0947 \u0905\u0927\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940\u0964<\\\/p>\\n <\/p>\n<p>\u0915\u0941\u091b \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u093e\u0927\u093f\u0915\u093e\u0930 \u0915\u0941\u091b \u0938\u0940\u092e\u093e\u0913\u0902 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0947, \u0907\u0938\u0932\u093f\u090f \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948 \u0915\u093f \u0907\u0928\u092e\u0947\u0902 \u0938\u0947 \u0915\u0941\u091b \u0938\u0940\u092e\u093e\u090f\u0902 \u0906\u092a \u092a\u0930 \u0932\u093e\u0917\u0942 \u0928 \u0939\u094b\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-12\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>12. \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f<\\\/h2>\\n <\/p>\n<p>\u0906\u092a BIFA+, \u0909\u0938\u0915\u0947 \u0938\u0939\u092f\u094b\u0917\u093f\u092f\u094b\u0902 \u0914\u0930 \u0909\u0928\u0915\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0905\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902, \u0928\u093f\u0926\u0947\u0936\u0915\u094b\u0902, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902, \u090f\u091c\u0947\u0902\u091f\u094b\u0902, \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u0927\u093e\u0930\u0915\u094b\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u094b \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0938\u0947 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0926\u093e\u0935\u0947, \u0926\u0947\u0928\u0926\u093e\u0930\u093f\u092f\u094b\u0902, \u0915\u094d\u0937\u0924\u093f, \u0939\u093e\u0928\u093f, \u0932\u093e\u0917\u0924, \u0935\u094d\u092f\u092f \u092f\u093e \u0936\u0941\u0932\u094d\u0915 (\u0935\u0915\u0940\u0932 \u0915\u0947 \u0909\u091a\u093f\u0924 \u0936\u0941\u0932\u094d\u0915 \u0938\u0939\u093f\u0924) \u0938\u0947 \u092c\u091a\u093e\u0928\u0947, \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0930\u0928\u0947 \u0914\u0930 \u0939\u093e\u0928\u093f\u0930\u0939\u093f\u0924 \u0930\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u092a\u092f\u094b\u0917<\\\/li>\\n\n<li>\u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u092a\u0915\u094d\u0937 \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0927\u093f\u0915\u093e\u0930 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928 \u092f\u093e \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928<\\\/li>\\n <\\\/ul>\\n\n<p>\u0939\u092e \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u0905\u0927\u0940\u0928 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092e\u093e\u092e\u0932\u0947 \u0915\u0947 \u0905\u0928\u0928\u094d\u092f \u092c\u091a\u093e\u0935 \u0914\u0930 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0915\u094b \u0938\u0902\u092d\u093e\u0932\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u0914\u0930 \u0906\u092a \u0939\u092e\u093e\u0930\u0947 \u092c\u091a\u093e\u0935 \u092e\u0947\u0902 \u0938\u0939\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-13\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>13. \u0936\u093e\u0938\u0940 \u0915\u093e\u0928\u0942\u0928<\\\/h2>\\n <\/p>\n<p>\u092f\u0947 \u0936\u0930\u094d\u0924\u0947\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924 \u0915\u0947 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0936\u093e\u0938\u093f\u0924 \u0914\u0930 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938\u0915\u0947 \u0915\u093e\u0928\u0942\u0928 \u0915\u0947 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924\u094b\u0902 \u0915\u0947 \u0938\u0902\u0918\u0930\u094d\u0937 \u0915\u0940 \u092a\u0930\u0935\u093e\u0939 \u0915\u093f\u090f \u092c\u093f\u0928\u093e\u0964<\\\/p>\\n <\/p>\n<p>\u092e\u093e\u0932 \u0915\u0940 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092c\u093f\u0915\u094d\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u0905\u0928\u0941\u092c\u0902\u0927\u094b\u0902 \u092a\u0930 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u0915\u0928\u094d\u0935\u0947\u0902\u0936\u0928 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-14\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>14. \u0935\u093f\u0935\u093e\u0926 \u0938\u092e\u093e\u0927\u093e\u0928<\\\/h2>\\n <\/p>\n<h3>14.1 \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0938\u092e\u093e\u0927\u093e\u0928<\\\/h3>\\n <\/p>\n<p>\u0939\u092e \u0935\u093f\u0935\u093e\u0926\u094b\u0902 \u0915\u094b \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0938\u0941\u0932\u091d\u093e\u0928\u093e \u092a\u0938\u0902\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u094b\u0908 \u092d\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947, \u0906\u092a \u0939\u092e\u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0915\u0947 \u0935\u093f\u0935\u093e\u0926 \u0938\u0941\u0932\u091d\u093e\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964 <a href=\"\\\"mailto:info@bifa.ai\\\"\">info@bifa.ai<\\\/a>\u0939\u092e \u0906\u092a\u0938\u0947 \u0908\u092e\u0947\u0932 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0915\u0947 \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0935\u093f\u0935\u093e\u0926 \u0915\u094b \u0938\u0941\u0932\u091d\u093e\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0947\u0902\u0917\u0947\u0964<\\\/p>\\n\\n <\/p>\n<h3>14.2 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0915\u093e\u0930\u094d\u092f\u0935\u093e\u0939\u0940<\\\/h3>\\n <\/p>\n<p>\u092f\u0926\u093f \u0939\u092e 60 \u0926\u093f\u0928\u094b\u0902 \u0915\u0947 \u092d\u0940\u0924\u0930 \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0935\u093f\u0935\u093e\u0926 \u0915\u093e \u0938\u092e\u093e\u0927\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u0930 \u092a\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0915\u094b\u0908 \u092d\u0940 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0926\u0941\u092c\u0908, \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924 \u0915\u0940 \u0905\u0926\u093e\u0932\u0924\u094b\u0902 \u092e\u0947\u0902 \u0915\u0940 \u091c\u093e\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964 \u0906\u092a \u0907\u0928 \u0905\u0926\u093e\u0932\u0924\u094b\u0902 \u0915\u0947 \u0905\u0928\u0928\u094d\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u093e\u0927\u093f\u0915\u093e\u0930 \u0914\u0930 \u0938\u094d\u0925\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924\u093f \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\\\/p>\\n\\n <\/p>\n<h3>14.3 \u0935\u0930\u094d\u0917 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u091b\u0942\u091f<\\\/h3>\\n <\/p>\n<p>\u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u093f\u0935\u093e\u0926 \u0915\u094b \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0930\u0942\u092a \u0938\u0947 \u0932\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902, \u0928 \u0915\u093f \u0915\u093f\u0938\u0940 \u0935\u0930\u094d\u0917 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908, \u0938\u093e\u092e\u0942\u0939\u093f\u0915 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u092f\u093e \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f \u0915\u093e\u0930\u094d\u092f\u0935\u093e\u0939\u0940 \u0915\u0947 \u092d\u093e\u0917 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-15\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>15. \u0938\u092e\u093e\u092a\u094d\u0924\u093f<\\\/h2>\\n <\/p>\n<h3>15.1 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e<\\\/h3>\\n <\/p>\n<p>\u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u092c\u0902\u0926 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092a \u0939\u092e\u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0915\u0947 \u0905\u092a\u0928\u093e \u0916\u093e\u0924\u093e \u0939\u091f\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 <a href=\"\\\"mailto:support@bifa.ai\\\"\">support@bifa.ai<\\\/a>.<\\\/p>\\n\\n <\/p>\n<h3>15.2 \u0939\u092e\u093e\u0930\u0947 \u0926\u094d\u0935\u093e\u0930\u093e<\\\/h3>\\n <\/p>\n<p>\u0939\u092e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f, \u0915\u093e\u0930\u0923 \u092f\u093e \u0938\u0942\u091a\u0928\u093e \u0915\u0947 \u0938\u093e\u0925 \u092f\u093e \u092c\u093f\u0928\u093e \u0915\u093e\u0930\u0923 \u092f\u093e \u0938\u0942\u091a\u0928\u093e \u0915\u0947, \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u0906\u092a\u0915\u0940 \u092a\u0939\u0941\u0901\u091a \u0915\u094b \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u092f\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u092e\u0947\u0902 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u094d\u0939\u0940\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>Violation of these Terms<\\\/li>\\n\n<li>Conduct harmful to other users or BIFA+<\\\/li>\\n\n<li>Extended periods of inactivity<\\\/li>\\n\n<li>Request by law enforcement or government agencies<\\\/li>\\n\n<li>Discontinuation of the Services<\\\/li>\\n <\\\/ul>\\n\\n<br \/>\n<h3>15.3 Effect of Termination<\\\/h3>\\n <\/p>\n<p>Upon termination:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>Your right to use the Services ceases immediately<\\\/li>\\n\n<li>We may delete your account and data<\\\/li>\\n\n<li>Provisions that should survive termination will remain in effect<\\\/li>\\n <\\\/ul>\\n <\\\/section>\\n\\n<br \/>\n<section id=\"\\\"section-16\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>16. \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928<\\\/h2>\\n <\/p>\n<p>We may revise these Terms from time to time at our sole discretion. When we make changes:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>We will update the \\”Last Updated\\” date<\\\/li>\\n\n<li>For material changes, we will provide notice through the Services or via email<\\\/li>\\n\n<li>Your continued use after changes constitutes acceptance<\\\/li>\\n <\\\/ul>\\n\n<p>If you do not agree to the revised Terms, you must stop using the Services.<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-17\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>17. \u0938\u0902\u092a\u0930\u094d\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<\\\/h2>\\n <\/p>\n<div class=\"\\\"bifa-contact-box\\\"\">\\n <\/p>\n<h3>Legal Department<\\\/h3>\\n <\/p>\n<p><strong>Email:<\\\/strong> <a href=\"\\\"mailto:info@bifa.ai\\\"\">info@bifa.ai<\\\/a><\\\/p>\\n <\/p>\n<p><strong>General Inquiries:<\\\/strong> <a href=\"\\\"mailto:info@bifa.ai\\\"\">info@bifa.ai<\\\/a><\\\/p>\\n <\/p>\n<p><strong>Support:<\\\/strong> <a href=\"\\\"mailto:support@bifa.ai\\\"\">support@bifa.ai<\\\/a><\\\/p>\\n <\/p>\n<p><strong>Postal Address:<\\\/strong><br \/>\\n BIFA+ (BRICS International Football Alliance)<br \/>\\n Legal Department<br \/>\\n Dubai, United Arab Emirates<\\\/p>\\n <\\\/div>\\n\\n <\/p>\n<h3>Additional Provisions<\\\/h3>\\n <\/p>\n<p><strong>Entire Agreement:<\\\/strong> These Terms constitute the entire agreement between you and BIFA+ regarding the Services.<\\\/p>\\n <\/p>\n<p><strong>Severability:<\\\/strong> If any provision is deemed invalid, the remaining provisions will continue in effect.<\\\/p>\\n <\/p>\n<p><strong>No Waiver:<\\\/strong> Our failure to enforce any provision is not a waiver of our right to do so later.<\\\/p>\\n <\/p>\n<p><strong>Assignment:<\\\/strong> You may not assign these Terms without our consent. We may assign our rights to any successor or acquirer.<\\\/p>\\n <\\\/section>\\n <\\\/div>\\n\\n \\n <\/p>\n<div class=\"\\\"bifa-legal-footer\\\"\">\\n <\/p>\n<p>Questions about our Terms of Service?<\\\/p>\\n <a href=\"\\\"\\\/contacts\\\"\" class=\"\\\"bifa-cta-button\\\"\">Contact Legal Team<\\\/a>\\n <\\\/div>\\n <\\\/div>\\n<\\\/div>\\n\\n<\/p>\n<style>\\n\\\/* BIFA+ brand colors *\\\/\\n:root {\\n --bifa-deep-navy: #0A1F44 !important;\\n --bifa-heritage-gold: #D4AF37 !important;\\n --bifa-civic-green: #1D6143 !important;\\n --bifa-bright-white: #FFFFFF !important;\\n --bifa-soft-black: #1A1A1A !important;\\n --bifa-font-heading: 'Montserrat', 'Cairo', sans-serif !important;\\n --bifa-font-body: 'Poppins', 'Tajawal', sans-serif !important;\\n}\\n\\n\\\/* Global reset *\\\/\\n* {\\n box-sizing: border-box;\\n}\\n\\nhtml, body {\\n margin: 0;\\n padding: 0;\\n overflow-x: hidden;\\n width: 100%;\\n}\\n\\n\\\/* Main wrapper *\\\/\\n.bifa-legal-wrapper {\\n position: relative;\\n background: linear-gradient(135deg, #ffffff 0%, #f8f9fa 50%, #ffffff 100%);\\n padding: 100px 0;\\n min-height: 100vh;\\n overflow: hidden;\\n width: 100vw;\\n margin-left: calc(50% - 50vw);\\n}\\n\\n\\\/* Decorative elements *\\\/\\n.bifa-legal-decorative {\\n position: absolute;\\n top: 0;\\n left: 0;\\n width: 100%;\\n height: 100%;\\n overflow: hidden;\\n pointer-events: none;\\n z-index: 0;\\n}\\n\\n.bifa-golden-accent {\\n position: absolute;\\n border-radius: 50%;\\n background: var(--bifa-heritage-gold);\\n opacity: 0.05;\\n filter: blur(100px);\\n animation: floatGentle 20s ease-in-out infinite;\\n}\\n\\n.bifa-golden-accent:first-child {\\n width: 400px;\\n height: 400px;\\n top: -200px;\\n right: -200px;\\n}\\n\\n.bifa-golden-accent:nth-child(2) {\\n width: 300px;\\n height: 300px;\\n bottom: -150px;\\n left: -150px;\\n animation-delay: 10s;\\n}\\n\\n.bifa-floating-particle {\\n position: absolute;\\n width: 4px;\\n height: 4px;\\n background: var(--bifa-heritage-gold);\\n border-radius: 50%;\\n opacity: 0.3;\\n animation: floatUp 15s linear infinite;\\n}\\n\\n.bifa-floating-particle:nth-child(3) { left: 10%; animation-delay: 0s; }\\n.bifa-floating-particle:nth-child(4) { left: 50%; animation-delay: 5s; }\\n.bifa-floating-particle:nth-child(5) { left: 80%; animation-delay: 10s; }\\n\\n\\\/* Container *\\\/\\n.bifa-legal-container {\\n max-width: 1000px;\\n margin: 0 auto;\\n padding: 0 60px;\\n position: relative;\\n z-index: 1;\\n}\\n\\n\\\/* Header *\\\/\\n.bifa-legal-header {\\n text-align: center;\\n margin-bottom: 60px;\\n animation: fadeInDown 1s ease;\\n}\\n\\n.bifa-legal-title {\\n font-family: var(--bifa-font-heading) !important;\\n font-size: clamp(2.5rem, 4vw, 3.5rem);\\n font-weight: 800;\\n background: linear-gradient(135deg, var(--bifa-heritage-gold), #ffd700);\\n -webkit-background-clip: text;\\n background-clip: text;\\n color: transparent;\\n margin: 0 0 20px;\\n text-transform: uppercase;\\n letter-spacing: -1px;\\n}\\n\\n.bifa-subtitle-line {\\n display: flex;\\n align-items: center;\\n justify-content: center;\\n gap: 20px;\\n margin-bottom: 20px;\\n}\\n\\n.bifa-gold-line {\\n width: 50px;\\n height: 2px;\\n background: linear-gradient(90deg, transparent, var(--bifa-heritage-gold), transparent);\\n}\\n\\n.bifa-legal-subtitle {\\n font-family: var(--bifa-font-body) !important;\\n font-size: 1.2rem;\\n color: var(--bifa-deep-navy);\\n font-weight: 600;\\n text-transform: uppercase;\\n letter-spacing: 2px;\\n margin: 0;\\n}\\n\\n.bifa-legal-meta {\\n font-family: var(--bifa-font-body) !important;\\n font-size: 0.95rem;\\n color: #666;\\n margin-top: 10px;\\n}\\n\\n\\\/* Table of Contents *\\\/\\n.bifa-toc-section {\\n background: white;\\n border-radius: 20px;\\n padding: 30px;\\n margin-bottom: 40px;\\n box-shadow: 0 10px 40px rgba(10, 31, 68, 0.08);\\n animation: fadeInUp 1s ease 0.2s both;\\n}\\n\\n.bifa-toc-section h2 {\\n font-family: var(--bifa-font-heading) !important;\\n font-size: 1.5rem;\\n font-weight: 700;\\n color: var(--bifa-deep-navy);\\n margin: 0 0 20px;\\n padding-bottom: 15px;\\n border-bottom: 3px solid var(--bifa-heritage-gold);\\n}\\n\\n.bifa-toc-nav {\\n display: grid;\\n grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));\\n gap: 10px;\\n}\\n\\n.bifa-toc-nav a {\\n font-family: var(--bifa-font-body) !important;\\n font-size: 0.95rem;\\n color: var(--bifa-deep-navy);\\n text-decoration: none;\\n padding: 8px 12px;\\n border-radius: 8px;\\n transition: all 0.3s ease;\\n}\\n\\n.bifa-toc-nav a:hover {\\n background: linear-gradient(135deg, var(--bifa-heritage-gold), #ffd700);\\n color: white;\\n transform: translateX(5px);\\n}\\n\\n\\\/* Main content *\\\/\\n.bifa-legal-content {\\n background: white;\\n border-radius: 20px;\\n padding: 50px;\\n box-shadow: 0 10px 40px rgba(10, 31, 68, 0.08);\\n animation: fadeInUp 1s ease 0.4s both;\\n}\\n\\n.bifa-legal-section {\\n margin-bottom: 50px;\\n scroll-margin-top: 100px;\\n}\\n\\n.bifa-legal-section:last-child {\\n margin-bottom: 0;\\n}\\n\\n.bifa-legal-section h2 {\\n font-family: var(--bifa-font-heading) !important;\\n font-size: 1.8rem;\\n font-weight: 700;\\n color: var(--bifa-deep-navy);\\n margin: 0 0 25px;\\n padding-bottom: 10px;\\n border-bottom: 2px solid rgba(212, 175, 55, 0.2);\\n}\\n\\n.bifa-legal-section h3 {\\n font-family: var(--bifa-font-heading) !important;\\n font-size: 1.3rem;\\n font-weight: 600;\\n color: var(--bifa-deep-navy);\\n margin: 25px 0 15px;\\n}\\n\\n.bifa-legal-section p {\\n font-family: var(--bifa-font-body) !important;\\n font-size: 1rem;\\n line-height: 1.8;\\n color: #444;\\n margin: 0 0 15px;\\n}\\n\\n.bifa-legal-section ul {\\n font-family: var(--bifa-font-body) !important;\\n font-size: 1rem;\\n line-height: 1.8;\\n color: #444;\\n margin: 0 0 20px;\\n padding-left: 25px;\\n}\\n\\n.bifa-legal-section ul li {\\n margin-bottom: 10px;\\n}\\n\\n.bifa-legal-section strong {\\n color: var(--bifa-deep-navy);\\n font-weight: 600;\\n}\\n\\n.bifa-legal-section a {\\n color: var(--bifa-heritage-gold);\\n text-decoration: none;\\n transition: all 0.3s ease;\\n font-weight: 500;\\n}\\n\\n.bifa-legal-section a:hover {\\n color: var(--bifa-civic-green);\\n text-decoration: underline;\\n}\\n\\n\\\/* Contact Box *\\\/\\n.bifa-contact-box {\\n background: linear-gradient(135deg, rgba(212, 175, 55, 0.05), rgba(212, 175, 55, 0.1));\\n border-left: 4px solid var(--bifa-heritage-gold);\\n border-radius: 10px;\\n padding: 25px;\\n margin-top: 20px;\\n}\\n\\n.bifa-contact-box h3 {\\n font-family: var(--bifa-font-heading) !important;\\n font-size: 1.2rem;\\n font-weight: 700;\\n color: var(--bifa-deep-navy);\\n margin: 0 0 15px;\\n}\\n\\n.bifa-contact-box p {\\n margin: 10px 0;\\n}\\n\\n\\\/* Footer CTA *\\\/\\n.bifa-legal-footer {\\n text-align: center;\\n margin-top: 60px;\\n padding: 40px;\\n background: linear-gradient(135deg, var(--bifa-civic-green), #2a8a5e);\\n border-radius: 20px;\\n animation: fadeInUp 1s ease 0.6s both;\\n}\\n\\n.bifa-legal-footer p {\\n font-family: var(--bifa-font-body) !important;\\n font-size: 1.2rem;\\n color: white;\\n margin: 0 0 20px;\\n}\\n\\n.bifa-cta-button {\\n display: inline-block;\\n padding: 18px 40px;\\n background: var(--bifa-heritage-gold);\\n color: var(--bifa-deep-navy);\\n text-decoration: none;\\n font-family: var(--bifa-font-heading) !important;\\n font-size: 1rem;\\n font-weight: 700;\\n text-transform: uppercase;\\n letter-spacing: 1px;\\n border-radius: 50px;\\n transition: all 0.3s ease;\\n}\\n\\n.bifa-cta-button:hover {\\n background: white;\\n transform: translateY(-3px);\\n box-shadow: 0 15px 30px rgba(0, 0, 0, 0.2);\\n}\\n\\n\\\/* Animations *\\\/\\n@keyframes floatGentle {\\n 0%, 100% { transform: translate(0, 0); }\\n 50% { transform: translate(30px, -30px); }\\n}\\n\\n@keyframes floatUp {\\n 0% {\\n transform: translateY(100vh);\\n opacity: 0;\\n }\\n 10% {\\n opacity: 0.3;\\n }\\n 90% {\\n opacity: 0.3;\\n }\\n 100% {\\n transform: translateY(-100vh);\\n opacity: 0;\\n }\\n}\\n\\n@keyframes fadeInDown {\\n from {\\n opacity: 0;\\n transform: translateY(-30px);\\n }\\n to {\\n opacity: 1;\\n transform: translateY(0);\\n }\\n}\\n\\n@keyframes fadeInUp {\\n from {\\n opacity: 0;\\n transform: translateY(30px);\\n }\\n to {\\n opacity: 1;\\n transform: translateY(0);\\n }\\n}\\n\\n\\\/* Responsive design *\\\/\\n@media (max-width: 1200px) {\\n .bifa-legal-container {\\n padding: 0 40px;\\n }\\n}\\n\\n@media (max-width: 768px) {\\n .bifa-legal-wrapper {\\n padding: 60px 0;\\n }\\n \\n .bifa-legal-container {\\n padding: 0 20px;\\n }\\n \\n .bifa-legal-header {\\n margin-bottom: 40px;\\n }\\n \\n .bifa-legal-title {\\n font-size: 2rem;\\n }\\n \\n .bifa-legal-subtitle {\\n font-size: 1rem;\\n }\\n \\n .bifa-toc-nav {\\n grid-template-columns: 1fr;\\n }\\n \\n .bifa-legal-content {\\n padding: 30px 20px;\\n }\\n \\n .bifa-legal-section h2 {\\n font-size: 1.4rem;\\n }\\n \\n .bifa-legal-section h3 {\\n font-size: 1.1rem;\\n }\\n \\n .bifa-legal-section {\\n margin-bottom: 35px;\\n }\\n \\n .bifa-legal-footer {\\n padding: 30px 20px;\\n }\\n \\n \\\/* Hide decorative elements on mobile *\\\/\\n .bifa-golden-accent,\\n .bifa-floating-particle {\\n display: none;\\n }\\n}\\n\\n@media (max-width: 480px) {\\n .bifa-legal-wrapper {\\n padding: 40px 0;\\n }\\n \\n .bifa-legal-container {\\n padding: 0 15px;\\n }\\n \\n .bifa-legal-title {\\n font-size: 1.7rem;\\n }\\n \\n .bifa-legal-content {\\n padding: 25px 15px;\\n border-radius: 15px;\\n }\\n \\n .bifa-cta-button {\\n padding: 15px 30px;\\n font-size: 0.9rem;\\n }\\n}\\n<\\\/style>\\n\\n<\\\/body>\\n<\\\/html>\"}}]}]}]}],\"version\":\"4.5.20\"} --><\/p>","protected":false},"excerpt":{"rendered":"<p>Terms of Service – BIFA+ Terms of Service Agreement & Guidelines Effective Date: January 15, 2025 | Last Updated: January 15, 2025 Table of Contents 1. Agreement to Terms 2. Use of Services 3. User Accounts 4. Prohibited Activities 5. Intellectual Property 6. User Content 7. Third-Party Services 8. Privacy 9. Service Modifications 10. Disclaimers […]<\/p>","protected":false},"author":0,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1097","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/pages\/1097","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/comments?post=1097"}],"version-history":[{"count":3,"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/pages\/1097\/revisions"}],"predecessor-version":[{"id":1104,"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/pages\/1097\/revisions\/1104"}],"wp:attachment":[{"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/media?parent=1097"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

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\nTerms of Service – BIFA+<\/title>\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Montserrat:wght@300;400;500;600;700;800;900&family=Poppins:wght@300;400;500;600;700;800&family=Cairo:wght@300;400;500;600;700;800&family=Tajawal:wght@300;400;500;700;800&display=swap\" rel=\"stylesheet\">\n<\/head><br \/>\n<body style=\"margin: 0; padding: 0; overflow-x: hidden; width: 100%;\"><\/p>\n<div class=\"bifa-legal-wrapper\">\n <\/p>\n<div class=\"bifa-legal-decorative\">\n<div class=\"bifa-golden-accent\"><\/div>\n<div class=\"bifa-golden-accent\"><\/div>\n<div class=\"bifa-floating-particle\"><\/div>\n<div class=\"bifa-floating-particle\"><\/div>\n<div class=\"bifa-floating-particle\"><\/div>\n<\/p><\/div>\n<div class=\"bifa-legal-container\">\n <\/p>\n<div class=\"bifa-legal-header\">\n<h1 class=\"bifa-legal-title\">\u0938\u0947\u0935\u093e \u0915\u0940 \u0936\u0930\u094d\u0924\u0947\u0902<\/h1>\n<div class=\"bifa-subtitle-line\">\n <span class=\"bifa-gold-line\"><\/span><\/p>\n<p class=\"bifa-legal-subtitle\">\u0938\u092e\u091d\u094c\u0924\u093e \u0914\u0930 \u0926\u093f\u0936\u093e\u0928\u093f\u0930\u094d\u0926\u0947\u0936<\/p>\n<p> <span class=\"bifa-gold-line\"><\/span>\n <\/div>\n<p class=\"bifa-legal-meta\">\u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0924\u093f\u0925\u093f: 15 \u091c\u0928\u0935\u0930\u0940, 2025 | \u0905\u0902\u0924\u093f\u092e \u0905\u0926\u094d\u092f\u0924\u0928: 15 \u091c\u0928\u0935\u0930\u0940, 2025<\/p>\n<\/p><\/div>\n<p> <\/p>\n<div class=\"bifa-toc-section\">\n<h2>\u0935\u093f\u0937\u092f\u0938\u0942\u091a\u0940<\/h2>\n<nav class=\"bifa-toc-nav\">\n <a href=\"#section-1\">1. \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924\u093f<\/a><br \/>\n <a href=\"#section-2\">2. \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917<\/a><br \/>\n <a href=\"#section-3\">3. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0916\u093e\u0924\u0947<\/a><br \/>\n <a href=\"#section-4\">4. \u0928\u093f\u0937\u093f\u0926\u094d\u0927 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\/a><br \/>\n <a href=\"#section-5\">5. \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e<\/a><br \/>\n <a href=\"#section-6\">6. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\/a><br \/>\n <a href=\"#section-7\">7. \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0938\u0947\u0935\u093e\u090f\u0901<\/a><br \/>\n <a href=\"#section-8\">8. \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e<\/a><br \/>\n <a href=\"#section-9\">9. \u0938\u0947\u0935\u093e \u0938\u0902\u0936\u094b\u0927\u0928<\/a><br \/>\n <a href=\"#section-10\">10. \u0905\u0938\u094d\u0935\u0940\u0915\u0930\u0923<\/a><br \/>\n <a href=\"#section-11\">11. \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u0915\u0940 \u0938\u0940\u092e\u093e<\/a><br \/>\n <a href=\"#section-12\">12. \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f<\/a><br \/>\n <a href=\"#section-13\">13. \u0936\u093e\u0938\u0940 \u0915\u093e\u0928\u0942\u0928<\/a><br \/>\n <a href=\"#section-14\">14. \u0935\u093f\u0935\u093e\u0926 \u0938\u092e\u093e\u0927\u093e\u0928<\/a><br \/>\n <a href=\"#section-15\">15. \u0938\u092e\u093e\u092a\u094d\u0924\u093f<\/a><br \/>\n <a href=\"#section-16\">16. \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928<\/a><br \/>\n <a href=\"#section-17\">17. \u0938\u0902\u092a\u0930\u094d\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<\/a><br \/>\n <\/nav>\n<\/p><\/div>\n<p> <\/p>\n<div class=\"bifa-legal-content\">\n<section id=\"section-1\" class=\"bifa-legal-section\">\n<h2>1. \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924\u093f<\/h2>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 BIFA+ (\u092c\u094d\u0930\u093f\u0915\u094d\u0938 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092b\u0941\u091f\u092c\u0949\u0932 \u0917\u0920\u092c\u0902\u0927\u0928) \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u092f\u093e \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947 <strong>bifa.ai<\/strong>, \u092e\u094b\u092c\u093e\u0907\u0932 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928, \u092f\u093e \u0915\u094b\u0908 \u092d\u0940 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0938\u0947\u0935\u093e\u090f\u0902 (\u0938\u093e\u092e\u0942\u0939\u093f\u0915 \u0930\u0942\u092a \u0938\u0947, "\u0938\u0947\u0935\u093e\u090f\u0902"), \u0906\u092a \u0907\u0928 \u0938\u0947\u0935\u093e \u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 ("\u0936\u0930\u094d\u0924\u0947\u0902") \u0938\u0947 \u092c\u093e\u0927\u094d\u092f \u0939\u094b\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964<\/p>\n<p>\u092f\u0926\u093f \u0906\u092a \u0915\u093f\u0938\u0940 \u0938\u0902\u0917\u0920\u0928 \u0915\u0940 \u0913\u0930 \u0938\u0947 \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f\u0924\u094d\u0935 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0935\u093e\u0930\u0902\u091f\u0940 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0909\u0938 \u0938\u0902\u0917\u0920\u0928 \u0915\u094b \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u092c\u093e\u0927\u094d\u092f \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948, \u0914\u0930 "\u0906\u092a" \u0915\u0947 \u0938\u092d\u0940 \u0938\u0902\u0926\u0930\u094d\u092d\u094b\u0902 \u092e\u0947\u0902 \u0935\u0939 \u0938\u0902\u0917\u0920\u0928 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/p>\n<p>\u092f\u0926\u093f \u0906\u092a \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u094b \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u092f\u093e \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/p>\n<\/section>\n<section id=\"section-2\" class=\"bifa-legal-section\">\n<h2>2. \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917<\/h2>\n<h3>2.1 \u092a\u093e\u0924\u094d\u0930\u0924\u093e<\/h3>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u0940 \u0906\u092f\u0941 \u0915\u092e \u0938\u0947 \u0915\u092e 13 \u0935\u0930\u094d\u0937 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964 \u092f\u0926\u093f \u0906\u092a\u0915\u0940 \u0906\u092f\u0941 18 \u0935\u0930\u094d\u0937 \u0938\u0947 \u0915\u092e \u0939\u0948, \u0924\u094b \u0906\u092a \u092f\u0939 \u0926\u0930\u094d\u0936\u093e\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u0947 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092f\u093e \u0905\u092d\u093f\u092d\u093e\u0935\u0915 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0939\u0948\u0964<\/p>\n<h3>2.2 \u0938\u094d\u0935\u0940\u0915\u093e\u0930\u094d\u092f \u0909\u092a\u092f\u094b\u0917<\/h3>\n<p>\u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0947\u0935\u0932 \u0935\u0948\u0927 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0914\u0930 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964 \u0906\u092a \u0928\u093f\u092e\u094d\u0928 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\u0938\u091f\u0940\u0915, \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0914\u0930 \u092a\u0942\u0930\u094d\u0923 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0947\u0902<\/li>\n<li>\u0905\u092a\u0928\u0947 \u0916\u093e\u0924\u0947 \u0915\u0940 \u0915\u094d\u0930\u0947\u0921\u0947\u0902\u0936\u093f\u092f\u0932\u094d\u0938 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0947\u0902<\/li>\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0939\u092e\u0947\u0902 \u0924\u0941\u0930\u0902\u0924 \u0938\u0942\u091a\u093f\u0924 \u0915\u0930\u0947\u0902<\/li>\n<li>\u0938\u092d\u0940 \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0914\u0930 \u0935\u093f\u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0947\u0902<\/li>\n<li>\u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0914\u0930 \u0938\u092e\u094d\u092e\u093e\u0928 \u0915\u093e \u0938\u092e\u094d\u092e\u093e\u0928 \u0915\u0930\u0947\u0902<\/li>\n<\/ul>\n<h3>2.3 \u0909\u092a\u092f\u094b\u0917 \u0915\u093e \u0932\u093e\u0907\u0938\u0947\u0902\u0938<\/h3>\n<p>\u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0947 \u0905\u0927\u0940\u0928, BIFA+ \u0906\u092a\u0915\u094b \u0915\u0947\u0935\u0932 \u0905\u092a\u0928\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924, \u0917\u0948\u0930-\u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u0932\u093f\u090f \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a\u0928\u0947 \u0914\u0930 \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0938\u0940\u092e\u093f\u0924, \u0917\u0948\u0930-\u0905\u0928\u0928\u094d\u092f, \u0917\u0948\u0930-\u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923\u0940\u092f, \u092a\u094d\u0930\u0924\u093f\u0938\u0902\u0939\u0930\u0923\u0940\u092f \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/section>\n<section id=\"section-3\" class=\"bifa-legal-section\">\n<h2>3. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0916\u093e\u0924\u0947<\/h2>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0915\u0941\u091b \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u0906\u092a\u0915\u094b \u090f\u0915 \u0916\u093e\u0924\u093e \u092c\u0928\u093e\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0906\u092a \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\u0905\u092a\u0928\u0947 \u0916\u093e\u0924\u0947 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u093e<\/li>\n<li>\u0906\u092a\u0915\u0947 \u0916\u093e\u0924\u0947 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0938\u092d\u0940 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\/li>\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0940 \u0939\u092e\u0947\u0902 \u0924\u0941\u0930\u0902\u0924 \u0938\u0942\u091a\u0928\u093e \u0926\u0947\u0928\u093e<\/li>\n<li>\u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0915\u093f \u0906\u092a\u0915\u0940 \u0916\u093e\u0924\u093e \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u091f\u0940\u0915 \u0914\u0930 \u0905\u0926\u094d\u092f\u0924\u0928 \u0939\u0948<\/li>\n<\/ul>\n<p>\u0939\u092e \u0905\u092a\u0928\u0947 \u0935\u093f\u0935\u0947\u0915\u093e\u0928\u0941\u0938\u093e\u0930 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u092f\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0915\u093e\u0930\u0923 \u0938\u0947 \u0916\u093e\u0924\u094b\u0902 \u0915\u094b \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u092f\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-4\" class=\"bifa-legal-section\">\n<h2>4. \u0928\u093f\u0937\u093f\u0926\u094d\u0927 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\/h2>\n<p>\u0906\u092a \u0928 \u0915\u0930 \u0938\u0915\u0947\u0902:<\/p>\n<ul>\n<li><strong>\u0915\u093e\u0928\u0942\u0928 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928:<\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0935\u0948\u0927 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092f\u093e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u093e\u0928\u0942\u0928 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928 \u0915\u0930\u0947\u0902<\/li>\n<li><strong>\u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u094b \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0901\u091a\u093e\u0928\u093e:<\/strong> \u0905\u0928\u094d\u092f \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0930\u0947\u0936\u093e\u0928 \u0915\u0930\u0928\u093e, \u0926\u0941\u0930\u094d\u0935\u094d\u092f\u0935\u0939\u093e\u0930 \u0915\u0930\u0928\u093e, \u0927\u092e\u0915\u0940 \u0926\u0947\u0928\u093e \u092f\u093e \u0921\u0930\u093e\u0928\u093e<\/li>\n<li><strong>\u092a\u094d\u0930\u0924\u093f\u0930\u0942\u092a\u0923 \u0915\u0930\u0928\u093e:<\/strong> \u0938\u094d\u0935\u092f\u0902 \u0915\u094b \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u092f\u093e \u0938\u0902\u0917\u0920\u0928 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0917\u0932\u0924 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u0905\u0935\u093e\u0902\u091b\u093f\u0924 \u0908\u092e\u0947\u0932:<\/strong> \u0905\u0935\u093e\u0902\u091b\u093f\u0924 \u0938\u0902\u091a\u093e\u0930 \u092f\u093e \u0935\u093f\u091c\u094d\u091e\u093e\u092a\u0928 \u092d\u0947\u091c\u0928\u093e<\/li>\n<li><strong>\u0926\u0941\u0930\u094d\u092d\u093e\u0935\u0928\u093e\u092a\u0942\u0930\u094d\u0923 \u0915\u094b\u0921:<\/strong> \u0935\u093e\u092f\u0930\u0938, \u092e\u0948\u0932\u0935\u0947\u092f\u0930 \u092f\u093e \u0905\u0928\u094d\u092f \u0939\u093e\u0928\u093f\u0915\u093e\u0930\u0915 \u0915\u094b\u0921 \u092a\u094d\u0930\u0938\u093e\u0930\u093f\u0924 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u0939\u0938\u094d\u0924\u0915\u094d\u0937\u0947\u092a \u0915\u0930\u0928\u093e:<\/strong> \u0938\u0947\u0935\u093e\u0913\u0902 \u092f\u093e \u0938\u0930\u094d\u0935\u0930\u094b\u0902 \u092e\u0947\u0902 \u092c\u093e\u0927\u093e \u092f\u093e \u0939\u0938\u094d\u0924\u0915\u094d\u0937\u0947\u092a \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u0938\u094d\u0915\u094d\u0930\u0948\u092a:<\/strong> \u092c\u093f\u0928\u093e \u0905\u0928\u0941\u092e\u0924\u093f \u0915\u0947 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0938\u093e\u0927\u0928\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u0930\u093f\u0935\u0930\u094d\u0938 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930:<\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0949\u092b\u093c\u094d\u091f\u0935\u0947\u092f\u0930 \u0915\u094b \u0921\u093f\u0915\u094d\u0930\u093f\u092a\u094d\u091f, \u0921\u0940\u0915\u0902\u092a\u093e\u0907\u0932 \u092f\u093e \u0930\u093f\u0935\u0930\u094d\u0938 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 \u0915\u0930\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u092a\u0930\u093f\u0939\u093e\u0930:<\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f \u092f\u093e \u092a\u0939\u0941\u0901\u091a \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927 \u0915\u094b \u0926\u0930\u0915\u093f\u0928\u093e\u0930 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0909\u092a\u092f\u094b\u0917:<\/strong> \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928:<\/strong> \u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u0940 \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e \u092f\u093e \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u093e<\/li>\n<li><strong>\u091d\u0942\u0920\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940:<\/strong> \u091d\u0942\u0920\u0940 \u092f\u093e \u092d\u094d\u0930\u093e\u092e\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e<\/li>\n<\/ul>\n<p>\u0907\u0928 \u0928\u093f\u0937\u0947\u0927\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u0947 \u092a\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u0906\u092a\u0915\u0940 \u092a\u0939\u0941\u0902\u091a \u0924\u0924\u094d\u0915\u093e\u0932 \u0938\u092e\u093e\u092a\u094d\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948 \u0924\u0925\u093e \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n<\/section>\n<section id=\"section-5\" class=\"bifa-legal-section\">\n<h2>5. \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e<\/h2>\n<h3>5.1 \u092c\u0940\u0906\u0908\u090f\u092b\u090f+ \u0938\u0902\u092a\u0924\u094d\u0924\u093f<\/h3>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0938\u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940, \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902 \u0914\u0930 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0937\u092e\u0924\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 \u092a\u093e\u0920, \u0917\u094d\u0930\u093e\u092b\u093f\u0915\u094d\u0938, \u0932\u094b\u0917\u094b, \u0906\u0907\u0915\u0928, \u091a\u093f\u0924\u094d\u0930, \u0911\u0921\u093f\u092f\u094b \u0915\u094d\u0932\u093f\u092a, \u0935\u0940\u0921\u093f\u092f\u094b \u0915\u094d\u0932\u093f\u092a, \u0921\u0947\u091f\u093e \u0938\u0902\u0915\u0932\u0928 \u0914\u0930 \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u094d\u0939\u0940\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, BIFA+ \u092f\u093e \u0907\u0938\u0915\u0947 \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0940 \u090f\u0915\u092e\u093e\u0924\u094d\u0930 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0939\u0948\u0902 \u0914\u0930 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0915\u0949\u092a\u0940\u0930\u093e\u0907\u091f, \u091f\u094d\u0930\u0947\u0921\u092e\u093e\u0930\u094d\u0915, \u092a\u0947\u091f\u0947\u0902\u091f, \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0930\u0939\u0938\u094d\u092f \u0914\u0930 \u0905\u0928\u094d\u092f \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u0948\u0902\u0964<\/p>\n<h3>5.2 \u091f\u094d\u0930\u0947\u0921\u092e\u093e\u0930\u094d\u0915<\/h3>\n<p>BIFA+, BIFA+ \u0932\u094b\u0917\u094b, \u0914\u0930 \u0938\u092d\u0940 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0928\u093e\u092e, \u0932\u094b\u0917\u094b, \u0909\u0924\u094d\u092a\u093e\u0926 \u0914\u0930 \u0938\u0947\u0935\u093e \u0928\u093e\u092e, \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0914\u0930 \u0928\u093e\u0930\u0947 BIFA+ \u0915\u0947 \u091f\u094d\u0930\u0947\u0921\u092e\u093e\u0930\u094d\u0915 \u0939\u0948\u0902\u0964 \u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u092a\u0942\u0930\u094d\u0935 \u0932\u093f\u0916\u093f\u0924 \u0905\u0928\u0941\u092e\u0924\u093f \u0915\u0947 \u092c\u093f\u0928\u093e \u0907\u0928 \u091a\u093f\u0939\u094d\u0928\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947\u0964<\/p>\n<h3>5.3 \u0938\u0940\u092e\u093f\u0924 \u0909\u092a\u092f\u094b\u0917<\/h3>\n<p>\u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0938\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u093e \u092a\u0941\u0928\u0930\u0941\u0924\u094d\u092a\u093e\u0926\u0928, \u0935\u093f\u0924\u0930\u0923, \u0938\u0902\u0936\u094b\u0927\u0928, \u0935\u094d\u092f\u0941\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u093e\u0930\u094d\u092f \u092c\u0928\u093e\u0928\u093e, \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924, \u092a\u0941\u0928\u0930\u094d\u092a\u094d\u0930\u0915\u093e\u0936\u093f\u0924, \u0921\u093e\u0909\u0928\u0932\u094b\u0921, \u092d\u0902\u0921\u093e\u0930\u0923 \u092f\u093e \u092a\u094d\u0930\u0938\u093e\u0930\u0923 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947, \u0938\u093f\u0935\u093e\u092f \u0907\u0938\u0915\u0947 \u0915\u093f \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924:<\/p>\n<ul>\n<li>\u0906\u092a\u0915\u093e \u0915\u0902\u092a\u094d\u092f\u0942\u091f\u0930 \u0905\u0938\u094d\u0925\u093e\u092f\u0940 \u0930\u0942\u092a \u0938\u0947 RAM \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f\u092f\u093e\u0902 \u0938\u0902\u0917\u094d\u0930\u0939\u0940\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948<\/li>\n<li>\u0906\u092a \u0910\u0938\u0940 \u092b\u093c\u093e\u0907\u0932\u0947\u0902 \u0938\u0902\u0917\u094d\u0930\u0939\u0940\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0906\u092a\u0915\u0947 \u092c\u094d\u0930\u093e\u0909\u091c\u093c\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0915\u0948\u0936 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0902<\/li>\n<li>\u0906\u092a \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u0932\u093f\u090f \u0909\u091a\u093f\u0924 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u092a\u0943\u0937\u094d\u0920 \u092a\u094d\u0930\u093f\u0902\u091f \u092f\u093e \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/li>\n<li>\u0906\u092a \u0939\u092e\u093e\u0930\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0938\u094b\u0936\u0932 \u092e\u0940\u0921\u093f\u092f\u093e \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u093e\u091d\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\/li>\n<\/ul>\n<\/section>\n<section id=\"section-6\" class=\"bifa-legal-section\">\n<h2>6. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\/h2>\n<h3>6.1 \u0906\u092a\u0915\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\/h3>\n<p>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u092c\u092e\u093f\u091f, \u092a\u094b\u0938\u094d\u091f \u092f\u093e \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924 \u0915\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 ("\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940") \u0915\u093e \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u092c\u0928\u093e \u0930\u0939\u0924\u093e \u0939\u0948\u0964 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u092c\u092e\u093f\u091f \u0915\u0930\u0915\u0947, \u0906\u092a \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f\u0924\u094d\u0935 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0935\u093e\u0930\u0902\u091f\u0940 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f:<\/p>\n<ul>\n<li>\u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0938\u094d\u0935\u093e\u092e\u0940 \u092f\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948\u0902<\/li>\n<li>\u0906\u092a\u0915\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u093f\u0938\u0940 \u0924\u0940\u0938\u0930\u0947 \u092a\u0915\u094d\u0937 \u0915\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0940 \u0939\u0948<\/li>\n<li>\u0906\u092a\u0915\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0914\u0930 \u0938\u092d\u0940 \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0915\u093e \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948<\/li>\n<\/ul>\n<h3>6.2 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0905\u0928\u0941\u0926\u093e\u0928<\/h3>\n<p>\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u092c\u092e\u093f\u091f \u0915\u0930\u0915\u0947, \u0906\u092a BIFA+ \u0915\u094b \u0938\u0947\u0935\u093e\u0913\u0902 \u0914\u0930 BIFA+ \u0915\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u0947 \u0938\u0902\u092c\u0902\u0927 \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u093e \u0909\u092a\u092f\u094b\u0917, \u092a\u0941\u0928\u0930\u0941\u0924\u094d\u092a\u093e\u0926\u0928, \u0935\u093f\u0924\u0930\u0923, \u0935\u094d\u092f\u0941\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u093e\u0930\u094d\u092f\u094b\u0902 \u0915\u094b \u0924\u0948\u092f\u093e\u0930 \u0915\u0930\u0928\u0947, \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0935\u093f\u0936\u094d\u0935\u0935\u094d\u092f\u093e\u092a\u0940, \u0917\u0948\u0930-\u0905\u0928\u0928\u094d\u092f, \u0930\u0949\u092f\u0932\u094d\u091f\u0940-\u092e\u0941\u0915\u094d\u0924, \u0938\u094d\u0925\u093e\u092f\u0940, \u0905\u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0940\u092f, \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923\u0940\u092f \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u092e\u0947\u0902 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u093e \u0914\u0930 \u092a\u0941\u0928\u0930\u094d\u0935\u093f\u0924\u0930\u093f\u0924 \u0915\u0930\u0928\u093e \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/p>\n<h3>6.3 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u092e\u0949\u0921\u0930\u0947\u0936\u0928<\/h3>\n<p>\u0939\u092e \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0915\u094b\u0908 \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u0928\u0939\u0940\u0902 \u0930\u0916\u0924\u0947:<\/p>\n<ul>\n<li>\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0940 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0915\u0930\u0947\u0902<\/li>\n<li>\u0939\u092e\u093e\u0930\u0947 \u092a\u0942\u0930\u094d\u0923 \u0935\u093f\u0935\u0947\u0915 \u092a\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u094b \u0939\u091f\u093e\u0928\u093e \u092f\u093e \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u093e<\/li>\n<li>\u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0930\u0947\u0902<\/li>\n<li>\u0905\u0935\u0948\u0927 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0909\u091a\u093f\u0924 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0915\u0930\u0947\u0902<\/li>\n<\/ul>\n<h3>6.4 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e<\/h3>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0926\u0940 \u0917\u0908 \u0915\u094b\u0908 \u092d\u0940 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e, \u0938\u0941\u091d\u093e\u0935 \u092f\u093e \u0935\u093f\u091a\u093e\u0930 BIFA+ \u0915\u0940 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092c\u0928 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0906\u092a\u0915\u094b \u092e\u0941\u0906\u0935\u091c\u093e \u0926\u093f\u090f \u092c\u093f\u0928\u093e \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/section>\n<section id=\"section-7\" class=\"bifa-legal-section\">\n<h2>7. \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0938\u0947\u0935\u093e\u090f\u0901<\/h2>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u092e\u0947\u0902 \u0910\u0938\u0947 \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0935\u0947\u092c\u0938\u093e\u0907\u091f\u094b\u0902, \u0938\u0947\u0935\u093e\u0913\u0902 \u092f\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0932\u093f\u0902\u0915 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0928\u0915\u093e \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u092f\u093e \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 BIFA+ \u0915\u0947 \u092a\u093e\u0938 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0939\u092e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0938\u093e\u0907\u091f, \u0938\u0942\u091a\u0928\u093e, \u0938\u093e\u092e\u0917\u094d\u0930\u0940, \u0909\u0924\u094d\u092a\u093e\u0926 \u092f\u093e \u0938\u0947\u0935\u093e \u0915\u093e \u0938\u092e\u0930\u094d\u0925\u0928 \u092f\u093e \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u0928\u0939\u0940\u0902 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p>\u0924\u0943\u0924\u0940\u092f \u092a\u0915\u094d\u0937\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0906\u092a\u0915\u0940 \u092c\u093e\u0924\u091a\u0940\u0924 \u0914\u0930 \u0909\u0928\u0915\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0909\u0928\u0915\u0940 \u0905\u092a\u0928\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0914\u0930 \u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0939\u092e \u0906\u092a\u0915\u094b \u0909\u0928\u0915\u0947 \u0938\u093e\u0925 \u091c\u0941\u0921\u093c\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0909\u0928\u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-8\" class=\"bifa-legal-section\">\n<h2>8. \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e<\/h2>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0939\u092e\u093e\u0930\u0947 \u0905\u0927\u0940\u0928 \u0939\u0948 <a href=\"\/privacy-policy\">\u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f<\/a>, \u091c\u093f\u0938\u0947 \u0938\u0902\u0926\u0930\u094d\u092d \u0926\u094d\u0935\u093e\u0930\u093e \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0915\u0943\u092a\u092f\u093e \u0939\u092e\u093e\u0930\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f \u0926\u0947\u0916\u0947\u0902 \u0924\u093e\u0915\u093f \u0906\u092a \u0938\u092e\u091d \u0938\u0915\u0947\u0902 \u0915\u093f \u0939\u092e \u0906\u092a\u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0948\u0938\u0947 \u090f\u0915\u0924\u094d\u0930\u093f\u0924, \u0909\u092a\u092f\u094b\u0917 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-9\" class=\"bifa-legal-section\">\n<h2>9. \u0938\u0947\u0935\u093e \u0938\u0902\u0936\u094b\u0927\u0928<\/h2>\n<p>\u0939\u092e \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092d\u093e\u0917 \u0915\u094b \u0938\u0902\u0936\u094b\u0927\u093f\u0924, \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u092f\u093e \u092c\u0902\u0926 \u0915\u0930\u0928\u093e<\/li>\n<li>\u0915\u0941\u091b \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u092a\u0930 \u0938\u0940\u092e\u093e\u090f\u0901 \u0932\u0917\u093e\u0928\u093e \u092f\u093e \u092a\u0939\u0941\u0901\u091a \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927\u093f\u0924 \u0915\u0930\u0928\u093e<\/li>\n<li>\u0909\u091a\u093f\u0924 \u0938\u0942\u091a\u0928\u093e \u0915\u0947 \u0938\u093e\u0925 \u0936\u0941\u0932\u094d\u0915 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u0930\u0947\u0902 \u092f\u093e \u0928\u090f \u0936\u0941\u0932\u094d\u0915 \u0932\u093e\u0917\u0942 \u0915\u0930\u0947\u0902<\/li>\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u094b \u0905\u092a\u0921\u0947\u091f, \u0909\u0928\u094d\u0928\u0924 \u092f\u093e \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u093f\u0924 \u0915\u0930\u0947\u0902<\/li>\n<\/ul>\n<p>\u091c\u092c \u092d\u0940 \u0938\u0902\u092d\u0935 \u0939\u094b\u0917\u093e \u0939\u092e \u0915\u093f\u0938\u0940 \u092d\u0940 \u092d\u094c\u0924\u093f\u0915 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u0940 \u0909\u091a\u093f\u0924 \u0938\u0942\u091a\u0928\u093e \u0926\u0947\u0902\u0917\u0947, \u0932\u0947\u0915\u093f\u0928 \u0939\u092e \u0938\u0947\u0935\u093e\u0913\u0902 \u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0902\u0936\u094b\u0927\u0928, \u0928\u093f\u0932\u0902\u092c\u0928 \u092f\u093e \u0938\u092e\u093e\u092a\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0902\u0917\u0947\u0964<\/p>\n<\/section>\n<section id=\"section-10\" class=\"bifa-legal-section\">\n<h2>10. \u0905\u0938\u094d\u0935\u0940\u0915\u0930\u0923<\/h2>\n<h3>10.1 \u091c\u0948\u0938\u093e \u0939\u0948 \u0935\u0948\u0938\u093e \u0906\u0927\u093e\u0930<\/h3>\n<p>\u0938\u0947\u0935\u093e\u090f\u0902 \u201c\u091c\u0948\u0938\u0940 \u0939\u0948\u0902\u201d \u0914\u0930 \u201c\u091c\u0948\u0938\u0940 \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0902\u201d \u0915\u093f\u0938\u0940 \u092d\u0940 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u0935\u093e\u0930\u0902\u091f\u0940 \u0915\u0947 \u092c\u093f\u0928\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0902, \u091a\u093e\u0939\u0947 \u0935\u0939 \u0935\u094d\u092f\u0915\u094d\u0924 \u0939\u094b \u092f\u093e \u0928\u093f\u0939\u093f\u0924, \u091c\u093f\u0938\u092e\u0947\u0902 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902 \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u094d\u0939\u0940\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915\u0924\u093e \u0915\u0940 \u0935\u093e\u0930\u0902\u091f\u0940<\/li>\n<li>\u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924\u0924\u093e<\/li>\n<li>\u0917\u0948\u0930-\u0909\u0932\u094d\u0932\u0902\u0918\u0928<\/li>\n<li>\u0936\u0940\u0930\u094d\u0937\u0915<\/li>\n<li>\u0938\u091f\u0940\u0915\u0924\u093e, \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f\u0924\u093e, \u092f\u093e \u092a\u0942\u0930\u094d\u0923\u0924\u093e<\/li>\n<\/ul>\n<h3>10.2 \u0915\u094b\u0908 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u0939\u0940\u0902<\/h3>\n<p>\u0939\u092e \u0907\u0938\u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0947 \u0915\u093f:<\/p>\n<ul>\n<li>\u0938\u0947\u0935\u093e\u090f\u0901 \u0906\u092a\u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0947\u0902\u0917\u0940<\/li>\n<li>\u0938\u0947\u0935\u093e\u090f\u0901 \u0928\u093f\u0930\u094d\u092c\u093e\u0927, \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092f\u093e \u0924\u094d\u0930\u0941\u091f\u093f-\u092e\u0941\u0915\u094d\u0924 \u0939\u094b\u0902\u0917\u0940<\/li>\n<li>\u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u092a\u0930\u093f\u0923\u093e\u092e \u0938\u091f\u0940\u0915 \u092f\u093e \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f \u0939\u094b\u0902\u0917\u0947<\/li>\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0924\u094d\u0930\u0941\u091f\u093f \u0915\u094b \u0938\u0941\u0927\u093e\u0930\u093e \u091c\u093e\u090f\u0917\u093e<\/li>\n<\/ul>\n<h3>10.3 \u091c\u094b\u0916\u093f\u092e \u0927\u093e\u0930\u0923\u093e<\/h3>\n<p>\u0906\u092a \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0938\u0939\u092e\u0924 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0905\u092a\u0928\u0947 \u091c\u094b\u0916\u093f\u092e \u092a\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u092a\u0930\u093f\u0923\u093e\u092e\u0938\u094d\u0935\u0930\u0942\u092a \u0906\u092a\u0915\u0947 \u0915\u0902\u092a\u094d\u092f\u0942\u091f\u0930 \u0938\u093f\u0938\u094d\u091f\u092e \u0915\u094b \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u094d\u0937\u0924\u093f \u092f\u093e \u0921\u0947\u091f\u093e \u0939\u093e\u0928\u093f \u0915\u0947 \u0932\u093f\u090f \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0906\u092a \u0939\u0940 \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0939\u0948\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-11\" class=\"bifa-legal-section\">\n<h2>11. \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u0915\u0940 \u0938\u0940\u092e\u093e<\/h2>\n<p>\u0915\u093e\u0928\u0942\u0928 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0928\u0941\u092e\u0924 \u0905\u0927\u093f\u0915\u0924\u092e \u0938\u0940\u092e\u093e \u0924\u0915, BIFA+ \u0914\u0930 \u0909\u0938\u0915\u0947 \u0938\u0939\u092f\u094b\u0917\u0940, \u0905\u0927\u093f\u0915\u093e\u0930\u0940, \u0928\u093f\u0926\u0947\u0936\u0915, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940, \u090f\u091c\u0947\u0902\u091f \u0914\u0930 \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u0927\u093e\u0930\u0915 \u0915\u093f\u0938\u0940 \u092d\u0940 \u091a\u0940\u091c\u093c \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0902\u0917\u0947:<\/p>\n<ul>\n<li>\u0905\u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937, \u0906\u0915\u0938\u094d\u092e\u093f\u0915, \u0935\u093f\u0936\u0947\u0937, \u092a\u0930\u093f\u0923\u093e\u092e\u0940, \u092f\u093e \u0926\u0902\u0921\u093e\u0924\u094d\u092e\u0915 \u0915\u094d\u0937\u0924\u093f<\/li>\n<li>\u0932\u093e\u092d, \u0930\u093e\u091c\u0938\u094d\u0935, \u0921\u0947\u091f\u093e \u092f\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0940 \u0939\u093e\u0928\u093f<\/li>\n<li>\u0926\u0947\u092f\u0924\u093e \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0915\u094d\u0937\u0924\u093f<\/li>\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u092f\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0905\u0938\u092e\u0930\u094d\u0925\u0924\u093e \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u094d\u0937\u0924\u093f\u092f\u093e\u0901<\/li>\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u0941\u0915\u0938\u093e\u0928<\/li>\n<li>\u0906\u092a\u0915\u0947 \u0921\u0947\u091f\u093e \u0924\u0915 \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u092a\u0939\u0941\u0901\u091a \u092f\u093e \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u0941\u0915\u0938\u093e\u0928<\/li>\n<\/ul>\n<p>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0939\u092e\u093e\u0930\u0940 \u0915\u0941\u0932 \u0926\u0947\u092f\u0924\u093e \u092a\u093f\u091b\u0932\u0947 \u092c\u093e\u0930\u0939 \u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e BIFA+ \u0915\u094b \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0930\u093e\u0936\u093f \u0938\u0947 \u0905\u0927\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940, \u092f\u093e \u092f\u0926\u093f \u0906\u092a\u0928\u0947 \u0915\u094b\u0908 \u092d\u0941\u0917\u0924\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0939\u0948 \u0924\u094b \u090f\u0915 \u0938\u094c \u0921\u0949\u0932\u0930 ($100) \u0938\u0947 \u0905\u0927\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940\u0964<\/p>\n<p>\u0915\u0941\u091b \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u093e\u0927\u093f\u0915\u093e\u0930 \u0915\u0941\u091b \u0938\u0940\u092e\u093e\u0913\u0902 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0947, \u0907\u0938\u0932\u093f\u090f \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948 \u0915\u093f \u0907\u0928\u092e\u0947\u0902 \u0938\u0947 \u0915\u0941\u091b \u0938\u0940\u092e\u093e\u090f\u0902 \u0906\u092a \u092a\u0930 \u0932\u093e\u0917\u0942 \u0928 \u0939\u094b\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-12\" class=\"bifa-legal-section\">\n<h2>12. \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f<\/h2>\n<p>\u0906\u092a BIFA+, \u0909\u0938\u0915\u0947 \u0938\u0939\u092f\u094b\u0917\u093f\u092f\u094b\u0902 \u0914\u0930 \u0909\u0928\u0915\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0905\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902, \u0928\u093f\u0926\u0947\u0936\u0915\u094b\u0902, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902, \u090f\u091c\u0947\u0902\u091f\u094b\u0902, \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u0927\u093e\u0930\u0915\u094b\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u094b \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0938\u0947 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0926\u093e\u0935\u0947, \u0926\u0947\u0928\u0926\u093e\u0930\u093f\u092f\u094b\u0902, \u0915\u094d\u0937\u0924\u093f, \u0939\u093e\u0928\u093f, \u0932\u093e\u0917\u0924, \u0935\u094d\u092f\u092f \u092f\u093e \u0936\u0941\u0932\u094d\u0915 (\u0935\u0915\u0940\u0932 \u0915\u0947 \u0909\u091a\u093f\u0924 \u0936\u0941\u0932\u094d\u0915 \u0938\u0939\u093f\u0924) \u0938\u0947 \u092c\u091a\u093e\u0928\u0947, \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0930\u0928\u0947 \u0914\u0930 \u0939\u093e\u0928\u093f\u0930\u0939\u093f\u0924 \u0930\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u092a\u092f\u094b\u0917<\/li>\n<li>\u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928<\/li>\n<li>\u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u092a\u0915\u094d\u0937 \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0927\u093f\u0915\u093e\u0930 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928<\/li>\n<li>\u0906\u092a\u0915\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\/li>\n<li>\u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928 \u092f\u093e \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928<\/li>\n<\/ul>\n<p>\u0939\u092e \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u0905\u0927\u0940\u0928 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092e\u093e\u092e\u0932\u0947 \u0915\u0947 \u0905\u0928\u0928\u094d\u092f \u092c\u091a\u093e\u0935 \u0914\u0930 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0915\u094b \u0938\u0902\u092d\u093e\u0932\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u0914\u0930 \u0906\u092a \u0939\u092e\u093e\u0930\u0947 \u092c\u091a\u093e\u0935 \u092e\u0947\u0902 \u0938\u0939\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-13\" class=\"bifa-legal-section\">\n<h2>13. \u0936\u093e\u0938\u0940 \u0915\u093e\u0928\u0942\u0928<\/h2>\n<p>\u092f\u0947 \u0936\u0930\u094d\u0924\u0947\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924 \u0915\u0947 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0936\u093e\u0938\u093f\u0924 \u0914\u0930 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938\u0915\u0947 \u0915\u093e\u0928\u0942\u0928 \u0915\u0947 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924\u094b\u0902 \u0915\u0947 \u0938\u0902\u0918\u0930\u094d\u0937 \u0915\u0940 \u092a\u0930\u0935\u093e\u0939 \u0915\u093f\u090f \u092c\u093f\u0928\u093e\u0964<\/p>\n<p>\u092e\u093e\u0932 \u0915\u0940 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092c\u093f\u0915\u094d\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u0905\u0928\u0941\u092c\u0902\u0927\u094b\u0902 \u092a\u0930 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u0915\u0928\u094d\u0935\u0947\u0902\u0936\u0928 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n<\/section>\n<section id=\"section-14\" class=\"bifa-legal-section\">\n<h2>14. \u0935\u093f\u0935\u093e\u0926 \u0938\u092e\u093e\u0927\u093e\u0928<\/h2>\n<h3>14.1 \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0938\u092e\u093e\u0927\u093e\u0928<\/h3>\n<p>\u0939\u092e \u0935\u093f\u0935\u093e\u0926\u094b\u0902 \u0915\u094b \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0938\u0941\u0932\u091d\u093e\u0928\u093e \u092a\u0938\u0902\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u094b\u0908 \u092d\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947, \u0906\u092a \u0939\u092e\u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0915\u0947 \u0935\u093f\u0935\u093e\u0926 \u0938\u0941\u0932\u091d\u093e\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964 <a href=\"mailto:info@bifa.ai\">info@bifa.ai<\/a>\u0939\u092e \u0906\u092a\u0938\u0947 \u0908\u092e\u0947\u0932 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0915\u0947 \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0935\u093f\u0935\u093e\u0926 \u0915\u094b \u0938\u0941\u0932\u091d\u093e\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0947\u0902\u0917\u0947\u0964<\/p>\n<h3>14.2 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0915\u093e\u0930\u094d\u092f\u0935\u093e\u0939\u0940<\/h3>\n<p>\u092f\u0926\u093f \u0939\u092e 60 \u0926\u093f\u0928\u094b\u0902 \u0915\u0947 \u092d\u0940\u0924\u0930 \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0935\u093f\u0935\u093e\u0926 \u0915\u093e \u0938\u092e\u093e\u0927\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u0930 \u092a\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0915\u094b\u0908 \u092d\u0940 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0926\u0941\u092c\u0908, \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924 \u0915\u0940 \u0905\u0926\u093e\u0932\u0924\u094b\u0902 \u092e\u0947\u0902 \u0915\u0940 \u091c\u093e\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964 \u0906\u092a \u0907\u0928 \u0905\u0926\u093e\u0932\u0924\u094b\u0902 \u0915\u0947 \u0905\u0928\u0928\u094d\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u093e\u0927\u093f\u0915\u093e\u0930 \u0914\u0930 \u0938\u094d\u0925\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924\u093f \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<h3>14.3 \u0935\u0930\u094d\u0917 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u091b\u0942\u091f<\/h3>\n<p>\u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u093f\u0935\u093e\u0926 \u0915\u094b \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0930\u0942\u092a \u0938\u0947 \u0932\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902, \u0928 \u0915\u093f \u0915\u093f\u0938\u0940 \u0935\u0930\u094d\u0917 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908, \u0938\u093e\u092e\u0942\u0939\u093f\u0915 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u092f\u093e \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f \u0915\u093e\u0930\u094d\u092f\u0935\u093e\u0939\u0940 \u0915\u0947 \u092d\u093e\u0917 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902\u0964<\/p>\n<\/section>\n<section id=\"section-15\" class=\"bifa-legal-section\">\n<h2>15. \u0938\u092e\u093e\u092a\u094d\u0924\u093f<\/h2>\n<h3>15.1 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e<\/h3>\n<p>\u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u092c\u0902\u0926 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092a \u0939\u092e\u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0915\u0947 \u0905\u092a\u0928\u093e \u0916\u093e\u0924\u093e \u0939\u091f\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 <a href=\"mailto:support@bifa.ai\">support@bifa.ai<\/a>.<\/p>\n<h3>15.2 \u0939\u092e\u093e\u0930\u0947 \u0926\u094d\u0935\u093e\u0930\u093e<\/h3>\n<p>\u0939\u092e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f, \u0915\u093e\u0930\u0923 \u092f\u093e \u0938\u0942\u091a\u0928\u093e \u0915\u0947 \u0938\u093e\u0925 \u092f\u093e \u092c\u093f\u0928\u093e \u0915\u093e\u0930\u0923 \u092f\u093e \u0938\u0942\u091a\u0928\u093e \u0915\u0947, \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u0906\u092a\u0915\u0940 \u092a\u0939\u0941\u0901\u091a \u0915\u094b \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u092f\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u092e\u0947\u0902 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u094d\u0939\u0940\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902:<\/p>\n<ul>\n<li>Violation of these Terms<\/li>\n<li>Conduct harmful to other users or BIFA+<\/li>\n<li>Extended periods of inactivity<\/li>\n<li>Request by law enforcement or government agencies<\/li>\n<li>Discontinuation of the Services<\/li>\n<\/ul>\n<h3>15.3 Effect of Termination<\/h3>\n<p>Upon termination:<\/p>\n<ul>\n<li>Your right to use the Services ceases immediately<\/li>\n<li>We may delete your account and data<\/li>\n<li>Provisions that should survive termination will remain in effect<\/li>\n<\/ul>\n<\/section>\n<section id=\"section-16\" class=\"bifa-legal-section\">\n<h2>16. \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928<\/h2>\n<p>We may revise these Terms from time to time at our sole discretion. When we make changes:<\/p>\n<ul>\n<li>We will update the “Last Updated” date<\/li>\n<li>For material changes, we will provide notice through the Services or via email<\/li>\n<li>Your continued use after changes constitutes acceptance<\/li>\n<\/ul>\n<p>If you do not agree to the revised Terms, you must stop using the Services.<\/p>\n<\/section>\n<section id=\"section-17\" class=\"bifa-legal-section\">\n<h2>17. \u0938\u0902\u092a\u0930\u094d\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<\/h2>\n<div class=\"bifa-contact-box\">\n<h3>Legal Department<\/h3>\n<p><strong>Email:<\/strong> <a href=\"mailto:info@bifa.ai\">info@bifa.ai<\/a><\/p>\n<p><strong>General Inquiries:<\/strong> <a href=\"mailto:info@bifa.ai\">info@bifa.ai<\/a><\/p>\n<p><strong>Support:<\/strong> <a href=\"mailto:support@bifa.ai\">support@bifa.ai<\/a><\/p>\n<p><strong>Postal Address:<\/strong><br \/>\n BIFA+ (BRICS International Football Alliance)<br \/>\n Legal Department<br \/>\n \u0926\u0941\u092c\u0908, \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924<\/p>\n<\/p><\/div>\n<h3>Additional Provisions<\/h3>\n<p><strong>Entire Agreement:<\/strong> These Terms constitute the entire agreement between you and BIFA+ regarding the Services.<\/p>\n<p><strong>Severability:<\/strong> If any provision is deemed invalid, the remaining provisions will continue in effect.<\/p>\n<p><strong>No Waiver:<\/strong> Our failure to enforce any provision is not a waiver of our right to do so later.<\/p>\n<p><strong>Assignment:<\/strong> You may not assign these Terms without our consent. We may assign our rights to any successor or acquirer.<\/p>\n<\/section><\/div>\n<p> <\/p>\n<div class=\"bifa-legal-footer\">\n<p>Questions about our Terms of Service?<\/p>\n<p> <a href=\"\/contacts\" class=\"bifa-cta-button\">Contact Legal Team<\/a>\n <\/div>\n<\/p><\/div>\n<\/div>\n<style>\n\/* BIFA+ brand colors *\/\n:root {\n --bifa-deep-navy: #0A1F44 !important;\n --bifa-heritage-gold: #D4AF37 !important;\n --bifa-civic-green: #1D6143 !important;\n --bifa-bright-white: #FFFFFF !important;\n --bifa-soft-black: #1A1A1A !important;\n --bifa-font-heading: 'Montserrat', 'Cairo', sans-serif !important;\n --bifa-font-body: 'Poppins', 'Tajawal', sans-serif !important;\n}<\/p>\n<p>\/* Global reset *\/\n* {\n box-sizing: border-box;\n}<\/p>\n<p>html, body {\n margin: 0;\n padding: 0;\n overflow-x: hidden;\n width: 100%;\n}<\/p>\n<p>\/* Main wrapper *\/\n.bifa-legal-wrapper {\n position: relative;\n background: linear-gradient(135deg, #ffffff 0%, #f8f9fa 50%, #ffffff 100%);\n padding: 100px 0;\n min-height: 100vh;\n overflow: hidden;\n width: 100vw;\n margin-left: calc(50% - 50vw);\n}<\/p>\n<p>\/* Decorative elements *\/\n.bifa-legal-decorative {\n position: absolute;\n top: 0;\n left: 0;\n width: 100%;\n height: 100%;\n overflow: hidden;\n pointer-events: none;\n z-index: 0;\n}<\/p>\n<p>.bifa-golden-accent {\n position: absolute;\n border-radius: 50%;\n background: var(--bifa-heritage-gold);\n opacity: 0.05;\n filter: blur(100px);\n animation: floatGentle 20s ease-in-out infinite;\n}<\/p>\n<p>.bifa-golden-accent:first-child {\n width: 400px;\n height: 400px;\n top: -200px;\n right: -200px;\n}<\/p>\n<p>.bifa-golden-accent:nth-child(2) {\n width: 300px;\n height: 300px;\n bottom: -150px;\n left: -150px;\n animation-delay: 10s;\n}<\/p>\n<p>.bifa-floating-particle {\n position: absolute;\n width: 4px;\n height: 4px;\n background: var(--bifa-heritage-gold);\n border-radius: 50%;\n opacity: 0.3;\n animation: floatUp 15s linear infinite;\n}<\/p>\n<p>.bifa-floating-particle:nth-child(3) { left: 10%; animation-delay: 0s; }\n.bifa-floating-particle:nth-child(4) { left: 50%; animation-delay: 5s; }\n.bifa-floating-particle:nth-child(5) { left: 80%; animation-delay: 10s; }<\/p>\n<p>\/* Container *\/\n.bifa-legal-container {\n max-width: 1000px;\n margin: 0 auto;\n padding: 0 60px;\n position: relative;\n z-index: 1;\n}<\/p>\n<p>\/* Header *\/\n.bifa-legal-header {\n text-align: center;\n margin-bottom: 60px;\n animation: fadeInDown 1s ease;\n}<\/p>\n<p>.bifa-legal-title {\n font-family: var(--bifa-font-heading) !important;\n font-size: clamp(2.5rem, 4vw, 3.5rem);\n font-weight: 800;\n background: linear-gradient(135deg, var(--bifa-heritage-gold), #ffd700);\n -webkit-background-clip: text;\n background-clip: text;\n color: transparent;\n margin: 0 0 20px;\n text-transform: uppercase;\n letter-spacing: -1px;\n}<\/p>\n<p>.bifa-subtitle-line {\n display: flex;\n align-items: center;\n justify-content: center;\n gap: 20px;\n margin-bottom: 20px;\n}<\/p>\n<p>.bifa-gold-line {\n width: 50px;\n height: 2px;\n background: linear-gradient(90deg, transparent, var(--bifa-heritage-gold), transparent);\n}<\/p>\n<p>.bifa-legal-subtitle {\n font-family: var(--bifa-font-body) !important;\n font-size: 1.2rem;\n color: var(--bifa-deep-navy);\n font-weight: 600;\n text-transform: uppercase;\n letter-spacing: 2px;\n margin: 0;\n}<\/p>\n<p>.bifa-legal-meta {\n font-family: var(--bifa-font-body) !important;\n font-size: 0.95rem;\n color: #666;\n margin-top: 10px;\n}<\/p>\n<p>\/* Table of Contents *\/\n.bifa-toc-section {\n background: white;\n border-radius: 20px;\n padding: 30px;\n margin-bottom: 40px;\n box-shadow: 0 10px 40px rgba(10, 31, 68, 0.08);\n animation: fadeInUp 1s ease 0.2s both;\n}<\/p>\n<p>.bifa-toc-section h2 {\n font-family: var(--bifa-font-heading) !important;\n font-size: 1.5rem;\n font-weight: 700;\n color: var(--bifa-deep-navy);\n margin: 0 0 20px;\n padding-bottom: 15px;\n border-bottom: 3px solid var(--bifa-heritage-gold);\n}<\/p>\n<p>.bifa-toc-nav {\n display: grid;\n grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));\n gap: 10px;\n}<\/p>\n<p>.bifa-toc-nav a {\n font-family: var(--bifa-font-body) !important;\n font-size: 0.95rem;\n color: var(--bifa-deep-navy);\n text-decoration: none;\n padding: 8px 12px;\n border-radius: 8px;\n transition: all 0.3s ease;\n}<\/p>\n<p>.bifa-toc-nav a:hover {\n background: linear-gradient(135deg, var(--bifa-heritage-gold), #ffd700);\n color: white;\n transform: translateX(5px);\n}<\/p>\n<p>\/* Main content *\/\n.bifa-legal-content {\n background: white;\n border-radius: 20px;\n padding: 50px;\n box-shadow: 0 10px 40px rgba(10, 31, 68, 0.08);\n animation: fadeInUp 1s ease 0.4s both;\n}<\/p>\n<p>.bifa-legal-section {\n margin-bottom: 50px;\n scroll-margin-top: 100px;\n}<\/p>\n<p>.bifa-legal-section:last-child {\n margin-bottom: 0;\n}<\/p>\n<p>.bifa-legal-section h2 {\n font-family: var(--bifa-font-heading) !important;\n font-size: 1.8rem;\n font-weight: 700;\n color: var(--bifa-deep-navy);\n margin: 0 0 25px;\n padding-bottom: 10px;\n border-bottom: 2px solid rgba(212, 175, 55, 0.2);\n}<\/p>\n<p>.bifa-legal-section h3 {\n font-family: var(--bifa-font-heading) !important;\n font-size: 1.3rem;\n font-weight: 600;\n color: var(--bifa-deep-navy);\n margin: 25px 0 15px;\n}<\/p>\n<p>.bifa-legal-section p {\n font-family: var(--bifa-font-body) !important;\n font-size: 1rem;\n line-height: 1.8;\n color: #444;\n margin: 0 0 15px;\n}<\/p>\n<p>.bifa-legal-section ul {\n font-family: var(--bifa-font-body) !important;\n font-size: 1rem;\n line-height: 1.8;\n color: #444;\n margin: 0 0 20px;\n padding-left: 25px;\n}<\/p>\n<p>.bifa-legal-section ul li {\n margin-bottom: 10px;\n}<\/p>\n<p>.bifa-legal-section strong {\n color: var(--bifa-deep-navy);\n font-weight: 600;\n}<\/p>\n<p>.bifa-legal-section a {\n color: var(--bifa-heritage-gold);\n text-decoration: none;\n transition: all 0.3s ease;\n font-weight: 500;\n}<\/p>\n<p>.bifa-legal-section a:hover {\n color: var(--bifa-civic-green);\n text-decoration: underline;\n}<\/p>\n<p>\/* Contact Box *\/\n.bifa-contact-box {\n background: linear-gradient(135deg, rgba(212, 175, 55, 0.05), rgba(212, 175, 55, 0.1));\n border-left: 4px solid var(--bifa-heritage-gold);\n border-radius: 10px;\n padding: 25px;\n margin-top: 20px;\n}<\/p>\n<p>.bifa-contact-box h3 {\n font-family: var(--bifa-font-heading) !important;\n font-size: 1.2rem;\n font-weight: 700;\n color: var(--bifa-deep-navy);\n margin: 0 0 15px;\n}<\/p>\n<p>.bifa-contact-box p {\n margin: 10px 0;\n}<\/p>\n<p>\/* Footer CTA *\/\n.bifa-legal-footer {\n text-align: center;\n margin-top: 60px;\n padding: 40px;\n background: linear-gradient(135deg, var(--bifa-civic-green), #2a8a5e);\n border-radius: 20px;\n animation: fadeInUp 1s ease 0.6s both;\n}<\/p>\n<p>.bifa-legal-footer p {\n font-family: var(--bifa-font-body) !important;\n font-size: 1.2rem;\n color: white;\n margin: 0 0 20px;\n}<\/p>\n<p>.bifa-cta-button {\n display: inline-block;\n padding: 18px 40px;\n background: var(--bifa-heritage-gold);\n color: var(--bifa-deep-navy);\n text-decoration: none;\n font-family: var(--bifa-font-heading) !important;\n font-size: 1rem;\n font-weight: 700;\n text-transform: uppercase;\n letter-spacing: 1px;\n border-radius: 50px;\n transition: all 0.3s ease;\n}<\/p>\n<p>.bifa-cta-button:hover {\n background: white;\n transform: translateY(-3px);\n box-shadow: 0 15px 30px rgba(0, 0, 0, 0.2);\n}<\/p>\n<p>\/* Animations *\/\n@keyframes floatGentle {\n 0%, 100% { transform: translate(0, 0); }\n 50% { transform: translate(30px, -30px); }\n}<\/p>\n<p>@keyframes floatUp {\n 0% {\n transform: translateY(100vh);\n opacity: 0;\n }\n 10% {\n opacity: 0.3;\n }\n 90% {\n opacity: 0.3;\n }\n 100% {\n transform: translateY(-100vh);\n opacity: 0;\n }\n}<\/p>\n<p>@keyframes fadeInDown {\n from {\n opacity: 0;\n transform: translateY(-30px);\n }\n to {\n opacity: 1;\n transform: translateY(0);\n }\n}<\/p>\n<p>@keyframes fadeInUp {\n from {\n opacity: 0;\n transform: translateY(30px);\n }\n to {\n opacity: 1;\n transform: translateY(0);\n }\n}<\/p>\n<p>\/* Responsive design *\/\n@media (max-width: 1200px) {\n .bifa-legal-container {\n padding: 0 40px;\n }\n}<\/p>\n<p>@media (max-width: 768px) {\n .bifa-legal-wrapper {\n padding: 60px 0;\n }<\/p>\n<p> .bifa-legal-container {\n padding: 0 20px;\n }<\/p>\n<p> .bifa-legal-header {\n margin-bottom: 40px;\n }<\/p>\n<p> .bifa-legal-title {\n font-size: 2rem;\n }<\/p>\n<p> .bifa-legal-subtitle {\n font-size: 1rem;\n }<\/p>\n<p> .bifa-toc-nav {\n grid-template-columns: 1fr;\n }<\/p>\n<p> .bifa-legal-content {\n padding: 30px 20px;\n }<\/p>\n<p> .bifa-legal-section h2 {\n font-size: 1.4rem;\n }<\/p>\n<p> .bifa-legal-section h3 {\n font-size: 1.1rem;\n }<\/p>\n<p> .bifa-legal-section {\n margin-bottom: 35px;\n }<\/p>\n<p> .bifa-legal-footer {\n padding: 30px 20px;\n }<\/p>\n<p> \/* Hide decorative elements on mobile *\/\n .bifa-golden-accent,\n .bifa-floating-particle {\n display: none;\n }\n}<\/p>\n<p>@media (max-width: 480px) {\n .bifa-legal-wrapper {\n padding: 40px 0;\n }<\/p>\n<p> .bifa-legal-container {\n padding: 0 15px;\n }<\/p>\n<p> .bifa-legal-title {\n font-size: 1.7rem;\n }<\/p>\n<p> .bifa-legal-content {\n padding: 25px 15px;\n border-radius: 15px;\n }<\/p>\n<p> .bifa-cta-button {\n padding: 15px 30px;\n font-size: 0.9rem;\n }\n}\n<\/style>\n<p><\/body><br \/>\n<\/html>\n<\/div>\n<p><br \/>\n\\n <\/p>\n<div class=\"\\\"bifa-legal-decorative\\\"\">\\n <\/p>\n<div class=\"\\\"bifa-golden-accent\\\"\"><\\\/div>\\n <\/p>\n<div class=\"\\\"bifa-golden-accent\\\"\"><\\\/div>\\n <\/p>\n<div class=\"\\\"bifa-floating-particle\\\"\"><\\\/div>\\n <\/p>\n<div class=\"\\\"bifa-floating-particle\\\"\"><\\\/div>\\n <\/p>\n<div class=\"\\\"bifa-floating-particle\\\"\"><\\\/div>\\n <\\\/div>\\n\\n <\/p>\n<div class=\"\\\"bifa-legal-container\\\"\">\\n \\n <\/p>\n<div class=\"\\\"bifa-legal-header\\\"\">\\n <\/p>\n<h1 class=\"\\\"bifa-legal-title\\\"\">\u0938\u0947\u0935\u093e \u0915\u0940 \u0936\u0930\u094d\u0924\u0947\u0902<\\\/h1>\\n <\/p>\n<div class=\"\\\"bifa-subtitle-line\\\"\">\\n <span class=\"\\\"bifa-gold-line\\\"\"><\\\/span>\\n <\/p>\n<p class=\"\\\"bifa-legal-subtitle\\\"\">\u0938\u092e\u091d\u094c\u0924\u093e \u0914\u0930 \u0926\u093f\u0936\u093e\u0928\u093f\u0930\u094d\u0926\u0947\u0936<\\\/p>\\n <span class=\"\\\"bifa-gold-line\\\"\"><\\\/span>\\n <\\\/div>\\n <\/p>\n<p class=\"\\\"bifa-legal-meta\\\"\">\u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0924\u093f\u0925\u093f: 15 \u091c\u0928\u0935\u0930\u0940, 2025 | \u0905\u0902\u0924\u093f\u092e \u0905\u0926\u094d\u092f\u0924\u0928: 15 \u091c\u0928\u0935\u0930\u0940, 2025<\\\/p>\\n <\\\/div>\\n\\n \\n <\/p>\n<div class=\"\\\"bifa-toc-section\\\"\">\\n <\/p>\n<h2>\u0935\u093f\u0937\u092f\u0938\u0942\u091a\u0940<\\\/h2>\\n <\/p>\n<nav class=\"\\\"bifa-toc-nav\\\"\">\\n <a href=\"\\\"#section-1\\\"\">1. \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924\u093f<\\\/a>\\n <a href=\"\\\"#section-2\\\"\">2. \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917<\\\/a>\\n <a href=\"\\\"#section-3\\\"\">3. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0916\u093e\u0924\u0947<\\\/a>\\n <a href=\"\\\"#section-4\\\"\">4. \u0928\u093f\u0937\u093f\u0926\u094d\u0927 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\\\/a>\\n <a href=\"\\\"#section-5\\\"\">5. \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e<\\\/a>\\n <a href=\"\\\"#section-6\\\"\">6. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\\\/a>\\n <a href=\"\\\"#section-7\\\"\">7. \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0938\u0947\u0935\u093e\u090f\u0901<\\\/a>\\n <a href=\"\\\"#section-8\\\"\">8. \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e<\\\/a>\\n <a href=\"\\\"#section-9\\\"\">9. \u0938\u0947\u0935\u093e \u0938\u0902\u0936\u094b\u0927\u0928<\\\/a>\\n <a href=\"\\\"#section-10\\\"\">10. \u0905\u0938\u094d\u0935\u0940\u0915\u0930\u0923<\\\/a>\\n <a href=\"\\\"#section-11\\\"\">11. \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u0915\u0940 \u0938\u0940\u092e\u093e<\\\/a>\\n <a href=\"\\\"#section-12\\\"\">12. \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f<\\\/a>\\n <a href=\"\\\"#section-13\\\"\">13. \u0936\u093e\u0938\u0940 \u0915\u093e\u0928\u0942\u0928<\\\/a>\\n <a href=\"\\\"#section-14\\\"\">14. \u0935\u093f\u0935\u093e\u0926 \u0938\u092e\u093e\u0927\u093e\u0928<\\\/a>\\n <a href=\"\\\"#section-15\\\"\">15. \u0938\u092e\u093e\u092a\u094d\u0924\u093f<\\\/a>\\n <a href=\"\\\"#section-16\\\"\">16. \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928<\\\/a>\\n <a href=\"\\\"#section-17\\\"\">17. \u0938\u0902\u092a\u0930\u094d\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<\\\/a>\\n <\\\/nav>\\n <\\\/div>\\n\\n \\n <\/p>\n<div class=\"\\\"bifa-legal-content\\\"\">\\n <\/p>\n<section id=\"\\\"section-1\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>1. \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924\u093f<\\\/h2>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0935\u0947\u092c\u0938\u093e\u0907\u091f \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 BIFA+ (\u092c\u094d\u0930\u093f\u0915\u094d\u0938 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092b\u0941\u091f\u092c\u0949\u0932 \u0917\u0920\u092c\u0902\u0927\u0928) \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a \u092f\u093e \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0915\u0947 <strong>bifa.ai<\\\/strong>, mobile applications, or any related services (collectively, the \\”Services\\”), you agree to be bound by these Terms of Service (\\”Terms\\”).<\\\/p>\\n <\/p>\n<p>If you are using our Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms, and all references to \\”you\\” include that organization.<\\\/p>\\n <\/p>\n<p>\u092f\u0926\u093f \u0906\u092a \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0938\u0947 \u0938\u0939\u092e\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a\u0915\u094b \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u092f\u093e \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-2\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>2. \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917<\\\/h2>\\n <\/p>\n<h3>2.1 \u092a\u093e\u0924\u094d\u0930\u0924\u093e<\\\/h3>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u0940 \u0906\u092f\u0941 \u0915\u092e \u0938\u0947 \u0915\u092e 13 \u0935\u0930\u094d\u0937 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964 \u092f\u0926\u093f \u0906\u092a\u0915\u0940 \u0906\u092f\u0941 18 \u0935\u0930\u094d\u0937 \u0938\u0947 \u0915\u092e \u0939\u0948, \u0924\u094b \u0906\u092a \u092f\u0939 \u0926\u0930\u094d\u0936\u093e\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u0947 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u092f\u093e \u0905\u092d\u093f\u092d\u093e\u0935\u0915 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0939\u0948\u0964<\\\/p>\\n \\n <\/p>\n<h3>2.2 \u0938\u094d\u0935\u0940\u0915\u093e\u0930\u094d\u092f \u0909\u092a\u092f\u094b\u0917<\\\/h3>\\n <\/p>\n<p>\u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0947\u0935\u0932 \u0935\u0948\u0927 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0914\u0930 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964 \u0906\u092a \u0928\u093f\u092e\u094d\u0928 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0938\u091f\u0940\u0915, \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0914\u0930 \u092a\u0942\u0930\u094d\u0923 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li>\u0905\u092a\u0928\u0947 \u0916\u093e\u0924\u0947 \u0915\u0940 \u0915\u094d\u0930\u0947\u0921\u0947\u0902\u0936\u093f\u092f\u0932\u094d\u0938 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0947\u0902<\\\/li>\\n\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0939\u092e\u0947\u0902 \u0924\u0941\u0930\u0902\u0924 \u0938\u0942\u091a\u093f\u0924 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li>\u0938\u092d\u0940 \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0914\u0930 \u0935\u093f\u0928\u093f\u092f\u092e\u094b\u0902 \u0915\u093e \u092a\u093e\u0932\u0928 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li>\u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0914\u0930 \u0938\u092e\u094d\u092e\u093e\u0928 \u0915\u093e \u0938\u092e\u094d\u092e\u093e\u0928 \u0915\u0930\u0947\u0902<\\\/li>\\n <\\\/ul>\\n\\n<br \/>\n<h3>2.3 \u0909\u092a\u092f\u094b\u0917 \u0915\u093e \u0932\u093e\u0907\u0938\u0947\u0902\u0938<\\\/h3>\\n <\/p>\n<p>\u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0947 \u0905\u0927\u0940\u0928, BIFA+ \u0906\u092a\u0915\u094b \u0915\u0947\u0935\u0932 \u0905\u092a\u0928\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924, \u0917\u0948\u0930-\u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u0932\u093f\u090f \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a\u0928\u0947 \u0914\u0930 \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0938\u0940\u092e\u093f\u0924, \u0917\u0948\u0930-\u0905\u0928\u0928\u094d\u092f, \u0917\u0948\u0930-\u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923\u0940\u092f, \u092a\u094d\u0930\u0924\u093f\u0938\u0902\u0939\u0930\u0923\u0940\u092f \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-3\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>3. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0916\u093e\u0924\u0947<\\\/h2>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0915\u0941\u091b \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u0906\u092a\u0915\u094b \u090f\u0915 \u0916\u093e\u0924\u093e \u092c\u0928\u093e\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0906\u092a \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0939\u0948\u0902:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0905\u092a\u0928\u0947 \u0916\u093e\u0924\u0947 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u093e<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0947 \u0916\u093e\u0924\u0947 \u0915\u0947 \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0938\u092d\u0940 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\\\/li>\\n\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0940 \u0939\u092e\u0947\u0902 \u0924\u0941\u0930\u0902\u0924 \u0938\u0942\u091a\u0928\u093e \u0926\u0947\u0928\u093e<\\\/li>\\n\n<li>\u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0915\u093f \u0906\u092a\u0915\u0940 \u0916\u093e\u0924\u093e \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0938\u091f\u0940\u0915 \u0914\u0930 \u0905\u0926\u094d\u092f\u0924\u0928 \u0939\u0948<\\\/li>\\n <\\\/ul>\\n\n<p>\u0939\u092e \u0905\u092a\u0928\u0947 \u0935\u093f\u0935\u0947\u0915\u093e\u0928\u0941\u0938\u093e\u0930 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u092f\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0915\u093e\u0930\u0923 \u0938\u0947 \u0916\u093e\u0924\u094b\u0902 \u0915\u094b \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u092f\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-4\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>4. \u0928\u093f\u0937\u093f\u0926\u094d\u0927 \u0917\u0924\u093f\u0935\u093f\u0927\u093f\u092f\u093e\u0901<\\\/h2>\\n <\/p>\n<p>\u0906\u092a \u0928 \u0915\u0930 \u0938\u0915\u0947\u0902:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li><strong>\u0915\u093e\u0928\u0942\u0928 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928:<\\\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0935\u0948\u0927 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092f\u093e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u093e\u0928\u0942\u0928 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li><strong>\u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u094b \u0928\u0941\u0915\u0938\u093e\u0928 \u092a\u0939\u0941\u0901\u091a\u093e\u0928\u093e:<\\\/strong> \u0905\u0928\u094d\u092f \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0930\u0947\u0936\u093e\u0928 \u0915\u0930\u0928\u093e, \u0926\u0941\u0930\u094d\u0935\u094d\u092f\u0935\u0939\u093e\u0930 \u0915\u0930\u0928\u093e, \u0927\u092e\u0915\u0940 \u0926\u0947\u0928\u093e \u092f\u093e \u0921\u0930\u093e\u0928\u093e<\\\/li>\\n\n<li><strong>\u092a\u094d\u0930\u0924\u093f\u0930\u0942\u092a\u0923 \u0915\u0930\u0928\u093e:<\\\/strong> \u0938\u094d\u0935\u092f\u0902 \u0915\u094b \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u092f\u093e \u0938\u0902\u0917\u0920\u0928 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0917\u0932\u0924 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u0905\u0935\u093e\u0902\u091b\u093f\u0924 \u0908\u092e\u0947\u0932:<\\\/strong> \u0905\u0935\u093e\u0902\u091b\u093f\u0924 \u0938\u0902\u091a\u093e\u0930 \u092f\u093e \u0935\u093f\u091c\u094d\u091e\u093e\u092a\u0928 \u092d\u0947\u091c\u0928\u093e<\\\/li>\\n\n<li><strong>\u0926\u0941\u0930\u094d\u092d\u093e\u0935\u0928\u093e\u092a\u0942\u0930\u094d\u0923 \u0915\u094b\u0921:<\\\/strong> \u0935\u093e\u092f\u0930\u0938, \u092e\u0948\u0932\u0935\u0947\u092f\u0930 \u092f\u093e \u0905\u0928\u094d\u092f \u0939\u093e\u0928\u093f\u0915\u093e\u0930\u0915 \u0915\u094b\u0921 \u092a\u094d\u0930\u0938\u093e\u0930\u093f\u0924 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u0939\u0938\u094d\u0924\u0915\u094d\u0937\u0947\u092a \u0915\u0930\u0928\u093e:<\\\/strong> \u0938\u0947\u0935\u093e\u0913\u0902 \u092f\u093e \u0938\u0930\u094d\u0935\u0930\u094b\u0902 \u092e\u0947\u0902 \u092c\u093e\u0927\u093e \u092f\u093e \u0939\u0938\u094d\u0924\u0915\u094d\u0937\u0947\u092a \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u0938\u094d\u0915\u094d\u0930\u0948\u092a:<\\\/strong> \u092c\u093f\u0928\u093e \u0905\u0928\u0941\u092e\u0924\u093f \u0915\u0947 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u092a\u0939\u0941\u0901\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0938\u093e\u0927\u0928\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u0930\u093f\u0935\u0930\u094d\u0938 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930:<\\\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0949\u092b\u093c\u094d\u091f\u0935\u0947\u092f\u0930 \u0915\u094b \u0921\u093f\u0915\u094d\u0930\u093f\u092a\u094d\u091f, \u0921\u0940\u0915\u0902\u092a\u093e\u0907\u0932 \u092f\u093e \u0930\u093f\u0935\u0930\u094d\u0938 \u0907\u0902\u091c\u0940\u0928\u093f\u092f\u0930 \u0915\u0930\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u092a\u0930\u093f\u0939\u093e\u0930:<\\\/strong> \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f \u092f\u093e \u092a\u0939\u0941\u0901\u091a \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927 \u0915\u094b \u0926\u0930\u0915\u093f\u0928\u093e\u0930 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0909\u092a\u092f\u094b\u0917:<\\\/strong> \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928:<\\\/strong> \u0926\u0942\u0938\u0930\u094b\u0902 \u0915\u0940 \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e \u092f\u093e \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li><strong>\u091d\u0942\u0920\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940:<\\\/strong> \u091d\u0942\u0920\u0940 \u092f\u093e \u092d\u094d\u0930\u093e\u092e\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u093e<\\\/li>\\n <\\\/ul>\\n\n<p>\u0907\u0928 \u0928\u093f\u0937\u0947\u0927\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u0947 \u092a\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u0906\u092a\u0915\u0940 \u092a\u0939\u0941\u0902\u091a \u0924\u0924\u094d\u0915\u093e\u0932 \u0938\u092e\u093e\u092a\u094d\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948 \u0924\u0925\u093e \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-5\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>5. \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e<\\\/h2>\\n <\/p>\n<h3>5.1 \u092c\u0940\u0906\u0908\u090f\u092b\u090f+ \u0938\u0902\u092a\u0924\u094d\u0924\u093f<\\\/h3>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0940 \u0938\u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940, \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902 \u0914\u0930 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0937\u092e\u0924\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 \u092a\u093e\u0920, \u0917\u094d\u0930\u093e\u092b\u093f\u0915\u094d\u0938, \u0932\u094b\u0917\u094b, \u0906\u0907\u0915\u0928, \u091a\u093f\u0924\u094d\u0930, \u0911\u0921\u093f\u092f\u094b \u0915\u094d\u0932\u093f\u092a, \u0935\u0940\u0921\u093f\u092f\u094b \u0915\u094d\u0932\u093f\u092a, \u0921\u0947\u091f\u093e \u0938\u0902\u0915\u0932\u0928 \u0914\u0930 \u0938\u0949\u092b\u094d\u091f\u0935\u0947\u092f\u0930 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u094d\u0939\u0940\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902, BIFA+ \u092f\u093e \u0907\u0938\u0915\u0947 \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u0940 \u090f\u0915\u092e\u093e\u0924\u094d\u0930 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0939\u0948\u0902 \u0914\u0930 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0915\u0949\u092a\u0940\u0930\u093e\u0907\u091f, \u091f\u094d\u0930\u0947\u0921\u092e\u093e\u0930\u094d\u0915, \u092a\u0947\u091f\u0947\u0902\u091f, \u0935\u094d\u092f\u093e\u092a\u093e\u0930 \u0930\u0939\u0938\u094d\u092f \u0914\u0930 \u0905\u0928\u094d\u092f \u092c\u094c\u0926\u094d\u0927\u093f\u0915 \u0938\u0902\u092a\u0926\u093e \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u0948\u0902\u0964<\\\/p>\\n\\n <\/p>\n<h3>5.2 \u091f\u094d\u0930\u0947\u0921\u092e\u093e\u0930\u094d\u0915<\\\/h3>\\n <\/p>\n<p>BIFA+, BIFA+ \u0932\u094b\u0917\u094b, \u0914\u0930 \u0938\u092d\u0940 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0928\u093e\u092e, \u0932\u094b\u0917\u094b, \u0909\u0924\u094d\u092a\u093e\u0926 \u0914\u0930 \u0938\u0947\u0935\u093e \u0928\u093e\u092e, \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0914\u0930 \u0928\u093e\u0930\u0947 BIFA+ \u0915\u0947 \u091f\u094d\u0930\u0947\u0921\u092e\u093e\u0930\u094d\u0915 \u0939\u0948\u0902\u0964 \u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u092a\u0942\u0930\u094d\u0935 \u0932\u093f\u0916\u093f\u0924 \u0905\u0928\u0941\u092e\u0924\u093f \u0915\u0947 \u092c\u093f\u0928\u093e \u0907\u0928 \u091a\u093f\u0939\u094d\u0928\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947\u0964<\\\/p>\\n\\n <\/p>\n<h3>5.3 \u0938\u0940\u092e\u093f\u0924 \u0909\u092a\u092f\u094b\u0917<\\\/h3>\\n <\/p>\n<p>\u0906\u092a \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0938\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u093e \u092a\u0941\u0928\u0930\u0941\u0924\u094d\u092a\u093e\u0926\u0928, \u0935\u093f\u0924\u0930\u0923, \u0938\u0902\u0936\u094b\u0927\u0928, \u0935\u094d\u092f\u0941\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u093e\u0930\u094d\u092f \u092c\u0928\u093e\u0928\u093e, \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924, \u092a\u0941\u0928\u0930\u094d\u092a\u094d\u0930\u0915\u093e\u0936\u093f\u0924, \u0921\u093e\u0909\u0928\u0932\u094b\u0921, \u092d\u0902\u0921\u093e\u0930\u0923 \u092f\u093e \u092a\u094d\u0930\u0938\u093e\u0930\u0923 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947, \u0938\u093f\u0935\u093e\u092f \u0907\u0938\u0915\u0947 \u0915\u093f \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0906\u092a\u0915\u093e \u0915\u0902\u092a\u094d\u092f\u0942\u091f\u0930 \u0905\u0938\u094d\u0925\u093e\u092f\u0940 \u0930\u0942\u092a \u0938\u0947 RAM \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f\u092f\u093e\u0902 \u0938\u0902\u0917\u094d\u0930\u0939\u0940\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948<\\\/li>\\n\n<li>\u0906\u092a \u0910\u0938\u0940 \u092b\u093c\u093e\u0907\u0932\u0947\u0902 \u0938\u0902\u0917\u094d\u0930\u0939\u0940\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0906\u092a\u0915\u0947 \u092c\u094d\u0930\u093e\u0909\u091c\u093c\u0930 \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0915\u0948\u0936 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0902<\\\/li>\\n\n<li>\u0906\u092a \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u0932\u093f\u090f \u0909\u091a\u093f\u0924 \u0938\u0902\u0916\u094d\u092f\u093e \u092e\u0947\u0902 \u092a\u0943\u0937\u094d\u0920 \u092a\u094d\u0930\u093f\u0902\u091f \u092f\u093e \u0921\u093e\u0909\u0928\u0932\u094b\u0921 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\\\/li>\\n\n<li>\u0906\u092a \u0939\u092e\u093e\u0930\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0938\u094b\u0936\u0932 \u092e\u0940\u0921\u093f\u092f\u093e \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u093e\u091d\u093e \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902<\\\/li>\\n <\\\/ul>\\n <\\\/section>\\n\\n<br \/>\n<section id=\"\\\"section-6\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>6. \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\\\/h2>\\n <\/p>\n<h3>6.1 \u0906\u092a\u0915\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\\\/h3>\\n <\/p>\n<p>You retain ownership of any content you submit, post, or display through the Services (\\”User Content\\”). By submitting User Content, you represent and warrant that:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0938\u094d\u0935\u093e\u092e\u0940 \u092f\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948\u0902<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u093f\u0938\u0940 \u0924\u0940\u0938\u0930\u0947 \u092a\u0915\u094d\u0937 \u0915\u0947 \u0905\u0927\u093f\u0915\u093e\u0930\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0928\u0939\u0940\u0902 \u0915\u0930\u0924\u0940 \u0939\u0948<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0914\u0930 \u0938\u092d\u0940 \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0915\u093e \u0905\u0928\u0941\u092a\u093e\u0932\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948<\\\/li>\\n <\\\/ul>\\n\\n<br \/>\n<h3>6.2 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0905\u0928\u0941\u0926\u093e\u0928<\\\/h3>\\n <\/p>\n<p>\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u092c\u092e\u093f\u091f \u0915\u0930\u0915\u0947, \u0906\u092a BIFA+ \u0915\u094b \u0938\u0947\u0935\u093e\u0913\u0902 \u0914\u0930 BIFA+ \u0915\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0915\u0947 \u0938\u0902\u092c\u0902\u0927 \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u093e \u0909\u092a\u092f\u094b\u0917, \u092a\u0941\u0928\u0930\u0941\u0924\u094d\u092a\u093e\u0926\u0928, \u0935\u093f\u0924\u0930\u0923, \u0935\u094d\u092f\u0941\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u093e\u0930\u094d\u092f\u094b\u0902 \u0915\u094b \u0924\u0948\u092f\u093e\u0930 \u0915\u0930\u0928\u0947, \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u093f\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0935\u093f\u0936\u094d\u0935\u0935\u094d\u092f\u093e\u092a\u0940, \u0917\u0948\u0930-\u0905\u0928\u0928\u094d\u092f, \u0930\u0949\u092f\u0932\u094d\u091f\u0940-\u092e\u0941\u0915\u094d\u0924, \u0938\u094d\u0925\u093e\u092f\u0940, \u0905\u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0940\u092f, \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923\u0940\u092f \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u092e\u0947\u0902 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u093e \u0914\u0930 \u092a\u0941\u0928\u0930\u094d\u0935\u093f\u0924\u0930\u093f\u0924 \u0915\u0930\u0928\u093e \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\\\/p>\\n\\n <\/p>\n<h3>6.3 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u092e\u0949\u0921\u0930\u0947\u0936\u0928<\\\/h3>\\n <\/p>\n<p>\u0939\u092e \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0915\u094b\u0908 \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u0928\u0939\u0940\u0902 \u0930\u0916\u0924\u0947:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0940 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li>\u0939\u092e\u093e\u0930\u0947 \u092a\u0942\u0930\u094d\u0923 \u0935\u093f\u0935\u0947\u0915 \u092a\u0930 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u094b \u0939\u091f\u093e\u0928\u093e \u092f\u093e \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li>\u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928 \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li>\u0905\u0935\u0948\u0927 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0940 \u0930\u093f\u092a\u094b\u0930\u094d\u091f \u0909\u091a\u093f\u0924 \u092a\u094d\u0930\u093e\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u0915\u0930\u0947\u0902<\\\/li>\\n <\\\/ul>\\n\\n<br \/>\n<h3>6.4 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e<\\\/h3>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0926\u0940 \u0917\u0908 \u0915\u094b\u0908 \u092d\u0940 \u092a\u094d\u0930\u0924\u093f\u0915\u094d\u0930\u093f\u092f\u093e, \u0938\u0941\u091d\u093e\u0935 \u092f\u093e \u0935\u093f\u091a\u093e\u0930 BIFA+ \u0915\u0940 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092c\u0928 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0906\u092a\u0915\u094b \u092e\u0941\u0906\u0935\u091c\u093e \u0926\u093f\u090f \u092c\u093f\u0928\u093e \u0909\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-7\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>7. \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0938\u0947\u0935\u093e\u090f\u0901<\\\/h2>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u092e\u0947\u0902 \u0910\u0938\u0947 \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0935\u0947\u092c\u0938\u093e\u0907\u091f\u094b\u0902, \u0938\u0947\u0935\u093e\u0913\u0902 \u092f\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0915\u0947 \u0932\u093f\u0902\u0915 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0928\u0915\u093e \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u092f\u093e \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 BIFA+ \u0915\u0947 \u092a\u093e\u0938 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0939\u092e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0924\u0943\u0924\u0940\u092f-\u092a\u0915\u094d\u0937 \u0938\u093e\u0907\u091f, \u0938\u0942\u091a\u0928\u093e, \u0938\u093e\u092e\u0917\u094d\u0930\u0940, \u0909\u0924\u094d\u092a\u093e\u0926 \u092f\u093e \u0938\u0947\u0935\u093e \u0915\u093e \u0938\u092e\u0930\u094d\u0925\u0928 \u092f\u093e \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u0928\u0939\u0940\u0902 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\\\/p>\\n <\/p>\n<p>\u0924\u0943\u0924\u0940\u092f \u092a\u0915\u094d\u0937\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0906\u092a\u0915\u0940 \u092c\u093e\u0924\u091a\u0940\u0924 \u0914\u0930 \u0909\u0928\u0915\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0909\u0928\u0915\u0940 \u0905\u092a\u0928\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0914\u0930 \u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0939\u092e \u0906\u092a\u0915\u094b \u0909\u0928\u0915\u0947 \u0938\u093e\u0925 \u091c\u0941\u0921\u093c\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0909\u0928\u0915\u0940 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-8\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>8. \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e<\\\/h2>\\n <\/p>\n<p>\u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0939\u092e\u093e\u0930\u0947 \u0905\u0927\u0940\u0928 \u0939\u0948 <a href=\"\\\"\\\/privacy-policy\\\"\">\u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f<\\\/a>, \u091c\u093f\u0938\u0947 \u0938\u0902\u0926\u0930\u094d\u092d \u0926\u094d\u0935\u093e\u0930\u093e \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0915\u0943\u092a\u092f\u093e \u0939\u092e\u093e\u0930\u0940 \u0917\u094b\u092a\u0928\u0940\u092f\u0924\u093e \u0928\u0940\u0924\u093f \u0926\u0947\u0916\u0947\u0902 \u0924\u093e\u0915\u093f \u0906\u092a \u0938\u092e\u091d \u0938\u0915\u0947\u0902 \u0915\u093f \u0939\u092e \u0906\u092a\u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0948\u0938\u0947 \u090f\u0915\u0924\u094d\u0930\u093f\u0924, \u0909\u092a\u092f\u094b\u0917 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-9\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>9. \u0938\u0947\u0935\u093e \u0938\u0902\u0936\u094b\u0927\u0928<\\\/h2>\\n <\/p>\n<p>\u0939\u092e \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092d\u093e\u0917 \u0915\u094b \u0938\u0902\u0936\u094b\u0927\u093f\u0924, \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u092f\u093e \u092c\u0902\u0926 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li>\u0915\u0941\u091b \u0938\u0941\u0935\u093f\u0927\u093e\u0913\u0902 \u092a\u0930 \u0938\u0940\u092e\u093e\u090f\u0901 \u0932\u0917\u093e\u0928\u093e \u092f\u093e \u092a\u0939\u0941\u0901\u091a \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927\u093f\u0924 \u0915\u0930\u0928\u093e<\\\/li>\\n\n<li>\u0909\u091a\u093f\u0924 \u0938\u0942\u091a\u0928\u093e \u0915\u0947 \u0938\u093e\u0925 \u0936\u0941\u0932\u094d\u0915 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u0930\u0947\u0902 \u092f\u093e \u0928\u090f \u0936\u0941\u0932\u094d\u0915 \u0932\u093e\u0917\u0942 \u0915\u0930\u0947\u0902<\\\/li>\\n\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u094b \u0905\u092a\u0921\u0947\u091f, \u0909\u0928\u094d\u0928\u0924 \u092f\u093e \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u093f\u0924 \u0915\u0930\u0947\u0902<\\\/li>\\n <\\\/ul>\\n\n<p>\u091c\u092c \u092d\u0940 \u0938\u0902\u092d\u0935 \u0939\u094b\u0917\u093e \u0939\u092e \u0915\u093f\u0938\u0940 \u092d\u0940 \u092d\u094c\u0924\u093f\u0915 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0915\u0940 \u0909\u091a\u093f\u0924 \u0938\u0942\u091a\u0928\u093e \u0926\u0947\u0902\u0917\u0947, \u0932\u0947\u0915\u093f\u0928 \u0939\u092e \u0938\u0947\u0935\u093e\u0913\u0902 \u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0902\u0936\u094b\u0927\u0928, \u0928\u093f\u0932\u0902\u092c\u0928 \u092f\u093e \u0938\u092e\u093e\u092a\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0902\u0917\u0947\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-10\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>10. \u0905\u0938\u094d\u0935\u0940\u0915\u0930\u0923<\\\/h2>\\n <\/p>\n<h3>10.1 \u091c\u0948\u0938\u093e \u0939\u0948 \u0935\u0948\u0938\u093e \u0906\u0927\u093e\u0930<\\\/h3>\\n <\/p>\n<p>THE SERVICES ARE PROVIDED \\”AS IS\\” AND \\”AS AVAILABLE\\” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u0915\u0924\u093e \u0915\u0940 \u0935\u093e\u0930\u0902\u091f\u0940<\\\/li>\\n\n<li>\u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u092f\u0941\u0915\u094d\u0924\u0924\u093e<\\\/li>\\n\n<li>\u0917\u0948\u0930-\u0909\u0932\u094d\u0932\u0902\u0918\u0928<\\\/li>\\n\n<li>\u0936\u0940\u0930\u094d\u0937\u0915<\\\/li>\\n\n<li>\u0938\u091f\u0940\u0915\u0924\u093e, \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f\u0924\u093e, \u092f\u093e \u092a\u0942\u0930\u094d\u0923\u0924\u093e<\\\/li>\\n <\\\/ul>\\n\\n<br \/>\n<h3>10.2 \u0915\u094b\u0908 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u0939\u0940\u0902<\\\/h3>\\n <\/p>\n<p>\u0939\u092e \u0907\u0938\u0915\u0940 \u0917\u093e\u0930\u0902\u091f\u0940 \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0947 \u0915\u093f:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0938\u0947\u0935\u093e\u090f\u0901 \u0906\u092a\u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0947\u0902\u0917\u0940<\\\/li>\\n\n<li>\u0938\u0947\u0935\u093e\u090f\u0901 \u0928\u093f\u0930\u094d\u092c\u093e\u0927, \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092f\u093e \u0924\u094d\u0930\u0941\u091f\u093f-\u092e\u0941\u0915\u094d\u0924 \u0939\u094b\u0902\u0917\u0940<\\\/li>\\n\n<li>\u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u092a\u0930\u093f\u0923\u093e\u092e \u0938\u091f\u0940\u0915 \u092f\u093e \u0935\u093f\u0936\u094d\u0935\u0938\u0928\u0940\u092f \u0939\u094b\u0902\u0917\u0947<\\\/li>\\n\n<li>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0924\u094d\u0930\u0941\u091f\u093f \u0915\u094b \u0938\u0941\u0927\u093e\u0930\u093e \u091c\u093e\u090f\u0917\u093e<\\\/li>\\n <\\\/ul>\\n\\n<br \/>\n<h3>10.3 \u091c\u094b\u0916\u093f\u092e \u0927\u093e\u0930\u0923\u093e<\\\/h3>\\n <\/p>\n<p>\u0906\u092a \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0938\u0939\u092e\u0924 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0905\u092a\u0928\u0947 \u091c\u094b\u0916\u093f\u092e \u092a\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u0947 \u092a\u0930\u093f\u0923\u093e\u092e\u0938\u094d\u0935\u0930\u0942\u092a \u0906\u092a\u0915\u0947 \u0915\u0902\u092a\u094d\u092f\u0942\u091f\u0930 \u0938\u093f\u0938\u094d\u091f\u092e \u0915\u094b \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0915\u094d\u0937\u0924\u093f \u092f\u093e \u0921\u0947\u091f\u093e \u0939\u093e\u0928\u093f \u0915\u0947 \u0932\u093f\u090f \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0906\u092a \u0939\u0940 \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0939\u0948\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-11\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>11. \u0926\u093e\u092f\u093f\u0924\u094d\u0935 \u0915\u0940 \u0938\u0940\u092e\u093e<\\\/h2>\\n <\/p>\n<p>\u0915\u093e\u0928\u0942\u0928 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0928\u0941\u092e\u0924 \u0905\u0927\u093f\u0915\u0924\u092e \u0938\u0940\u092e\u093e \u0924\u0915, BIFA+ \u0914\u0930 \u0909\u0938\u0915\u0947 \u0938\u0939\u092f\u094b\u0917\u0940, \u0905\u0927\u093f\u0915\u093e\u0930\u0940, \u0928\u093f\u0926\u0947\u0936\u0915, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940, \u090f\u091c\u0947\u0902\u091f \u0914\u0930 \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u0927\u093e\u0930\u0915 \u0915\u093f\u0938\u0940 \u092d\u0940 \u091a\u0940\u091c\u093c \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0902\u0917\u0947:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0905\u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937, \u0906\u0915\u0938\u094d\u092e\u093f\u0915, \u0935\u093f\u0936\u0947\u0937, \u092a\u0930\u093f\u0923\u093e\u092e\u0940, \u092f\u093e \u0926\u0902\u0921\u093e\u0924\u094d\u092e\u0915 \u0915\u094d\u0937\u0924\u093f<\\\/li>\\n\n<li>\u0932\u093e\u092d, \u0930\u093e\u091c\u0938\u094d\u0935, \u0921\u0947\u091f\u093e \u092f\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0940 \u0939\u093e\u0928\u093f<\\\/li>\\n\n<li>\u0926\u0947\u092f\u0924\u093e \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0915\u094d\u0937\u0924\u093f<\\\/li>\\n\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u0909\u092a\u092f\u094b\u0917 \u092f\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0905\u0938\u092e\u0930\u094d\u0925\u0924\u093e \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u094d\u0937\u0924\u093f\u092f\u093e\u0901<\\\/li>\\n\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u093e\u092e\u0917\u094d\u0930\u0940 \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u0941\u0915\u0938\u093e\u0928<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0947 \u0921\u0947\u091f\u093e \u0924\u0915 \u0905\u0928\u0927\u093f\u0915\u0943\u0924 \u092a\u0939\u0941\u0901\u091a \u092f\u093e \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0938\u0947 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0928\u0941\u0915\u0938\u093e\u0928<\\\/li>\\n <\\\/ul>\\n\n<p>\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u0939\u092e\u093e\u0930\u0940 \u0915\u0941\u0932 \u0926\u0947\u092f\u0924\u093e \u092a\u093f\u091b\u0932\u0947 \u092c\u093e\u0930\u0939 \u092e\u0939\u0940\u0928\u094b\u0902 \u092e\u0947\u0902 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e BIFA+ \u0915\u094b \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0930\u093e\u0936\u093f \u0938\u0947 \u0905\u0927\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940, \u092f\u093e \u092f\u0926\u093f \u0906\u092a\u0928\u0947 \u0915\u094b\u0908 \u092d\u0941\u0917\u0924\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u0939\u0948 \u0924\u094b \u090f\u0915 \u0938\u094c \u0921\u0949\u0932\u0930 ($100) \u0938\u0947 \u0905\u0927\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940\u0964<\\\/p>\\n <\/p>\n<p>\u0915\u0941\u091b \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u093e\u0927\u093f\u0915\u093e\u0930 \u0915\u0941\u091b \u0938\u0940\u092e\u093e\u0913\u0902 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0928\u0939\u0940\u0902 \u0926\u0947\u0924\u0947, \u0907\u0938\u0932\u093f\u090f \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948 \u0915\u093f \u0907\u0928\u092e\u0947\u0902 \u0938\u0947 \u0915\u0941\u091b \u0938\u0940\u092e\u093e\u090f\u0902 \u0906\u092a \u092a\u0930 \u0932\u093e\u0917\u0942 \u0928 \u0939\u094b\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-12\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>12. \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f<\\\/h2>\\n <\/p>\n<p>\u0906\u092a BIFA+, \u0909\u0938\u0915\u0947 \u0938\u0939\u092f\u094b\u0917\u093f\u092f\u094b\u0902 \u0914\u0930 \u0909\u0928\u0915\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0905\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902, \u0928\u093f\u0926\u0947\u0936\u0915\u094b\u0902, \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902, \u090f\u091c\u0947\u0902\u091f\u094b\u0902, \u0932\u093e\u0907\u0938\u0947\u0902\u0938\u0927\u093e\u0930\u0915\u094b\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e \u092a\u094d\u0930\u0926\u093e\u0924\u093e\u0913\u0902 \u0915\u094b \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0938\u0947 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0926\u093e\u0935\u0947, \u0926\u0947\u0928\u0926\u093e\u0930\u093f\u092f\u094b\u0902, \u0915\u094d\u0937\u0924\u093f, \u0939\u093e\u0928\u093f, \u0932\u093e\u0917\u0924, \u0935\u094d\u092f\u092f \u092f\u093e \u0936\u0941\u0932\u094d\u0915 (\u0935\u0915\u0940\u0932 \u0915\u0947 \u0909\u091a\u093f\u0924 \u0936\u0941\u0932\u094d\u0915 \u0938\u0939\u093f\u0924) \u0938\u0947 \u092c\u091a\u093e\u0928\u0947, \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0930\u0928\u0947 \u0914\u0930 \u0939\u093e\u0928\u093f\u0930\u0939\u093f\u0924 \u0930\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>\u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u092a\u092f\u094b\u0917<\\\/li>\\n\n<li>\u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u092a\u0915\u094d\u0937 \u0915\u0947 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0905\u0927\u093f\u0915\u093e\u0930 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0940 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0938\u093e\u092e\u0917\u094d\u0930\u0940<\\\/li>\\n\n<li>\u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0932\u093e\u0917\u0942 \u0915\u093e\u0928\u0942\u0928 \u092f\u093e \u0935\u093f\u0928\u093f\u092f\u092e\u0928 \u0915\u093e \u0909\u0932\u094d\u0932\u0902\u0918\u0928<\\\/li>\\n <\\\/ul>\\n\n<p>\u0939\u092e \u0915\u094d\u0937\u0924\u093f\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0947 \u0905\u0927\u0940\u0928 \u0915\u093f\u0938\u0940 \u092d\u0940 \u092e\u093e\u092e\u0932\u0947 \u0915\u0947 \u0905\u0928\u0928\u094d\u092f \u092c\u091a\u093e\u0935 \u0914\u0930 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0915\u094b \u0938\u0902\u092d\u093e\u0932\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0930\u0916\u0924\u0947 \u0939\u0948\u0902, \u0914\u0930 \u0906\u092a \u0939\u092e\u093e\u0930\u0947 \u092c\u091a\u093e\u0935 \u092e\u0947\u0902 \u0938\u0939\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-13\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>13. \u0936\u093e\u0938\u0940 \u0915\u093e\u0928\u0942\u0928<\\\/h2>\\n <\/p>\n<p>\u092f\u0947 \u0936\u0930\u094d\u0924\u0947\u0902 \u0914\u0930 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0906\u092a\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924 \u0915\u0947 \u0915\u093e\u0928\u0942\u0928\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0936\u093e\u0938\u093f\u0924 \u0914\u0930 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0907\u0938\u0915\u0947 \u0915\u093e\u0928\u0942\u0928 \u0915\u0947 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924\u094b\u0902 \u0915\u0947 \u0938\u0902\u0918\u0930\u094d\u0937 \u0915\u0940 \u092a\u0930\u0935\u093e\u0939 \u0915\u093f\u090f \u092c\u093f\u0928\u093e\u0964<\\\/p>\\n <\/p>\n<p>\u092e\u093e\u0932 \u0915\u0940 \u0905\u0902\u0924\u0930\u094d\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u092c\u093f\u0915\u094d\u0930\u0940 \u0915\u0947 \u0932\u093f\u090f \u0905\u0928\u0941\u092c\u0902\u0927\u094b\u0902 \u092a\u0930 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930 \u0915\u0928\u094d\u0935\u0947\u0902\u0936\u0928 \u0907\u0928 \u0936\u0930\u094d\u0924\u094b\u0902 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-14\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>14. \u0935\u093f\u0935\u093e\u0926 \u0938\u092e\u093e\u0927\u093e\u0928<\\\/h2>\\n <\/p>\n<h3>14.1 \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0938\u092e\u093e\u0927\u093e\u0928<\\\/h3>\\n <\/p>\n<p>\u0939\u092e \u0935\u093f\u0935\u093e\u0926\u094b\u0902 \u0915\u094b \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0938\u0941\u0932\u091d\u093e\u0928\u093e \u092a\u0938\u0902\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u094b\u0908 \u092d\u0940 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947, \u0906\u092a \u0939\u092e\u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0915\u0947 \u0935\u093f\u0935\u093e\u0926 \u0938\u0941\u0932\u091d\u093e\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902\u0964 <a href=\"\\\"mailto:info@bifa.ai\\\"\">info@bifa.ai<\\\/a>\u0939\u092e \u0906\u092a\u0938\u0947 \u0908\u092e\u0947\u0932 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0915\u0947 \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0935\u093f\u0935\u093e\u0926 \u0915\u094b \u0938\u0941\u0932\u091d\u093e\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0947\u0902\u0917\u0947\u0964<\\\/p>\\n\\n <\/p>\n<h3>14.2 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0915\u093e\u0930\u094d\u092f\u0935\u093e\u0939\u0940<\\\/h3>\\n <\/p>\n<p>\u092f\u0926\u093f \u0939\u092e 60 \u0926\u093f\u0928\u094b\u0902 \u0915\u0947 \u092d\u0940\u0924\u0930 \u0905\u0928\u094c\u092a\u091a\u093e\u0930\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0935\u093f\u0935\u093e\u0926 \u0915\u093e \u0938\u092e\u093e\u0927\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u0930 \u092a\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0915\u094b\u0908 \u092d\u0940 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0915\u093e\u0928\u0942\u0928\u0940 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0926\u0941\u092c\u0908, \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924 \u0915\u0940 \u0905\u0926\u093e\u0932\u0924\u094b\u0902 \u092e\u0947\u0902 \u0915\u0940 \u091c\u093e\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964 \u0906\u092a \u0907\u0928 \u0905\u0926\u093e\u0932\u0924\u094b\u0902 \u0915\u0947 \u0905\u0928\u0928\u094d\u092f \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u093e\u0927\u093f\u0915\u093e\u0930 \u0914\u0930 \u0938\u094d\u0925\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924\u093f \u0926\u0947\u0924\u0947 \u0939\u0948\u0902\u0964<\\\/p>\\n\\n <\/p>\n<h3>14.3 \u0935\u0930\u094d\u0917 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u091b\u0942\u091f<\\\/h3>\\n <\/p>\n<p>\u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u093f\u0935\u093e\u0926 \u0915\u094b \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0930\u0942\u092a \u0938\u0947 \u0932\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u0948\u0902, \u0928 \u0915\u093f \u0915\u093f\u0938\u0940 \u0935\u0930\u094d\u0917 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908, \u0938\u093e\u092e\u0942\u0939\u093f\u0915 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u092f\u093e \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f \u0915\u093e\u0930\u094d\u092f\u0935\u093e\u0939\u0940 \u0915\u0947 \u092d\u093e\u0917 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902\u0964<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-15\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>15. \u0938\u092e\u093e\u092a\u094d\u0924\u093f<\\\/h2>\\n <\/p>\n<h3>15.1 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e<\\\/h3>\\n <\/p>\n<p>\u0906\u092a \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f \u0939\u092e\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u092c\u0902\u0926 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092a \u0939\u092e\u0938\u0947 \u0938\u0902\u092a\u0930\u094d\u0915 \u0915\u0930\u0915\u0947 \u0905\u092a\u0928\u093e \u0916\u093e\u0924\u093e \u0939\u091f\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 <a href=\"\\\"mailto:support@bifa.ai\\\"\">support@bifa.ai<\\\/a>.<\\\/p>\\n\\n <\/p>\n<h3>15.2 \u0939\u092e\u093e\u0930\u0947 \u0926\u094d\u0935\u093e\u0930\u093e<\\\/h3>\\n <\/p>\n<p>\u0939\u092e \u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u092e\u092f, \u0915\u093e\u0930\u0923 \u092f\u093e \u0938\u0942\u091a\u0928\u093e \u0915\u0947 \u0938\u093e\u0925 \u092f\u093e \u092c\u093f\u0928\u093e \u0915\u093e\u0930\u0923 \u092f\u093e \u0938\u0942\u091a\u0928\u093e \u0915\u0947, \u0938\u0947\u0935\u093e\u0913\u0902 \u0924\u0915 \u0906\u092a\u0915\u0940 \u092a\u0939\u0941\u0901\u091a \u0915\u094b \u0928\u093f\u0932\u0902\u092c\u093f\u0924 \u092f\u093e \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u092e\u0947\u0902 \u0928\u093f\u092e\u094d\u0928\u0932\u093f\u0916\u093f\u0924 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0907\u0928\u094d\u0939\u0940\u0902 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>Violation of these Terms<\\\/li>\\n\n<li>Conduct harmful to other users or BIFA+<\\\/li>\\n\n<li>Extended periods of inactivity<\\\/li>\\n\n<li>Request by law enforcement or government agencies<\\\/li>\\n\n<li>Discontinuation of the Services<\\\/li>\\n <\\\/ul>\\n\\n<br \/>\n<h3>15.3 Effect of Termination<\\\/h3>\\n <\/p>\n<p>Upon termination:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>Your right to use the Services ceases immediately<\\\/li>\\n\n<li>We may delete your account and data<\\\/li>\\n\n<li>Provisions that should survive termination will remain in effect<\\\/li>\\n <\\\/ul>\\n <\\\/section>\\n\\n<br \/>\n<section id=\"\\\"section-16\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>16. \u0936\u0930\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928<\\\/h2>\\n <\/p>\n<p>We may revise these Terms from time to time at our sole discretion. When we make changes:<\\\/p>\\n <\/p>\n<ul>\\n <\/p>\n<li>We will update the \\”Last Updated\\” date<\\\/li>\\n\n<li>For material changes, we will provide notice through the Services or via email<\\\/li>\\n\n<li>Your continued use after changes constitutes acceptance<\\\/li>\\n <\\\/ul>\\n\n<p>If you do not agree to the revised Terms, you must stop using the Services.<\\\/p>\\n <\\\/section>\\n\\n <\/p>\n<section id=\"\\\"section-17\\\"\" class=\"\\\"bifa-legal-section\\\"\">\\n <\/p>\n<h2>17. \u0938\u0902\u092a\u0930\u094d\u0915 \u091c\u093e\u0928\u0915\u093e\u0930\u0940<\\\/h2>\\n <\/p>\n<div class=\"\\\"bifa-contact-box\\\"\">\\n <\/p>\n<h3>Legal Department<\\\/h3>\\n <\/p>\n<p><strong>Email:<\\\/strong> <a href=\"\\\"mailto:info@bifa.ai\\\"\">info@bifa.ai<\\\/a><\\\/p>\\n <\/p>\n<p><strong>General Inquiries:<\\\/strong> <a href=\"\\\"mailto:info@bifa.ai\\\"\">info@bifa.ai<\\\/a><\\\/p>\\n <\/p>\n<p><strong>Support:<\\\/strong> <a href=\"\\\"mailto:support@bifa.ai\\\"\">support@bifa.ai<\\\/a><\\\/p>\\n <\/p>\n<p><strong>Postal Address:<\\\/strong><br \/>\\n BIFA+ (BRICS International Football Alliance)<br \/>\\n Legal Department<br \/>\\n Dubai, United Arab Emirates<\\\/p>\\n <\\\/div>\\n\\n <\/p>\n<h3>Additional Provisions<\\\/h3>\\n <\/p>\n<p><strong>Entire Agreement:<\\\/strong> These Terms constitute the entire agreement between you and BIFA+ regarding the Services.<\\\/p>\\n <\/p>\n<p><strong>Severability:<\\\/strong> If any provision is deemed invalid, the remaining provisions will continue in effect.<\\\/p>\\n <\/p>\n<p><strong>No Waiver:<\\\/strong> Our failure to enforce any provision is not a waiver of our right to do so later.<\\\/p>\\n <\/p>\n<p><strong>Assignment:<\\\/strong> You may not assign these Terms without our consent. We may assign our rights to any successor or acquirer.<\\\/p>\\n <\\\/section>\\n <\\\/div>\\n\\n \\n <\/p>\n<div class=\"\\\"bifa-legal-footer\\\"\">\\n <\/p>\n<p>Questions about our Terms of Service?<\\\/p>\\n <a href=\"\\\"\\\/contacts\\\"\" class=\"\\\"bifa-cta-button\\\"\">Contact Legal Team<\\\/a>\\n <\\\/div>\\n <\\\/div>\\n<\\\/div>\\n\\n<\/p>\n<style>\\n\\\/* BIFA+ brand colors *\\\/\\n:root {\\n --bifa-deep-navy: #0A1F44 !important;\\n --bifa-heritage-gold: #D4AF37 !important;\\n --bifa-civic-green: #1D6143 !important;\\n --bifa-bright-white: #FFFFFF !important;\\n --bifa-soft-black: #1A1A1A !important;\\n --bifa-font-heading: 'Montserrat', 'Cairo', sans-serif !important;\\n --bifa-font-body: 'Poppins', 'Tajawal', sans-serif !important;\\n}\\n\\n\\\/* Global reset *\\\/\\n* {\\n box-sizing: border-box;\\n}\\n\\nhtml, body {\\n margin: 0;\\n padding: 0;\\n overflow-x: hidden;\\n width: 100%;\\n}\\n\\n\\\/* Main wrapper *\\\/\\n.bifa-legal-wrapper {\\n position: relative;\\n background: linear-gradient(135deg, #ffffff 0%, #f8f9fa 50%, #ffffff 100%);\\n padding: 100px 0;\\n min-height: 100vh;\\n overflow: hidden;\\n width: 100vw;\\n margin-left: calc(50% - 50vw);\\n}\\n\\n\\\/* Decorative elements *\\\/\\n.bifa-legal-decorative {\\n position: absolute;\\n top: 0;\\n left: 0;\\n width: 100%;\\n height: 100%;\\n overflow: hidden;\\n pointer-events: none;\\n z-index: 0;\\n}\\n\\n.bifa-golden-accent {\\n position: absolute;\\n border-radius: 50%;\\n background: var(--bifa-heritage-gold);\\n opacity: 0.05;\\n filter: blur(100px);\\n animation: floatGentle 20s ease-in-out infinite;\\n}\\n\\n.bifa-golden-accent:first-child {\\n width: 400px;\\n height: 400px;\\n top: -200px;\\n right: -200px;\\n}\\n\\n.bifa-golden-accent:nth-child(2) {\\n width: 300px;\\n height: 300px;\\n bottom: -150px;\\n left: -150px;\\n animation-delay: 10s;\\n}\\n\\n.bifa-floating-particle {\\n position: absolute;\\n width: 4px;\\n height: 4px;\\n background: var(--bifa-heritage-gold);\\n border-radius: 50%;\\n opacity: 0.3;\\n animation: floatUp 15s linear infinite;\\n}\\n\\n.bifa-floating-particle:nth-child(3) { left: 10%; animation-delay: 0s; }\\n.bifa-floating-particle:nth-child(4) { left: 50%; animation-delay: 5s; }\\n.bifa-floating-particle:nth-child(5) { left: 80%; animation-delay: 10s; }\\n\\n\\\/* Container *\\\/\\n.bifa-legal-container {\\n max-width: 1000px;\\n margin: 0 auto;\\n padding: 0 60px;\\n position: relative;\\n z-index: 1;\\n}\\n\\n\\\/* Header *\\\/\\n.bifa-legal-header {\\n text-align: center;\\n margin-bottom: 60px;\\n animation: fadeInDown 1s ease;\\n}\\n\\n.bifa-legal-title {\\n font-family: var(--bifa-font-heading) !important;\\n font-size: clamp(2.5rem, 4vw, 3.5rem);\\n font-weight: 800;\\n background: linear-gradient(135deg, var(--bifa-heritage-gold), #ffd700);\\n -webkit-background-clip: text;\\n background-clip: text;\\n color: transparent;\\n margin: 0 0 20px;\\n text-transform: uppercase;\\n letter-spacing: -1px;\\n}\\n\\n.bifa-subtitle-line {\\n display: flex;\\n align-items: center;\\n justify-content: center;\\n gap: 20px;\\n margin-bottom: 20px;\\n}\\n\\n.bifa-gold-line {\\n width: 50px;\\n height: 2px;\\n background: linear-gradient(90deg, transparent, var(--bifa-heritage-gold), transparent);\\n}\\n\\n.bifa-legal-subtitle {\\n font-family: var(--bifa-font-body) !important;\\n font-size: 1.2rem;\\n color: var(--bifa-deep-navy);\\n font-weight: 600;\\n text-transform: uppercase;\\n letter-spacing: 2px;\\n margin: 0;\\n}\\n\\n.bifa-legal-meta {\\n font-family: var(--bifa-font-body) !important;\\n font-size: 0.95rem;\\n color: #666;\\n margin-top: 10px;\\n}\\n\\n\\\/* Table of Contents *\\\/\\n.bifa-toc-section {\\n background: white;\\n border-radius: 20px;\\n padding: 30px;\\n margin-bottom: 40px;\\n box-shadow: 0 10px 40px rgba(10, 31, 68, 0.08);\\n animation: fadeInUp 1s ease 0.2s both;\\n}\\n\\n.bifa-toc-section h2 {\\n font-family: var(--bifa-font-heading) !important;\\n font-size: 1.5rem;\\n font-weight: 700;\\n color: var(--bifa-deep-navy);\\n margin: 0 0 20px;\\n padding-bottom: 15px;\\n border-bottom: 3px solid var(--bifa-heritage-gold);\\n}\\n\\n.bifa-toc-nav {\\n display: grid;\\n grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));\\n gap: 10px;\\n}\\n\\n.bifa-toc-nav a {\\n font-family: var(--bifa-font-body) !important;\\n font-size: 0.95rem;\\n color: var(--bifa-deep-navy);\\n text-decoration: none;\\n padding: 8px 12px;\\n border-radius: 8px;\\n transition: all 0.3s ease;\\n}\\n\\n.bifa-toc-nav a:hover {\\n background: linear-gradient(135deg, var(--bifa-heritage-gold), #ffd700);\\n color: white;\\n transform: translateX(5px);\\n}\\n\\n\\\/* Main content *\\\/\\n.bifa-legal-content {\\n background: white;\\n border-radius: 20px;\\n padding: 50px;\\n box-shadow: 0 10px 40px rgba(10, 31, 68, 0.08);\\n animation: fadeInUp 1s ease 0.4s both;\\n}\\n\\n.bifa-legal-section {\\n margin-bottom: 50px;\\n scroll-margin-top: 100px;\\n}\\n\\n.bifa-legal-section:last-child {\\n margin-bottom: 0;\\n}\\n\\n.bifa-legal-section h2 {\\n font-family: var(--bifa-font-heading) !important;\\n font-size: 1.8rem;\\n font-weight: 700;\\n color: var(--bifa-deep-navy);\\n margin: 0 0 25px;\\n padding-bottom: 10px;\\n border-bottom: 2px solid rgba(212, 175, 55, 0.2);\\n}\\n\\n.bifa-legal-section h3 {\\n font-family: var(--bifa-font-heading) !important;\\n font-size: 1.3rem;\\n font-weight: 600;\\n color: var(--bifa-deep-navy);\\n margin: 25px 0 15px;\\n}\\n\\n.bifa-legal-section p {\\n font-family: var(--bifa-font-body) !important;\\n font-size: 1rem;\\n line-height: 1.8;\\n color: #444;\\n margin: 0 0 15px;\\n}\\n\\n.bifa-legal-section ul {\\n font-family: var(--bifa-font-body) !important;\\n font-size: 1rem;\\n line-height: 1.8;\\n color: #444;\\n margin: 0 0 20px;\\n padding-left: 25px;\\n}\\n\\n.bifa-legal-section ul li {\\n margin-bottom: 10px;\\n}\\n\\n.bifa-legal-section strong {\\n color: var(--bifa-deep-navy);\\n font-weight: 600;\\n}\\n\\n.bifa-legal-section a {\\n color: var(--bifa-heritage-gold);\\n text-decoration: none;\\n transition: all 0.3s ease;\\n font-weight: 500;\\n}\\n\\n.bifa-legal-section a:hover {\\n color: var(--bifa-civic-green);\\n text-decoration: underline;\\n}\\n\\n\\\/* Contact Box *\\\/\\n.bifa-contact-box {\\n background: linear-gradient(135deg, rgba(212, 175, 55, 0.05), rgba(212, 175, 55, 0.1));\\n border-left: 4px solid var(--bifa-heritage-gold);\\n border-radius: 10px;\\n padding: 25px;\\n margin-top: 20px;\\n}\\n\\n.bifa-contact-box h3 {\\n font-family: var(--bifa-font-heading) !important;\\n font-size: 1.2rem;\\n font-weight: 700;\\n color: var(--bifa-deep-navy);\\n margin: 0 0 15px;\\n}\\n\\n.bifa-contact-box p {\\n margin: 10px 0;\\n}\\n\\n\\\/* Footer CTA *\\\/\\n.bifa-legal-footer {\\n text-align: center;\\n margin-top: 60px;\\n padding: 40px;\\n background: linear-gradient(135deg, var(--bifa-civic-green), #2a8a5e);\\n border-radius: 20px;\\n animation: fadeInUp 1s ease 0.6s both;\\n}\\n\\n.bifa-legal-footer p {\\n font-family: var(--bifa-font-body) !important;\\n font-size: 1.2rem;\\n color: white;\\n margin: 0 0 20px;\\n}\\n\\n.bifa-cta-button {\\n display: inline-block;\\n padding: 18px 40px;\\n background: var(--bifa-heritage-gold);\\n color: var(--bifa-deep-navy);\\n text-decoration: none;\\n font-family: var(--bifa-font-heading) !important;\\n font-size: 1rem;\\n font-weight: 700;\\n text-transform: uppercase;\\n letter-spacing: 1px;\\n border-radius: 50px;\\n transition: all 0.3s ease;\\n}\\n\\n.bifa-cta-button:hover {\\n background: white;\\n transform: translateY(-3px);\\n box-shadow: 0 15px 30px rgba(0, 0, 0, 0.2);\\n}\\n\\n\\\/* Animations *\\\/\\n@keyframes floatGentle {\\n 0%, 100% { transform: translate(0, 0); }\\n 50% { transform: translate(30px, -30px); }\\n}\\n\\n@keyframes floatUp {\\n 0% {\\n transform: translateY(100vh);\\n opacity: 0;\\n }\\n 10% {\\n opacity: 0.3;\\n }\\n 90% {\\n opacity: 0.3;\\n }\\n 100% {\\n transform: translateY(-100vh);\\n opacity: 0;\\n }\\n}\\n\\n@keyframes fadeInDown {\\n from {\\n opacity: 0;\\n transform: translateY(-30px);\\n }\\n to {\\n opacity: 1;\\n transform: translateY(0);\\n }\\n}\\n\\n@keyframes fadeInUp {\\n from {\\n opacity: 0;\\n transform: translateY(30px);\\n }\\n to {\\n opacity: 1;\\n transform: translateY(0);\\n }\\n}\\n\\n\\\/* Responsive design *\\\/\\n@media (max-width: 1200px) {\\n .bifa-legal-container {\\n padding: 0 40px;\\n }\\n}\\n\\n@media (max-width: 768px) {\\n .bifa-legal-wrapper {\\n padding: 60px 0;\\n }\\n \\n .bifa-legal-container {\\n padding: 0 20px;\\n }\\n \\n .bifa-legal-header {\\n margin-bottom: 40px;\\n }\\n \\n .bifa-legal-title {\\n font-size: 2rem;\\n }\\n \\n .bifa-legal-subtitle {\\n font-size: 1rem;\\n }\\n \\n .bifa-toc-nav {\\n grid-template-columns: 1fr;\\n }\\n \\n .bifa-legal-content {\\n padding: 30px 20px;\\n }\\n \\n .bifa-legal-section h2 {\\n font-size: 1.4rem;\\n }\\n \\n .bifa-legal-section h3 {\\n font-size: 1.1rem;\\n }\\n \\n .bifa-legal-section {\\n margin-bottom: 35px;\\n }\\n \\n .bifa-legal-footer {\\n padding: 30px 20px;\\n }\\n \\n \\\/* Hide decorative elements on mobile *\\\/\\n .bifa-golden-accent,\\n .bifa-floating-particle {\\n display: none;\\n }\\n}\\n\\n@media (max-width: 480px) {\\n .bifa-legal-wrapper {\\n padding: 40px 0;\\n }\\n \\n .bifa-legal-container {\\n padding: 0 15px;\\n }\\n \\n .bifa-legal-title {\\n font-size: 1.7rem;\\n }\\n \\n .bifa-legal-content {\\n padding: 25px 15px;\\n border-radius: 15px;\\n }\\n \\n .bifa-cta-button {\\n padding: 15px 30px;\\n font-size: 0.9rem;\\n }\\n}\\n<\\\/style>\\n\\n<\\\/body>\\n<\\\/html>\"}}]}]}]}],\"version\":\"4.5.20\"} --><\/p>","protected":false},"excerpt":{"rendered":"<p>Terms of Service – BIFA+ Terms of Service Agreement & Guidelines Effective Date: January 15, 2025 | Last Updated: January 15, 2025 Table of Contents 1. Agreement to Terms 2. Use of Services 3. User Accounts 4. Prohibited Activities 5. Intellectual Property 6. User Content 7. Third-Party Services 8. Privacy 9. Service Modifications 10. Disclaimers […]<\/p>","protected":false},"author":0,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1097","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/pages\/1097","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/comments?post=1097"}],"version-history":[{"count":3,"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/pages\/1097\/revisions"}],"predecessor-version":[{"id":1104,"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/pages\/1097\/revisions\/1104"}],"wp:attachment":[{"href":"https:\/\/bifa.ai\/hi\/wp-json\/wp\/v2\/media?parent=1097"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}